TruNorth Bank offers a $300 bonus split into two $150 payments for opening a checking account. Available in MA, CT, RI, NH. No monthly fees, but requires eStatements and either direct deposits or debit card transactions.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Total Bonus Amount: $300 ($150 initially + $150 after 12 months)
Account Required: New Get Real Checking® account
Minimum to Open: $10
Eligible States: Massachusetts, Connecticut, Rhode Island, New Hampshire
GBC Bank offers a $300 bonus for opening a checking account and setting up a $300+ direct deposit within 90 days. No monthly fee with paperless statements. Bonus posts within 120 days.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Required Action: Open a new Easy Checking or On Campus Checking account and receive $300+ in qualifying direct deposits within 90 days.
Direct Deposit Definition: Electronic deposits of paycheck, pension, or government benefits (e.g., Social Security). Zelle and micro-deposits do NOT qualify.
Bonus Timeline: Bonus deposited within 120 days of account opening, after requirements are met.
Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a Utah resident. No monthly fees, but keep account open 6+ months.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Account Required: New Elevated Checking Account
Key Requirement: Set up a new direct deposit of at least $500
Geographic Restriction: Available to Utah residents only
Altra Federal Credit Union offers a $300 bonus for opening a new A+ checking account with a $500 direct deposit. Must apply online on December 1, 2025. Available in WI, MN, TX, TN.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: New A+ Checking or A+ Platinum Account
Key Requirement: $500 qualifying direct deposit within 60 days
Credit Human offers $300 for opening a checking account with direct deposit and debit card use. Limited to TX and LA residents. Must complete requirements by Dec 31, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $300
Availability: Residents of San Antonio, TX; Houston, TX; New Orleans, LA, and surrounding areas
Quad City Bank & Trust offers a $300 checking bonus for IA/IL residents without requiring direct deposit. Just open an account, use your debit card 3 times, and go paperless. Bonus expires 8/15/2025.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Aug 15, 2025
What to know
Bonus Amount: $300 cash credit or choice of physical gifts (Yeti Cooler, Ninja Espresso System)
Availability: Must be a resident of Iowa or Illinois
Direct Deposit Required: No
Key Requirements: Open a new consumer checking account, use debit card 3 times, enroll in online banking & e-Statements, keep account open & in good standing for 30+ days
State Bank offers a $300 bonus for opening a Cash Rewards Checking account with a qualifying direct deposit. Available in IN, OH, MI. No minimum deposit amount, but watch the $8 monthly fee and 180-day early closure penalty.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jan 30, 2026
What to know
Bonus Amount: $300
Offer Expiration: None officially listed, but terms effective 1/30/26. Subject to change.
Availability: Indiana, Ohio, and Michigan residents only
Required Action: Open a new Cash Rewards Checking account and receive a qualifying direct deposit within 60 days.
Bank of Oklahoma offers a $300 bonus for students opening an Access Checking account. Requires proof of enrollment, $50 deposit, $200 in deposits, and 10 debit card purchases within 90 days. Offer ends June 30, 2026.
TopLine Financial Credit Union offers a $300 bonus for opening a checking account with direct deposit requirements. Must be in Minnesota, use promo code TL300, and meet eligibility. Offer expires 12/31/25.
Texas residents can earn a $300 bonus by opening a Complete Checking account and receiving two direct deposits totaling $1,000 within 60 days. No monthly fees and a competitive APY sweeten the deal.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Offer Expiry: Not specified; subject to change without notice
Required Action: Open a new Complete Checking account with promo code NEWREWARDS
Trustco Bank offers a $300 bonus for opening a checking and savings combo. You'll need to set up direct deposit and weekly transfers, and the bonus pays out after 90 days. Offer ends 2/28/26.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $300
Required Accounts: Home Town Free Checking Account and a new Rainy Day Fund Account
Direct Deposit Requirement: Minimum $500 monthly from payroll, Social Security, or pension. Must be the entire recurring payment.
Additional Requirement: Set up a weekly automatic transfer of at least $10 from checking to the Rainy Day Fund.
Indiana residents in select counties can get a $300 cash bonus and a free Owala tumbler for opening a new checking and savings account by 12/31/25. Requires 15 debit card purchases and a $1,000 balance within 60 days.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $300 cash
Additional Perk: Free Owala Tumbler
Accounts Required: New checking AND new savings account
Offer Expiry: Accounts must be opened by December 31, 2025
Webster Bank offers up to $300 for opening a Premium Checking account with qualifying direct deposits. Must enroll in-person by 1/5/26. Available in CT, MA, NY, RI.
