Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#505

CLEAR Plus: Get a $100 Travel Voucher for Joining Now

National Bank Bonus

Join CLEAR Plus for $189 and get a $100 travel voucher rebate. Use promo code TRAVELREWARD100. Offer for new members only; voucher arrives after June 30, 2024.

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What to know

  • Offer: Get a $100 travel voucher when you purchase a one-year CLEAR Plus membership.
  • Membership Cost: $189 for one year of CLEAR Plus.
  • Promo Code: TRAVELREWARD100
  • Voucher Delivery: Rebate code delivered via email after the promotion period ends (after June 30, 2024).
#506

Score Big with Hilton's 100% Points Bonus – Here's What You Need to Know

National Bank Bonus

Buy Hilton points with a 100% bonus through July 23, 2024. That's effectively 0.5 cents each. Great for topping off your account before a 5-night award stay.

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What to know

  • Promotion: 100% bonus on purchased Hilton Honors points
  • Effective cost per point: 0.5 cents (normally 1 cent)
  • Minimum purchase: 5,000 points to qualify for the bonus
  • Maximum purchase: 80,000 points per calendar year
#507

A Quick Boost for Your Travel Plans: Amex Points to Avianca LifeMiles

National Bank Bonus

Transfer your Amex Membership Rewards points to Avianca LifeMiles by June 30th and get a 15% bonus. A solid opportunity to stretch your points for Star Alliance flights, but act fast and know the rules.

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What to know

  • Offer: 15% bonus miles when transferring Amex Membership Rewards to Avianca LifeMiles
  • Transfer Window: June 3, 2024 (12:00 am GMT-5) to June 30, 2024 (11:59 pm GMT-4)
  • Minimum Transfer: 1,000 Amex points
  • Bonus Timing: Bonus miles post within 24 hours of transfer request
#508

6.75% APY Checking? Yes, Genisys Credit Union Makes It Happen

National Bank Bonus

Earn a massive 6.75% APY on up to $7,500 with Genisys Credit Union's Genius High Yield Checking. No monthly fees, nationwide access, and just 10 debit card swipes per month. Open to anyone via a partner membership.

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Monthly Fee $0
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What to know

  • APY: 6.75% on balances up to $7,500; 0.05% on balances above $7,500
  • Maximum Balance for Top Rate: $7,500
  • Monthly Maintenance Fee: $0
  • Minimum Opening Deposit: $0
#509

Snag 5,000 MyPoints by Opening a Varo Bank Account

National Bank Bonus

Open a new Varo Bank account via MyPoints, deposit and spend $25, and get 5,000 points. A solid, low-effort bonus for trying a digital bank.

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What to know

  • Reward: 5,000 MyPoints
  • Required Action: Open a new Varo Bank account via the MyPoints link, link an external bank, deposit at least $25, and spend $25 with the Varo debit card within 30 days.
  • Key Requirement: Must use the exact same email address for both your MyPoints and new Varo accounts.
  • Eligibility: Only for brand new Varo Bank customers. If you've ever downloaded the Varo app before, you won't qualify.
#510

Stack Rewards on a No-Fee Checking Account: MyPoints & Ally Bank

National Bank Bonus

Open a new Ally Bank Spending Account via MyPoints, get a qualifying direct deposit, and earn 22,000 bonus points. A solid combo of a useful account and extra rewards.

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What to know

  • Bonus Amount: 22,000 MyPoints points
  • Required Action: Open a new Ally Bank Spending Account and receive one qualifying direct deposit
  • Key Deadline: Direct deposit must be received within 60 days of account approval
  • Credit Timeline: Points are manually credited within 45 days after the direct deposit is verified
#511

DOCFCU's CD Rates: A Solid Option with a Low Minimum and Nationwide Access

National Bank Bonus

The Department of Commerce FCU offers CDs with a low $500 minimum. Rates are competitive, and anyone nationwide can join via the American Consumer Council. Watch for early withdrawal penalties.

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What to know

  • Minimum Deposit: $500
  • Best Rate (as of review): 4.87% APY for 6-11 month term
  • Membership Requirement: Join the American Consumer Council (nationwide) or meet other eligibility criteria
  • Insurance: NCUA insured up to $250,000 per depositor
#512

Is This 5.00% APY CD Your Chance to Lock In Rates Before They Drop?

National Bank Bonus

DollarSavingsDirect offers a standout 5.00% APY on a 3-year CD with a $1,000 minimum. A solid option to lock in high yields, but know the details before you commit.

