Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 713 of 713 in this guide (962 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#649

Snag a Quick $100 from Ascent Credit Union – Just 10 Transactions Needed

Regional Bank Bonus

Open a checking account, make 10 debit/credit transactions in 30 days, and get $100. No direct deposit required. Limited time for Utah residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: Checking
  • Eligibility: New members only; must not have been a primary account owner in the last 24 months
  • Requirements: Open account with Ascent CU Visa debit or credit card, complete 10 transactions within 30 days
#650

PrimeWay's $100 Referral Bonus: A Win-Win for You and a Friend

Regional Bank Bonus

PrimeWay Federal Credit Union offers a $100 Mastercard reward card to both you and a friend when you refer them. They need to open a checking account and meet direct deposit/debit card requirements within 60 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 Mastercard Reward Card for both the referrer and the new member
  • Referrer Annual Limit: Up to $500 per calendar year (5 referrals)
  • Requirements for New Member: Open a new personal checking account, then within 60 days: 1) Receive one or more direct deposits totaling $500, and 2) Make five or more debit card purchases...
  • Availability: For residents of select Texas counties (Houston, Washington, Fort Bend, Harris) and existing PrimeWay members.
#651

Kohler Credit Union's $100 Referral Bonus: A Win-Win for Wisconsin Residents

Regional Bank Bonus

Wisconsin residents can earn $100 by referring a friend to Kohler Credit Union. Both the referrer and the new member get paid after meeting direct deposit and spending requirements.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both the referrer and the new member
  • Availability: Wisconsin only. Must live, work, or worship in specific counties (Sheboygan, Calumet, Dodge, Fond du Lac, Jefferson, Manitowoc, Milwaukee, Ozaukee, Washington,...
  • Direct Deposit Required: Yes, a minimum of $3,000 must be deposited within the first 90 days.
  • Other Requirements: Enroll in eStatements and make at least 3 debit card purchases over $20 each within 90 days.
#652

Pilgrim Bank's $100 Checking Bonus: Easy Money for Texas Residents

Regional Bank Bonus

Texas residents in five counties can get $100 just for opening a checking account with Pilgrim Bank. No direct deposit needed, but act before March 31, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: Residents of Titus, Morris, Camp, Franklin, or Hopkins County, Texas only
  • Direct Deposit Required: No
  • Offer Period: Account must be opened between February 17, 2026 and March 31, 2026
#653

SkyPoint FCU's $100 Referral Bonus: A Win-Win for Friends in the DMV Area

Regional Bank Bonus

SkyPoint Federal Credit Union offers a $100 bonus to both referrer and new member when you refer someone to open a checking account. No direct deposit needed, just a $5 savings deposit. Must be in eligible VA/MD/DC areas.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both the referrer and the new member
  • Availability: Residents of Alexandria, VA; Arlington County, VA; Falls Church, VA; District of Columbia; Frederick County, MD; Montgomery County, MD
  • Direct Deposit Required: No
  • Key Requirement: New member must deposit $5 into a share savings account at opening
#654

Is This $100 Checking Bonus Worth the Hoops? A Look at Truity Credit Union

Regional Bank Bonus

Truity Credit Union offers a $100 bonus for a new checking account, but strict eligibility and a required $25 donation shrink the real value. Here's what to know.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: New Simple Checking Account
  • Promo Code: 100ONEWCK24
  • Key Requirement: Must be eligible to join the credit union
#655

Virginia Credit Union's $100 Checking Bonus: A Simple Score for VA Residents

Regional Bank Bonus

Virginia Credit Union offers a $100 bonus for opening a checking account and setting up two consecutive direct deposits of $500+. Available to VA residents until April 13, 2026.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 13, 2026

What to know

  • Bonus Amount: $100
  • Availability: Virginia residents only
  • Key Requirement: Two consecutive direct deposits of $500+ each within 120 days of opening
  • Account Fee: No monthly maintenance fee
#656

A Simple $100 Bonus for New Yorkers: AmeriCU's Checking Account Deal

Regional Bank Bonus

New York residents can earn $100 by opening a checking account at AmeriCU Credit Union. No direct deposit is required, but you'll need to make six debit purchases and sign up for online banking.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Availability: New York residents only
  • Direct Deposit Required?: No, it's optional
  • Key Requirements: Enroll in online banking & eStatements, make 6 debit card transactions
#657

A+ Federal Credit Union's Texas-Only Bonus: Is $100 Worth the Hoops?

