Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 713 of 713 in this guide (961 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#625

Power Financial Credit Union's Florida-Only Bonuses: $199 for Checking, $100 for Referrals

Regional Bank Bonus

Florida residents can earn up to $199 for opening a checking account with Power Financial Credit Union. A $100 referral bonus is also available. Both require membership eligibility and have specific deadlines.

Bonus $199
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2024

What to know

  • Primary Bonus Amount: $199 for new checking account
  • Secondary Bonus: $100 for referring a new member
  • Promo Code Required: "JT" for the $199 offer
  • Funding Requirement: $500 initial deposit OR qualifying direct deposit
#626

Score $190 with Education Credit Union's $mart Checking Bonus – Here's How

Regional Bank Bonus

Earn a $190 bonus by opening an ECU $mart Checking account, meeting simple requirements, and living in Texas. No monthly fees, easy steps!

Bonus $190
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $190
  • Account Type: $mart Checking
  • Availability: Texas (must live, work, worship, or attend school within 10 miles of an ECU location or meet other membership criteria)
  • Offer Expiration: December 31, 2025
#627

DFCU Financial ReferLive: Earn $175 for You and a Friend

Regional Bank Bonus

Refer a friend to DFCU Financial and both earn $175 after meeting checking requirements. Available in MI and FL. Limited time offer through December 2025.

Bonus $175
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $175 per person (referrer and referred) for checking account
  • Account Type: Checking account
  • Availability: Michigan and Florida
  • Direct Deposit Requirement: Yes – two deposits of $100 or more within 90 days
#628

Hudson River Community Credit Union $150 Checking Bonus: A Quick $150 for NY Residents

Regional Bank Bonus

Earn $150 from HRCCU with $500 in direct deposits, 4 debit card purchases, and eStatements. No monthly fees, but keep account open 6 months. Available in-branch only in NY.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: In-branch only at NY locations
  • Direct Deposit Requirement: $500 or more in qualifying direct deposits within 90 days
  • Debit Card Purchases: 4 transactions within 60 days
#629

Score $150 from Young Americans Bank Without a Direct Deposit – But You Need to Be Under 22

Regional Bank Bonus

Young Americans Bank offers a $150 bonus for new checking/savings accounts with no direct deposit needed. Must be under 22. Complete three simple steps by July 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Jul 31, 2026

What to know

  • Maximum Bonus: $150
  • Eligibility: Legal US residents under 22 years old (must be at least 10 to open checking)
  • Direct Deposit Required: No
  • Promo Code: YABTCC0726
#630

Score a $150 Bonus with First Community Credit Union's Kasasa Checking – Here's How

Regional Bank Bonus

Get $150 cash when you open a new Kasasa checking at FCCU and set up $1,000+ in direct deposits. Offer runs through 9/30/26. Available in MN and ND.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $150
  • Account Type: Kasasa Checking (Cash or Cash Back)
  • Promo Code: KC150
  • Offer Period: April 1, 2026 – September 30, 2026
#631

Seattle Credit Union's $150 Checking Bonus: A Flexible Path to Easy Cash

Regional Bank Bonus

Seattle Credit Union offers a $150 bonus for opening a checking account. You only need to complete 2 of 3 simple requirements over 90 days, and direct deposit is optional. Perfect for Washington residents.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: Washington state residents only
  • Key Requirement: Complete 2 out of 3 tasks within a 90-day period
  • Potential Tasks: Set up $500 monthly direct deposit, enroll in eStatements, OR complete 10 transactions/month
#632

Monterra Credit Union's $150 Checking Bonus: A Straightforward Deal for Bay Area Residents

Local Bank Bonus

Monterra Credit Union (formerly San Mateo) offers a $150 bonus for opening a checking account. Requires 10+ debit purchases and a direct deposit. Limited to residents of specific California counties.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: New Premium or Free Checking Account
  • Key Requirement 1: Make 10 or more debit card purchases (totaling at least $100) in your first full calendar month
  • Key Requirement 2: Have at least one qualifying direct deposit, payroll deposit, or ACH transfer
#633