Bonus$300
Annual FeeNot listed
Monthly Fee$15
ExpirationExpired Feb 25, 2026
What to know
Maximum Bonus Amount: $300
Account Type Required: Premium Checking
Direct Deposit Requirement: $500+ per statement cycle
Bonus Payout Structure: $150 per qualifying statement cycle, up to 2 cycles
Walden Savings Bank offers a $300 bonus for opening a personal checking account in NY. Meet a $1k direct deposit or debit spend requirement within 90 days. Offer ends 12/31/25.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $300
Account Type: Personal Checking
Availability: New York State only
Key Requirement: $1,000 in monthly direct deposits OR $1,000 in debit card purchases within first 90 days
Carter Bank offers a $300 bonus for opening a new checking account. Requires $1,000 in direct deposits and a $500 average daily balance over 90 days. Available in NC and VA for a limited time.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Availability: North Carolina and Virginia only
Direct Deposit Requirement: $1,000 total over 90 days
Average Daily Balance Requirement: $500 over the 90-day period
Carolina Trust FCU offers a $300 checking bonus for new accounts. Requires meeting monthly activity requirements and is available to SC residents. Offer ends 12/31/25.
Bonus$300
Annual FeeNot listed
Monthly Fee$5.95
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $300
Account Type: Rewards+ Checking
Offer Expiry: December 31, 2025
Availability: South Carolina residents and eligible individuals in specific NC/SC counties
Cape Cod 5 is offering a $300 bonus for opening a new checking account. You'll need direct deposits, debit card purchases, and to maintain a minimum balance. Offer ends 12/31/25.
Suffolk Federal Credit Union offers a $300 checking bonus with no direct deposit required. You must deposit $500 monthly for 3 months. Offer ends 12/31/25 and is only for NY residents.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $300
Account Required: New Momentum Checking Account
Key Requirement: Deposit at least $500 in one transaction each month for the first 3 months (money cannot already be on deposit at the credit union).
Alltru Credit Union offers a $300 bonus for new checking accounts. Requires two qualifying direct deposits of $300+ each within 60 days, online banking enrollment, and living/working in the St. Louis metro. Offer ends 12/31/25.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $300
Offer Expiry: December 31, 2025
Required Account: New Premium, Value, Basic, or Opportunity Checking Account
Promo Code: GET300 (must be used during online application)
Texas residents can earn a $300 bonus by opening a Schertz Bank DirectPLUS Checking account, setting up a $500+ monthly direct deposit, and maintaining a $500 daily balance for 90 days.
Bonus$300
Annual FeeNot listed
Monthly Fee$500
ExpirationNot listed
What to know
Bonus Amount: $300
Account Required: DirectPLUS Checking
Direct Deposit Requirement: $500 or more per month
Minimum Balance Requirement: $500 daily balance for 90 days
Arizona residents can earn $300 for opening a new checking account with Pinnacle Bank. Requires a $100 deposit, setting up direct deposit, and using a specific offer code. Offer ends January 31, 2026.
Bank of Colorado offers a $300 bonus for opening a new checking account with direct deposit. Available in AZ and CO until Jan 31, 2026. Watch for the $5 monthly fee and 90-day hold period.
Wisconsin residents can earn $300 by opening a Select NOW Checking account, setting up direct deposit, and keeping a $2,000 balance. Offer ends 10/31/25.
Bonus$300
Annual FeeNot listed
Monthly Fee$500
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Select NOW Checking (interest-earning)
Earn up to $300 by opening a Metropolitan Bank checking account online. Complete direct deposit, bill pay, and debit card steps to unlock the full bonus. Limited time.
Bonus$300
Annual FeeNot listed
Monthly Fee$8
ExpirationNot listed
What to know
Bonus Amount: Up to $300 ($50 for opening + $50 per recurring direct deposit or bill pay, max 2 each + $50 for debit card use)
Account Type: Value Checking, Premier Interest Checking, or Senior Citizen Checking
Availability: California (online account opening required)
Direct Deposit Requirement: Yes – $500+ per month for 6 months (each recurring deposit earns $50, max 2)