Regional Bank Bonus

A+ Federal Credit Union offers a $100 bonus for opening checking and savings accounts with direct deposit. Available only in Texas, with a promo code required. Ends 12/31/26.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 24, 2026

What to know

  • Bonus Amount: $100 total ($25 upon opening, $75 after direct deposit)
  • Account Required: Cash-Back Checking and a Membership Savings account
  • Direct Deposit Requirement: Payroll deposits totaling $800+ within 30 days, received within 60 days of opening
  • Promo Code: 2026SEG100 (must be used when applying)
#658

Snag a $100 Welcome Bonus from Chickasaw Community Bank

Regional Bank Bonus

Chickasaw Community Bank offers a $100 bonus for opening a new checking account with a $500 deposit and setting up a qualifying direct deposit. Limited to OK and TX residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: New Checking Account
  • Minimum Deposit to Open: $500
  • Direct Deposit Requirement: $500+ within 90 days
#659

Earn $100 for Each Friend You Bring to This Florida Credit Union

Regional Bank Bonus

MPS Credit Union pays $100 to you and a friend when they open qualifying accounts. Available in Florida counties. No direct deposit needed for bonus, but accounts must stay open 60 days.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for you, $100 for your referral
  • Referral Limit: No limit
  • Geographic Availability: Florida counties: Broward, Martin, Miami-Dade, Monroe, Palm Beach, St. Lucie. Also open to current/retired postal & federal employees and family of existing me...
  • Qualifying Actions for Referral: Open a new Savings Account AND a new Checking Account with a qualifying direct deposit (at least $300 monthly) OR open a new Share Certificate (CD).
#660

Solarity Credit Union's $100 Bonus: Turn Your Debit Card Swipes Into Savings

Regional Bank Bonus

Washington residents can earn $100 by opening a Solarity Bonus Savings account, linking it to checking, and making 20 debit purchases in 60 days. No monthly fees.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Required Account: New Bonus Savings account
  • Key Requirement: 20+ debit card purchases from linked checking account within 60 days of opening
  • Additional Step: Must enroll in eStatements
#661

Snag a $100 Bonus from First Heritage FCU: A Straightforward Checking Deal for PA & NY Residents

Regional Bank Bonus

First Heritage FCU offers a $100 bonus for opening an APEX Rewards Checking account. Requires one direct deposit, 12 debit card purchases, and e-statements within 60 days. Limited to eligible residents in parts of Pennsylvania and New York.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: APEX Rewards Checking Account
  • Availability: Eligible residents in specific counties of Pennsylvania (Bradford, Lycoming, Potter, Tioga) and New York (Allegany, Chemung, Livingston, Schuyler, Steuben, Tio...
  • Key Requirements: Complete within 60 days of opening: 1 direct deposit, 12 debit card purchases (non-ATM), and enroll in e-statements.
#662

Score a $100 Holiday Bonus from Treadwell Credit Union – Here's How

Regional Bank Bonus

Open a Trail Blazer Checking account, set up $1,000+ in direct deposits within 60 days, and earn a $100 bonus. Offer ends 12/31/25. Ohio residents only.

Bonus $100
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Jan 31, 2026

What to know

  • Bonus Amount: $100
  • Account Type: Trail Blazer Checking
  • Availability: Ohio (Montgomery, Miami, Greene, Clark, Champaign, Butler, Warren, Darke, Preble, Shelby counties, or immediate family of a current member)
  • Direct Deposit Requirement: At least $1,000 total in direct deposits within a 30-day period
#663

iQ Credit Union's Refer-a-Friend Deal: How You and a Friend Can Each Pocket $100

Regional Bank Bonus

iQ Credit Union's referral program pays $100 to both you and a friend when they open a new account. No direct deposit needed, but they must open three accounts and meet requirements within 60 days. Limited to WA/OR residents.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for the referring member AND $100 for the new member
  • Availability: Must live, work, or attend school in Washington state, or live/work in Oregon (via Pacific Foundation for Blind Children membership)
  • Key Requirement for New Member: Open a Savings, Checking, and Easy Saver account; get/maintain a debit card; enroll in e-Statements
  • Minimum Deposit: $5 into the new Savings account at opening
#664