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What to know

  • Issuer: DollarSavingsDirect (a division of Emigrant Bank)
  • Highlighted APY: 5.00%
  • Term: 36 months (3 years)
  • Minimum Deposit: $1,000
#514

American Express Business Checking: A 50,000-Point Welcome Offer for Your Business

National Bank Bonus

American Express offers a targeted 50,000 Membership Rewards points bonus for new business checking accounts. Requires a $10k deposit, maintaining that balance, and 5+ transactions. No monthly fees and a 1.30% APY.

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Monthly Fee $0
Expiration Expired Mar 31, 2026

What to know

  • Welcome Bonus: 50,000 Membership Rewards® points
  • Bonus Requirements: 1) Deposit $10,000+ within 30 days. 2) Maintain a $10,000 average balance for 60 days. 3) Make 5+ qualifying transactions within 60 days.
  • Annual Percentage Yield (APY): 1.30% on balances up to $500,000 (variable rate)
  • Monthly Fees: $0 monthly maintenance fee
#515

Navy Federal's 4.70% APY CD: A Strong Rate with a Unique Safety Net

National Bank Bonus

Navy Federal Credit Union offers a standout 4.70% APY on an 18-month CD with a $50 minimum. The unique perk? One penalty-free early withdrawal. But membership is limited to military community.

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Expiration Expired Jun 09, 2024

What to know

  • APY: 4.70%
  • Term: 18 months
  • Minimum Deposit: $50
  • Maximum Deposit: No maximum stated
#516

Is BrioDirect's 5.00% APY 12-Month CD Still a Smart Move?

National Bank Bonus

BrioDirect offers a 5.00% APY on a 12-month CD with a $500 minimum. It's FDIC insured, but rates have recently dropped. Here's what you need to know before locking in your cash.

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What to know

  • Issuing Bank: BrioDirect (a sub-brand of Webster Bank, N.A.)
  • APY: 5.00%
  • Term: 12 Months
  • Minimum Deposit: $500
#517

NASB's Short-Term CD Play: A Closer Look at Their 7-Month and 13-Month Rates

National Bank Bonus

North American Savings Bank offers competitive short-term CDs: 5.15% APY for 7 months and 5.25% APY for 13 months, with a $5,000 minimum. Nationwide availability online.

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What to know

  • Issuer: North American Savings Bank (NASB)
  • Best Rates: 5.15% APY (7-month term), 5.25% APY (13-month term)
  • Minimum Deposit: $5,000
  • Availability: Nationwide, online application
#518

Fortera Credit Union's Fixed-Rate Certificates: A Solid, Low-Maintenance Savings Option

National Bank Bonus

Fortera Credit Union offers fixed-rate share certificates (like CDs) with a $1,000 minimum. Rates are competitive, but membership has geographic eligibility rules. A good set-and-forget option if you qualify.

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What to know

  • Issuer: Fortera Credit Union
  • Account Type: Fixed-Rate Share Certificate (similar to a CD)
  • Minimum Deposit: $1,000
  • Term Lengths: 6, 12, 18, 24, 36, 48, and 60 months

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#519

Score Up to $3,500 with Wells Fargo Premier – Here's the Real Deal

Local Bank Bonus

Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.

Bonus $500,000
Annual Fee Not listed
Monthly Fee $35
Expiration Expired Jul 14, 2026

What to know

  • Maximum Bonus: $2,500 with $250k deposit; $3,500 with $500k deposit
  • Availability: Nationwide, but branch visit required
  • Direct Deposit Required: None
  • Deposit Deadline: Within 45 days of account opening/upgrade
#520

Eastern Bank's $750 Combo Bonus: A Solid Offer for New Englanders

Regional Bank Bonus

Eastern Bank offers up to $750 for opening checking and savings accounts. Must be a new customer in MA, NH, ME, or RI. Direct deposit or large savings balance required. Offer ends 11/17/25.

Bonus $15,000
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Expiration Expired Nov 17, 2025

What to know

  • Maximum Bonus Amount: $750 ($350 checking + $250 savings + $150 combo bonus)
  • Offer Deadline: Accounts must be opened by November 17, 2025
  • Eligible States: Massachusetts, New Hampshire, Maine, Rhode Island
  • Checking Bonus Requirement: Two qualifying direct deposits totaling $4,000 within 90 days
#521

Sage Credit Union $250 Checking Bonus: A Simple Direct Deposit Deal with a High-Yield Twist

Regional Bank Bonus

Sage Credit Union offers $250 for new checking accounts with a $500 direct deposit. No monthly fees, plus a Rewards Checking option with up to 7.00% APY on balances up to $10k. Offer ends 11/30/2026.