Snag a $150 Bonus with Propell Credit Union's iSAVE Checking (PA Only)

Regional Bank Bonus

Propell Credit Union offers a $150 bonus for new iSAVE Free Checking accounts in Pennsylvania. Earn by setting up direct deposit, using bill pay, and making debit card purchases within 30 days.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: Up to $150
  • Account Type: iSAVE Free Checking
  • Availability: Pennsylvania residents only (must live, work, worship, or attend school in Delaware or Chester counties)
  • Key Requirement: Complete three types of transactions within 30 days of opening
#634

Score $150 with Westmark Credit Union's New Checking Account Offer

Regional Bank Bonus

Open a Westmark checking account and earn $150 in three easy steps: $25 upfront, $25 for 15 debit transactions, and $100 with a $1,000 deposit plus 15 transactions within 90 days.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Checking (True Blue Spend or True Blue Rewards Spend)
  • Availability: Idaho (must be eligible for membership)
  • Direct Deposit Required: No
#635

BECU's $150 Bonus: A Pacific Northwest Credit Union Deal Without Direct Deposit

Regional Bank Bonus

BECU offers new members in WA, OR, and ID a $150 bonus for opening checking and savings accounts. No direct deposit needed, but you must complete 10 transactions in 30 days. Offer ends 12/31/25.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $150
  • Required Accounts: New BECU checking AND savings account
  • Key Requirement: 10+ qualifying transactions within first 30 days
  • Direct Deposit Required?: No
#636

Embassy Bank $150 Checking Bonus: A Simple Way to Earn Cash in PA

Regional Bank Bonus

Open a Free Checking for Life account with Embassy Bank, deposit $500, and set up $2,000 in direct deposits within 90 days to earn a $150 bonus. Limited-time offer for PA residents.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Free Checking for Life
  • Availability: Pennsylvania (online or in-branch)
  • Minimum Opening Deposit: $500
#637

Snag $150 from ISU Credit Union for Opening a New Checking Account

Regional Bank Bonus

ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Eligible Accounts: Essential Share Draft Checking or Elevate Checking (new accounts only)
  • Key Requirement: Receive your first qualifying direct deposit within 45 days of opening and sign up for e-statements.
  • Availability: Available to new members who meet eligibility requirements (see below).
#638

Copper State Credit Union's $150 Bonus: A Solid Deal for Arizona Residents

Regional Bank Bonus

Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $150 digital gift card
  • Account Required: New CashBack Checking Account
  • Direct Deposit Requirement: Minimum $500 monthly
  • Mobile App Requirement: Must download and log in
#639

Score $150 with Mountain America Credit Union's MyStyle Checking Offer

Regional Bank Bonus

Open a new MyStyle Checking account with promo code BYU26, set up direct deposit and eStatements, and earn a $150 bonus. Offer valid through June 30, 2026, in select states.

Bonus $150
Annual Fee Not listed
Monthly Fee $4
Expiration Expired Jul 07, 2026

What to know

  • Bonus Amount: $150
  • Account Type: MyStyle Checking
  • Promo Code: BYU26
  • Availability: AZ, ID, UT, MT, NM, NV
#640

A $150 Bonus for Rochester School District Employees at Altra Federal Credit Union

Regional Bank Bonus

Rochester Public School District employees can get a $150 bonus for opening a new Altra checking account. Requires 10 debit card purchases in 30 days. Offer ends May 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $150
  • Offer Expires: May 31, 2026
  • Eligible States: CO, MN, NJ, TN, TX, WI
  • Required Account: New A+ Checking or A+ Platinum account
#641

Andrews Federal Credit Union's $150 Checking Bonus: Is It Worth the Hoops?

