Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#625

Village Bank & Trust's $300 or $500 Bonus: A Solid Deal for Illinois Savers

Regional Bank Bonus

Illinois residents can earn up to $500 by opening a new checking account with Village Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Village Bank & Trust (a Wintrust Community Bank)
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#626

Wheaton Bank's $300 or $500 Bonus: A Straightforward Deal for Illinois Residents

Regional Bank Bonus

Wheaton Bank & Trust offers Illinois residents a $300 or $500 bonus for opening a checking account and setting up direct deposits. The offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Issuer: Wheaton Bank & Trust Company, N.A.
  • Offer Amounts: $300 or $500 bonus
  • Eligible Account: Total Access Checking
  • Availability: Illinois residents only
#627

TTCU's $500 Checking Bonus: A Solid Offer with a Catch (You Have to Go to Oklahoma)

Regional Bank Bonus

TTCU Federal Credit Union offers a $500 bonus for opening a checking account, but you must visit a branch in the Oklahoma City metro. Requires three direct deposits of $500+.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Bonus Amount: $500
  • Account Type: New TTCU Checking Account
  • Offer Deadline: Account must be opened by March 31, 2025
  • Direct Deposit Requirement: Three recurring deposits of at least $500 each (payroll or Social Security)
#629

Texas Trust Credit Union's $500 Checking Bonus: A Solid Deal for Texans

Regional Bank Bonus

Texas Trust Credit Union offers up to $500 for opening a checking account with qualifying direct deposits. Must be a new member in eligible Texas counties. Offer ends June 30, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Account Type: New Bonus Checking Account
  • Availability: Texas residents in eligible counties (Dallas, Henderson, Tarrant, Tom Green, and parts of Denton, Ellis, Johnson). Also open to UT Arlington alumni/students.
  • Direct Deposit Tiers: $3,000 for $100, $5,000 for $300, $10,000+ for $500
#630

Schaumburg Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Schaumburg Bank & Trust offers Illinois residents up to $500 for opening new accounts. Choose a $300 checking bonus or a $500 combo offer. Deadline is July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Bonus Tiers: $300 for checking only; $500 for checking with higher direct deposit
  • Offer Expiry: July 31, 2025
  • Eligibility Area: Illinois residents only
#631

Old Plank Trail Community Bank: How to Snag Up to $500 in Bonus Cash

Regional Bank Bonus

Old Plank Trail Community Bank offers up to $500 for opening a checking account. Requires direct deposits and online banking enrollment. Available in IL and IN until July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus Amount: $500
  • Offer Expiry Date: July 31, 2025
  • Eligible States: Illinois (IL), Indiana (IN)
  • Minimum Opening Deposit: $100
#632

Northbrook Bank & Trust: How to Score Up to $500 in Bonus Cash

Regional Bank Bonus

Northbrook Bank & Trust offers up to $500 for new checking customers in Illinois. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Maximum Bonus: $500
  • Offer Expiry: July 31, 2025
  • Required Account: Total Access Checking
  • Minimum Opening Deposit: $100
#633

Kemba Financial Credit Union: Two Ways to Score Cash Bonuses in Ohio

Regional Bank Bonus

Ohio residents can earn up to $300 on a money market account or $500 for a homebuyer savings program with Kemba Financial Credit Union. Deadlines and requirements vary.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Money Market Bonus Amount: $300
  • Money Market Minimum Deposit: $10,000 within first 30 days
  • Money Market Holding Period: 180 days
  • Homebuyer Savings Bonus Amount: $500
#634

A $500 Welcome Mat in Oklahoma: Communication Federal's Checking Bonus

Regional Bank Bonus

Communication Federal Credit Union offers a $500 bonus for opening a new checking account, but you must visit a specific Oklahoma branch by July 15, 2024, and meet direct deposit & debit purchase requirements.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 21, 2026

What to know

  • Bonus Amount: $500
  • Offer End Date: July 15, 2024
  • Required Account: New PayMe Checking or Performance Checking (must be your first CFCU checking account)
  • Promo Code: PD24
#635