Bank of Hope's $100 Student Checking Bonus: A Simple Deal for College Students

Regional Bank Bonus

Bank of Hope offers a $100 bonus for students who open a Simply Checking account and make 10+ debit purchases in 60 days. No monthly fees, no direct deposit needed. Limited to 8 states.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $100
  • Account Type: Bank Simply Checking (with College Banking benefits)
  • Key Requirement: Make 10 or more debit card purchases within the first 60 days
  • Monthly Fee: $0
#665

Get $100 for Referring a Friend to Mirastar Federal Credit Union — And They Get $100 Too

Local Bank Bonus

Refer a friend to Mirastar FCU and you both get $100. Requires $500 in direct deposits within 60 days. Offer ends 9/30/25. Nationwide eligibility.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100 for both referrer and referred
  • Account Type: Share Savings (min $1) + Checking
  • Direct Deposit Requirement: $500 within first 60 days
  • Offer Period: Memberships opened 08/01/25 – 09/30/25
#666

Bellco's $100 Checking Bonus: A Straightforward Colorado Deal

Regional Bank Bonus

Colorado residents can earn $100 by opening a Bellco checking account and setting up two qualifying direct deposits within 90 days. No monthly fees, but check eligibility first.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: Qualifying Checking Account
  • Key Requirement: Two qualifying direct deposits within 90 days of opening
  • Monthly Fees: None
#667

Score $100 Just for Opening a Checking Account with UHFCU

Regional Bank Bonus

Get a $100 Visa Reward Card from University of Hawaii Federal Credit Union. Open a checking, make 5 debit purchases totaling $50+, and enroll in eStatements. Offer valid through 12/31/26.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $100 Visa Reward Card
  • Account Type: Checking Account
  • Availability: Hawaii (HI)
  • Offer Expiration: December 31, 2026
#668

Langley Federal Credit Union's $100 Checking Bonus: A Simple Deal for Virginia Residents

Regional Bank Bonus

Virginia residents can earn a $100 bonus by opening a new Langley checking account online, registering for digital banking, and making $50 in debit card purchases within 45 days. No direct deposit required.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: New Personal Checking Account
  • Availability: Virginia residents only
  • Direct Deposit Required?: No
#669

A $100 Savings Boost for Colorado Kids: The Minnequa Works YSave Offer

Regional Bank Bonus

Colorado families: Minnequa Works Credit Union offers a $100 bonus for kids under 18 who save $100 in a new YSave account. No direct deposit needed. A great way to kickstart a savings habit.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $100
  • Account Type: YSave Youth Savings Account
  • Eligibility Age: Primary member must be under 18 years old
  • Geographic Availability: Colorado only
#670

Score $100 from Orange County's Federal Credit Union – Here's the Deal

Regional Bank Bonus

Open a new checking account at Orange County's Federal Credit Union, use promo code MY100, set up direct deposit, and get a $100 bonus. Offer valid through 12/31/26.

Bonus $100
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $100
  • Account Type: Personal Checking (Everyday, Access, or Pacific Checking)
  • Promo Code: MY100
  • Direct Deposit Requirement: Yes – set up and receive direct deposit within 60 days of account opening
#671

Snag a $100 Bonus from InRoads Credit Union – No Direct Deposit Needed!

Regional Bank Bonus

Earn $100 with InRoads Credit Union's checking account bonus. No direct deposit required. Open to eligible Oregon residents. Offer ends 2/28/25.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 28, 2025

What to know

  • Bonus Amount: $100
  • Account Type: Checking
  • Availability: OR (Clatsop, Columbia, Cowlitz, Multnomah, Washington counties)
  • Direct Deposit Required: No
#672

Gas & Electric Credit Union's $100 Local Gift Card Bonus: A Sweet Deal for Illinois Residents

Regional Bank Bonus

Open a new checking account by Dec 31, 2024, set up a direct deposit by Feb 1, 2025, and get a $100 gift card to a local Rock Island business. Illinois residents only.

Bonus $100
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2024

What to know

  • Bonus Amount: $100 Gift Card
  • Account Type: New Checking Account
  • Availability: Illinois residents only
  • Account Open Deadline: Must be opened between December 1, 2024, and December 31, 2024