Regional Bank Bonus

Andrews Federal Credit Union offers a $150 bonus for new checking accounts, but requires a $500+ direct deposit for 90 days. Available in DC, MD, NJ, VA. Here's the fine print.

Bonus $150
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Mar 11, 2026

What to know

  • Bonus Amount: $150
  • Account Type: New Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account
  • Direct Deposit Requirement: $500 or more, started within 60 days of opening
  • Direct Deposit Maintenance: Must maintain that deposit for at least 90 consecutive days
#642

A $150 Win-Win: MAX Credit Union's October Referral Deal

Regional Bank Bonus

Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150 for both the referrer and the new member
  • Bonus Form: 15,000 rewards points, redeemable for cash
  • Promotion Period: Referrals must occur between October 1, 2024 and October 31, 2024
  • Eligibility Area: Must live, work, attend school, or worship in specific counties in Alabama or Georgia
#643

Middlesex Federal's $150 Checking Bonus: A Simple Deal for Massachusetts Residents

Regional Bank Bonus

Massachusetts residents can earn $150 by opening a checking account with Middlesex Federal and making 15 debit card purchases. No monthly fees or direct deposit required.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Simply eFREE Checking (online) or Simply Free Checking (in-branch)
  • Availability: Massachusetts residents only
  • Direct Deposit Required: No
#644

iTHINK Financial's $125 Welcome Bonus: A Solid Deal for Florida and Georgia Residents

Regional Bank Bonus

iTHINK Financial Credit Union offers up to $125 for opening a checking account with direct deposit. Available in FL & GA. Must use promo code JOINCU by 12/31/2025.

Bonus $125
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Maximum Bonus: $125
  • Bonus Structure: $50 for opening account + $75 for setting up direct deposit
  • Direct Deposit Requirement: At least $1,000 in total deposits within 90 days of opening
  • Promo Code Required: JOINCU
#645

Capital Bank's $105 Checking Bonus: A Simple Score for New Yorkers

Regional Bank Bonus

Capital Bank offers New York residents $105 in rewards points for opening a checking account, registering a debit card, and making one purchase. No direct deposit required. Offer ends April 30, 2026.

Bonus $105
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $105 (10,500 uChoose Rewards points)
  • Availability: New York residents only
  • Direct Deposit Required: No
  • Key Requirements: Open a new checking account, register debit card in uChoose Rewards, make one qualifying purchase
#646

Snag a Quick $100 from MCNB Banks – No Direct Deposit Needed

Regional Bank Bonus

Open a new MCNB checking account, enroll in eStatements, and either set up one direct deposit or make 15 debit card purchases. Get $100 within 10 business days after 90 days. Offer ends Oct 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: West Virginia only (may require in-person visit)
  • Direct Deposit Required: Optional – or make 15 debit card purchases
  • Additional Requirements: Enroll in eStatements
#647

Score a Quick $100 with Northern Communities Credit Union's New Checking Offer

Regional Bank Bonus

Open a new checking account at NCCYou, set up $1,000+ in direct deposits within 60 days, and get a $100 bonus. No monthly fees, but act by August 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: Must live, work, worship, or attend school in St. Louis County, MN
  • Direct Deposit Required: Yes, $1,000 or more within 60 days of account opening
  • Monthly Fees: None
#648

Mutual Security Credit Union $100 Checking Bonus: Easy Cash for Connecticut Residents

Regional Bank Bonus

Earn $100 by opening a new checking account with Mutual Security Credit Union. Requires direct deposit and $5,000 average daily balance for 90 days. Available online. CT residents only.

Bonus $100
Annual Fee Not listed
Monthly Fee $2
Expiration Expires Nov 17, 2026

What to know

  • Bonus Amount: $100
  • Availability: Fairfield, Litchfield, or New Haven counties, CT (or through Select Employer Group or family member)
  • Direct Deposit Required: Yes, no minimum amount mentioned
  • Average Daily Balance Requirement: $5,000 for 90 days