Bank Independent's $200 Checking Bonus: A Straightforward Deal for Alabama Residents

Regional Bank Bonus

Alabama residents can earn a $200 bonus for opening a new Bank Independent checking account with two recurring direct deposits. The referral program offers up to $500 more.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: New personal or business checking account
  • Key Requirement: Set up at least two recurring ACH direct deposits within 60 days of opening
  • Timeline: Must maintain account open and active for 60 days; bonus deposited within 60 days after evaluation
#636

Legacy Bank's $500 Texas-Only Checking Bonus: A Solid Deal with Some Strings

Regional Bank Bonus

Legacy Bank & Trust offers a $500 bonus for opening a Premier Checking account in Texas. Requires a $500 direct deposit each statement cycle for the first 90 days. Must keep account open 12 months or face a $100 fee.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: Premier Checking Account
  • Availability: Texas residents only
  • Direct Deposit Requirement: $500 per statement cycle for first 90 days
#637

Provident Credit Union's $475 Checking Bonus: A Deep Dive for California Residents

Regional Bank Bonus

Provident Credit Union offers a $475 bonus for new checking accounts in parts of California. Requires direct deposit, debit card spending, and online enrollment. Offer expires Feb 28, 2026.

Bonus $475
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2026

What to know

  • Bonus Amount: $475
  • Offer Expiry: February 28, 2026
  • Promo Code Required: JOIN475
  • Eligible Locations: Residents of specific California counties: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, San Francisco
#638

Byline Bank $450 Checking Bonus: A Straightforward Way to Earn Cash in IL and WI

Regional Bank Bonus

Byline Bank is offering up to $450 for new Simple Checking accounts in IL and WI. Meet $1,000 in direct deposits for three months and use promo code WELCOME450. Offer ends 11/30/26.

Bonus $450
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: Up to $450 ($150 per month for 3 months)
  • Promo Code: WELCOME450
  • Offer Period: August 4, 2026 – November 30, 2026
  • Eligibility: IL, WI residents only; original addressee of mailer
#639

Score Up to $450 with a New U.S. Bank Smartly Checking Account

Regional Bank Bonus

Open a U.S. Bank Smartly Checking by Sept 8, 2026, set up two direct deposits totaling $8,000+, and earn a $450 bonus. Easy requirements, flexible direct deposit rules.

Bonus $450
Annual Fee Not listed
Monthly Fee $12
Expiration Not listed

What to know

  • Bonus Amount: Up to $450
  • Account Type: U.S. Bank Smartly® Checking
  • Offer Period: June 23, 2026 – September 8, 2026
  • Minimum Opening Deposit: $25
#640

Simmons Bank's $450 Checking Bonus: A Realistic Look at the Stackable Offer

Regional Bank Bonus

Simmons Bank offers up to $450 for new checking accounts. Earn $150 per month for three months with direct deposits. Offer ends March 30, 2026. Requires promo code and online access.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 04, 2026

What to know

  • Maximum Bonus: $450
  • Bonus Structure: Earn $150 per qualifying statement cycle, up to 3 cycles
  • Qualifying Activity: Receive $1,000+ in qualifying direct deposits per statement cycle
  • Eligible Accounts: New Coin Checking, Classic Checking, or Simply Checking
#641

Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown

Regional Bank Bonus

Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.

Bonus $420
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Reward: 42,000 SB (worth $420)
  • Enrollment Bonus: 7,000 SB for signing up
  • Direct Deposit Bonus: 35,000 SB for two qualifying payroll deposits
  • Minimum Direct Deposit: At least $200 each, two consecutive deposits
#642

Clearview Credit Union $412 Checking Bonus: No Direct Deposit Needed

Regional Bank Bonus

Clearview FCU offers $412 for new PA members. Open checking, use promo 412, go paperless, make 4 debit purchases, and deposit $412 electronically. No direct deposit required. Expires Dec 31, 2026.

