Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#697

Amex Rewards Checking: Grab a $300 Bonus with Your Paycheck

Regional Bank Bonus

Amex is offering $300 for new Rewards Checking customers who set up $7,500 in qualifying direct deposits within 90 days. No monthly fees, 1% APY, and you must be an existing cardholder. Apply by Feb 1, 2027.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Feb 01, 2027

What to know

  • Bonus Amount: $300
  • Direct Deposit Requirement: $7,500 or more within 90 days of account opening
  • Offer Expiration: Open account by February 1, 2027
  • Eligibility: Must be a current U.S. Basic Consumer Card Member (or additional card member) or have an existing Amex High Yield Savings or CD; no prior Rewards Checking acco...
#698

Forest Area FCU's $300 'Bring Your Own Bestie' Bonus: A Full Breakdown

Regional Bank Bonus

Forest Area Federal Credit Union is offering up to $300 for new members referred by an existing member. Earn $50 for opening a share account, $50 for a checking account, and $200 for meeting activity requirements. No monthly fees, no early termination fee. Offer runs Sept 1–Oct 3

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Bonus Breakdown: $50 for opening a Regular Share Account, $50 for opening a Superior Checking account, and $200 for achieving Qualified Dividend Status
  • Offer Period: September 1, 2026 – October 31, 2026
  • Direct Deposit Required: Yes, at least $100
#699

Great Plains Bank $300 Checking Bonus: A Simple Way to Earn Extra Cash in OK & TX

Regional Bank Bonus

Great Plains Bank offers a $300 bonus on new checking accounts in OK & TX. Meet one of two requirements plus two easy tasks within 90 days. No monthly fees on Simply Free Checking. Expires Dec 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: Oklahoma and Texas
  • Direct Deposit Required: Optional – can maintain $2,500 average balance instead
  • Other Requirements: Complete two of: 20 debit card transactions, 3 bill pay/ACH payments, or enroll in eStatements
#700

South State Bank $300 Checking Bonus: No Direct Deposit Needed, But Here's the Catch

Regional Bank Bonus

South State Bank offers a $300 checking bonus with no direct deposit required—just 15 debit card purchases and a $25 automatic draft or $250 in direct deposits. Available in AL, CO, FL, GA, NC, SC, TX, VA. Use promo code 300BONUS.

Bonus $300
Annual Fee Not listed
Monthly Fee $8
Expiration Expired Dec 31, 2022

What to know

  • Bonus Amount: $300
  • Availability: AL, CO, FL, GA, NC, SC, TX, VA (must live near a branch)
  • Direct Deposit Required: No, but need $250 monthly direct deposit OR $25 automatic draft
  • Debit Card Transactions: 15 required within 60 days
#701

Southland Credit Union $300 Checking Bonus: A Local Deal Worth a Look

Regional Bank Bonus

Southland Credit Union is offering $300 for a new Long Beach checking account with a $1,500 direct deposit or one recurring bill pay. No monthly fee if you meet those. Open to locals and some family.

Bonus $300
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Availability: Long Beach, CA area (see eligibility)
  • Direct Deposit Required: Yes, $1,500 or more
  • Alternative Requirement: Use Bill Pay to pay at least one recurring bill
#702

Ion Bank $300 Checking Bonus: A Solid Deal for CT and NJ Residents

Regional Bank Bonus

Earn $300 from Ion Bank with a new Free Choice Checking account. Meet $1,000 monthly direct deposits and 4 debit card purchases for 3 months. No monthly fees. Offer ends Dec 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Free Choice Checking
  • Direct Deposit Requirement: $1,000+ per month for 3 consecutive months
  • Debit Card Requirement: 4 POS purchases per month for 3 consecutive months
#703

Guardian Credit Union $300 Checking Bonus: Easy Money for Your Paycheck

Regional Bank Bonus

Guardian Credit Union offers $300 for new or existing members who set up $2,500/month in payroll direct deposits for two months. No monthly fees, no early termination fee. Offer ends Sept 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: $300
  • Direct Deposit Requirement: $2,500 per month for two consecutive months
  • Availability: Open to residents, workers, worshipers, or students in 16 Alabama counties: Autauga, Butler, Chilton, Coffee, Coosa, Covington, Crenshaw, Dale, Elmore, Lee, Lo...
  • Offer Deadline: First qualifying direct deposit must be received by September 30, 2026
#704

