My eBanc offers up to 3.90% APY on savings, but requires a $25,000 opening deposit and has a $15 monthly fee if your balance dips below that. A solid rate for large balances, but watch the fees and requirements.
BonusNot listed
Annual FeeNot listed
Monthly Fee$15
ExpirationNot listed
What to know
Maximum APY: 3.90% for balances of $100,000 and above
APY for Lower Balances: 3.70% for balances below $100,000
Minimum to Open: $25,000
Monthly Fee: $15 if average daily balance falls below $25,000
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 17, 2026
What to know
Total Potential Bonus: $550 ($250 from Rakuten + $300 from SoFi)
Primary Requirement: Open a new SoFi Checking & Savings account via a Rakuten link and complete a qualifying direct deposit.
Minimum Direct Deposit: $500
Deadline for Direct Deposit: Within 45 days of clicking the Rakuten link
Earn up to 2,000 bonus Southwest Rapid Rewards points by shopping through the portal. Spend $100 for 400 points or $350 for 2,000 points. Offer ends 9/18/24.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Promotion: Earn up to 2,000 bonus points with qualifying purchases via Southwest Rapid Rewards Shopping
Tier 1 Bonus: 400 bonus points for spending $100–$349.99
Tier 2 Bonus: 2,000 bonus points for spending $350 or more
Bonus Period: September 9, 2024 at 12:00 a.m. ET through September 18, 2024 at 11:59 p.m. ET
My Banking Direct offers a competitive 5.25% APY on a 5-month CD with a $2,500 minimum. A solid, short-term option for cash you know you won't need for a few months.
BluPeak Credit Union offers a nationwide money market account at 3.75% APY with a $100 minimum. Here's what you need to know about membership, rates, and if it's right for you.
Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Offer Amounts: $100 bonus for $1,000-$4,999 in monthly direct deposits OR $250 bonus for $5,000+ in monthly direct deposits.
Account Required: High Yield Checking account (also earns up to 5.00% APY on balances up to $5,000 with qualifying activities).
Key Requirement: Must set up and receive qualifying ACH direct deposits for three consecutive calendar months.
Promo Code: Must use promo code 'DDEP' during account opening.
Veritex Community Bank offers a nationwide Max Savings account with up to 5.39% APY, but you must apply through a third-party platform. Here's how it works and what to watch for.
Primis Bank's Perks Checking account pays 50 cents cash back on every debit card purchase nationwide. No monthly fees, $1 minimum to open, and a soft credit pull.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Core Offer: 50 cents cash back on every debit card purchase
Account Type: Perks Checking
Availability: Nationwide (online); physical branches in Maryland and Virginia
Earn 10,000 MyPoints when you open a Current account and set up a $200 direct deposit. No minimum balance, free overdraft up to $200, and up to 4% APY on savings.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Reward: 10,000 MyPoints
Requirement: Open a Current account and set up a payroll direct deposit of $200 or more
Offer expiration: Limited time (no specific end date given)
Earn a 17,000-point bonus by opening a Step banking account via MyPoints. Requires setting up $500 in monthly direct deposits. Points post after 32 days.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: 17,000 MyPoints
Required Action: Open a new Step account and fund it
Key Requirement: Set up $500 in monthly direct deposits to your Step account
First Citizens Bank offers an 11-month CD at 5.00% APY with a $5,000 minimum. It's online-only and FDIC insured. Here's what to know before you lock in your cash.
First United Bank offers a $250 personal checking bonus until 10/18/24 and a $300 business checking bonus until 9/30/24. Both are limited to Texas and Oklahoma residents. Here's how to claim them and what to watch out for.
Book a 2+ night stay at Homes & Villas by Marriott Bonvoy by Aug 31, 2024, earn 24K bonus points, and save 10%. Stays must be completed by Dec 20, 2024. Min spend $2,000.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Points: 24,000 Marriott Bonvoy points per eligible stay
Discount: 10% off participating vacation rentals worldwide
Booking Window: August 5 – August 31, 2024
Travel Window: Stays completed by December 20, 2024
Jovia Financial Credit Union offers standout CD rates, including a 5.30% APY 15-month term. Open to anyone nationwide with a $100 minimum. Here's a detailed look at the offer and key considerations.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Top CD Rates: 5.30% APY for 15 months, 5.00% APY for 8 months
CFG Bank offers a competitive 5.25% APY on its 12-month CD with a low $500 minimum. Nationwide availability and FDIC insurance make it a strong option for savers.
NexBank offers competitive CDs with up to 5.35% APY on 12-month terms. Minimum deposits start at $1 for Raisin-powered CDs. FDIC insured, no fees, nationwide availability.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
12-Month High-Yield CD (via Raisin): 5.15% APY, $1 minimum deposit
Climate First Bank offers standout no-penalty CDs: 5.34% APY for 6 months and 5.00% APY for 12 months. With a $500 minimum, unique add-on deposits, and a one-time rate bump, they're worth a look for flexible savings.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
6-Month CD APY: 5.34%
12-Month CD APY: 5.00%
Minimum Deposit: $500
Availability: Nationwide (Bank is based in Florida)
Delta SkyMiles Shopping is running a Back-to-School Bonus: earn 500 to 2,000 bonus miles when you spend $150 to $800 at participating stores through August 9, 2024.
Western Vista Federal Credit Union offers a 4.50% APY on a 54-month CD with a $500 minimum. Nationwide membership. Weigh the pros and cons before locking in your cash.
Dover Federal Credit Union offers a standout 5.39% APY on a 24-month Flex Share Certificate, available nationwide. You just need to join a $15 conservation group to become a member.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Top Offer: 5.39% APY on a 24-Month Flex Share Certificate
Minimum Deposit: $500
Membership Requirement: Open to anyone nationwide by joining the Friends of Bombay Hook (a $15 individual membership)
Early Withdrawal Penalty (for this 24-month term): 90 days of dividends
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
BonusNot listed
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Feature: Zelle integration within SoFi app
Availability: Rolling out to members over weeks starting May 2024
Prioritized Users: Existing Zelle standalone app users via SoFi, then members with direct deposit
Transfer Speed: Money typically received within minutes*
Magnifi Financial offers 5.25% APY on a 10-month CD, 5.20% on 15-month, and 5.15% on 20-month. Minimum deposit $2,500, max $500K. NCUA insured. Nationwide availability.