Bonus $412
Annual Fee Not listed
Monthly Fee $10
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $412
  • Promo Code: 412
  • Availability: New members who live, work, volunteer, worship, attend school, or have immediate family in southwestern PA counties: Allegheny, Armstrong, Beaver, Butler, Faye...
  • Direct Deposit Required: No
#643

Community Choice Credit Union's $411 Checking Bonus: A Solid Deal for Iowans

Regional Bank Bonus

Community Choice Credit Union offers a $411 bonus for new checking accounts in Iowa. Requires 3 direct deposits totaling $5,000 in 90 days, eStatements, and a debit card. No monthly fees, but a hard pull.

Bonus $411
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $411
  • Availability: Iowa
  • Direct Deposit Requirement: 3 direct deposits totaling $5,000 within 90 days
  • Additional Requirements: Enroll in eStatements and order a debit card
#644

Community State Bank's $400 Checking Bonus Is Back for Iowa Residents

Regional Bank Bonus

Community State Bank in Iowa is offering a $400 bonus (or a luxury gift) for new checking customers who open an account by Dec 31, 2026 and complete simple requirements within 90 days.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus amount: $400 cash or choice of gift (Dyson Supersonic hair dryer, Vitamix VX1 Blender, or Blackstone E-Series 22" Electric Griddle)
  • Eligibility: New consumer checking customers who are Iowa residents; not available if you've had a CSB checking account in the past 12 months or previously received a CSB c...
  • Minimum opening deposit: $25–$100, depending on account type
  • Required activities: At least one qualifying debit card transaction and one qualifying direct deposit within 90 days of account opening
#645

Cobalt Credit Union's $400 Checking Bonus: A Big Payout for a Big Direct Deposit

Regional Bank Bonus

Cobalt Credit Union offers up to $400 for new checking customers in Iowa and Nebraska. Use promo code COBALT400, set up direct deposit, and make 6 debit purchases. Offer ends 12/31/2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $400
  • Promo Code: COBALT400
  • Eligible Accounts: Cobalt Free Checking, Cobalt Blue Checking, Cobalt Elite Checking, Student Spend Account
  • Direct Deposit Requirement: At least one recurring direct deposit; total amount within 60 days determines bonus tier
#646

GBC Bank Is Handing Out $300 and $400 Checking Bonuses for Indiana Residents

Regional Bank Bonus

GBC Bank offers Indiana residents $300 or $400 checking bonuses. Open an Easy or On Campus account, set up $300+ direct deposits within 90 days, and get paid within 120 days. Offers end 11/30/26.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus amounts: $300 or $400, depending on the offer
  • Account types: Easy Checking or On Campus Checking
  • Availability: Indiana
  • Direct deposit requirement: $300 or more in qualifying direct deposits within 90 days of account opening
#647

Connect Credit Union's $400 Checking Bonus: A Florida-Friendly Payday

Regional Bank Bonus

Connect Credit Union is offering a $400 bonus for opening a new checking account and receiving $250 in direct deposits within 60 days. Offer runs 9/15/26 to 12/15/26.

Bonus $400
Annual Fee Not listed
Monthly Fee $2.75
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Account Type: Checking or eChecking
  • Availability: Florida (specific counties)
  • Direct Deposit Requirement: $250 total in qualifying payroll or retirement benefit deposits within 60 days of account opening
#648

Connect Credit Union's $400 Checking Bonus: A Solid Payday for Floridians

Regional Bank Bonus

Connect Credit Union is offering $400 for opening a new checking account and receiving $250+ in qualifying direct deposits within 60 days. Florida residents only; offer ends 12/15/26.

Bonus $400
Annual Fee Not listed
Monthly Fee $2.75
Expiration Expires Dec 15, 2026

What to know

  • Maximum Bonus: $400
  • Direct Deposit Requirement: $250 or more in qualifying direct deposits within 60 days
  • Bonus Payout Timeline: Within 60 days after requirements are met and verified
  • Monthly Fee: $2.75 Account Security Fee; waived with $10,000 combined deposit/loan balance (waived first 90 days)