Bonus $10,000
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What to know

  • Bonus Amount: $250
  • Eligible Accounts: Simple Checking, Rewards Checking, Compass Checking, or Pathfinder Checking
  • Direct Deposit Requirement: At least $500 within 90 days of account opening
  • Offer Period: 9/1/2026 to 11/30/2026
#522

Truist Business Checking: Earn Up to $800 in Cash with a Simple Deposit

Regional Bank Bonus

Earn $400 or $800 by opening a Truist business checking account. Just deposit and maintain the required balance. No monthly fees on Simple Checking. Expires March 24, 2027.

Bonus $10,000
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Monthly Fee $0
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What to know

  • Bonus Amount: $400 (deposit $2,500) or $800 (deposit $10,000)
  • Account Types: Simple Business Checking or Dynamic Business Checking
  • Minimum Opening Deposit: $100
  • Deposit Deadline: Within 30 days of account opening
#523

Michigan First Credit Union: $100 Referral Bonus, $100 CD Bonus, and a 10% Savings Account

Regional Bank Bonus

Michigan First Credit Union offers a $100 referral bonus for new checking accounts (no direct deposit required) and a $100 CD bonus. Plus, a 10% rewards savings account on up to $5,000.

Bonus $5,000
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What to know

  • Maximum bonus: $100 (referral) + $100 (CD) + 10% savings on up to $5,000
  • Availability: Membership open to those who live, work, or worship in Michigan
  • Direct deposit required: Optional for checking bonus
  • Checking bonus requirements: Open new checking account, make 20 debit card purchases OR receive $500 in direct deposits within 60 days
#524

Hancock Whitney $500 Business Checking Bonus: A Solid Deal for Gulf South Businesses

Regional Bank Bonus

Open a Hancock Whitney business checking account in branch, deposit $5k, keep it for 60 days, and earn $500. No monthly fees on Essential account. Offer ends 2/28/2027.

Bonus $5,000
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Expiration Expires Feb 28, 2027

What to know

  • Bonus Amount: $500
  • Eligible Accounts: Essential Business Checking, Preferred Business Checking, Interest Business Checking
  • Promo Code: 2034SBCK26 (Business Checking Only) or 2034SBPO1 (Combo with Merchant Services)
  • Bonus Requirements: Deposit at least $5,000 within 30 days and maintain a minimum daily balance of $5,000 for 60 days
#525

Citizens Bank's $3,000 Bonus: A 12-Month Grind That Might Not Be Worth It

Regional Bank Bonus

Citizens Bank offers up to $3,000 via monthly bonuses tied to direct deposits, fuel purchases, and savings balances. Spread over 12 months, it's a long commitment with strings attached.

Bonus $3,000
Annual Fee Not listed
Monthly Fee $9.99
Expiration Expires Nov 15, 2026

What to know

  • Maximum bonus: $3,000 ($1,200 checking + $1,800 savings)
  • Availability: CT, D.C., DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VA
  • Direct deposit requirement: $1,000 or more per month for 12 months (checking bonus)
  • Fuel purchase requirement: Debit card purchases at gas stations (MCC 5541/5542) each month
#526

HSBC Premier Checking: The Expat-Friendly Account That Pays You Up to $3,000

Regional Bank Bonus

HSBC Premier checking offers up to $3,000 for new customers who deposit $50k+ by Dec 31, 2026. It's a solid pick for expats—just watch the exchange rates.

Bonus $3,000
Annual Fee Not listed
Monthly Fee $50
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: Up to $3,000
  • Deposit Tiers: $50,000–$99,999: $1,000; $100,000–$249,999: $1,500; $250,000–$499,999: $2,000; $500,000+: $3,000
  • Deadline to Open: December 31, 2026
  • Deposit Window: Within 30 days of account opening
#527

First Horizon Private Client Checking: Up to $3,000 for High Balances

Regional Bank Bonus

Earn up to $3,000 with First Horizon's Private Client Checking. Requires $100k+ new money, direct deposit, and high income/assets. Details inside.

Bonus $3,000
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Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: Up to $3,000
  • Bonus Tiers: $1,000 for $100k+, $2,000 for $250k+, $3,000 for $500k+
  • Funding Window: 45 days to deposit qualifying new money
  • Maintenance Period: 90 consecutive days at or above your tier balance
#528

Johnson Financial Group's $2,800 Welcome Bonus: A Wisconsin Banking Deal Worth Exploring

Regional Bank Bonus

Wisconsin residents can earn up to $2,800 with Johnson Financial Group: $300 for checking with direct deposit, plus up to $2,500 for savings deposits. In-branch only, with fee waiver options.

Bonus $2,500
Annual Fee Not listed
Monthly Fee $10
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What to know

  • Checking Bonus: $300
  • Savings Bonus Tiers: $250 for $10k+, $1,250 for $100k+, $2,500 for $250k+
  • Direct Deposit Requirement: $500+ per month within 90 days
  • Availability: Wisconsin only, in-branch