Bank of Hawaii Savings Bonus: Earn Up to $300 with a New Account

Regional Bank Bonus

Bank of Hawaii offers up to $300 for new savings accounts with deposits of $5k-$20k. No monthly fees, but balance must stay above threshold for 60 days. Great for Hawaii residents.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: Up to $300
  • Bonus Tiers: $75 for $5,000 deposit; $150 for $10,000; $300 for $20,000
  • Eligible Accounts: Regular Savings, Bonus Rate Savings, Bankohana Bonus Rate Savings
  • Deposit Deadline: Within 30 days of account opening
#705

WesBanco $300 Checking Bonus: A Simple Way to Earn Cash in 2025

Regional Bank Bonus

Earn $300 with WesBanco One checking by depositing $1,000 and making 20 debit card purchases within 60 days. No monthly fee with e-statements. Open in branch with promo code WBCHECKING.

Bonus $300
Annual Fee Not listed
Monthly Fee $6
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: WesBanco One Account
  • Direct Deposit Requirement: $1,000+ within 60 days
  • Debit Card Requirement: 20 point-of-sale transactions within 60 days
#706

Lake Ridge Bank $300 Checking Bonus: A Simple Way to Earn Extra Cash

Regional Bank Bonus

Earn $300 with Lake Ridge Bank's Forward Checking. Open an account, add a savings or CD, set up $500/month direct deposit, and make 5 debit transactions monthly. No monthly fees. Offer ends August 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 31, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Forward Checking
  • Promo Code: ONLINE300
  • Direct Deposit Requirement: Minimum $500 per month for at least 3 consecutive months
#707

Score $300 with WSECU's Cash Back Checking Bonus – Here's What You Need to Know

Regional Bank Bonus

WSECU offers $300 for new WA members: $1k+ direct deposit monthly + 15 debit swipes in 90 days. Soft pull, no monthly fees. ChexSystems sensitive.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Availability: WA residents, workers, worshipers, or relatives of eligible members; also CWU, Evergreen, UW, WSU students
  • Direct Deposit: Yes, $1,000+ per month
  • Debit Card Transactions: 15 within first 90 days
#708

FirstBank $300 Checking Bonus: A Straightforward Deal for TN, GA, AL Residents

Regional Bank Bonus

Get $300 from FirstBank by opening a FirstRewards Checking account and setting up $1,000 in direct deposits. No monthly fees, no minimum balance, and a soft pull. Offer ends Sept 15, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 15, 2026

What to know

  • Bonus Amount: $300
  • Account Type: FirstRewards Checking
  • Availability: TN, GA, AL, KY, NC (must live near a branch to open)
  • Direct Deposit Required: $1,000 or more in a single statement cycle
#709

Snag a $300 Bonus from Home Federal Bank – Here's How

Regional Bank Bonus

Get $300 from Home Federal Bank by opening a checking account, setting up bill pay, and making a direct deposit. No monthly fees. Expires 8/31/26.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: Louisiana branches only (in-branch application likely required)
  • Direct Deposit Required: Yes, at least one qualifying payroll direct deposit within 30 days
  • Minimum Balance: $500 daily balance
#710

North Valley Bank's $300 Checking Bonus: A Hebron, OH Deal Worth Your Time?

Regional Bank Bonus

Earn up to $300 with North Valley Bank's Five Star Checking. Must open at Hebron office, meet requirements in 90 days. Expires 08/31/26.

Bonus $300
Annual Fee Not listed
Monthly Fee $7.50
Expiration Expired Aug 31, 2026

What to know

  • Maximum Bonus: $300 ($200 + $100)
  • Availability: Must open at Hebron, OH office
  • Direct Deposit Required: Yes (no minimum mentioned)
  • Additional Requirements: eStatements, 10 debit card transactions per cycle, 3 online bill pays
#711

BECU $300 Checking Bonus: A Solid Deal for Pacific Northwest Residents

Regional Bank Bonus

Earn $300 from BECU with a new checking & savings account. Requires $500+ direct deposit and 30 debit purchases. Open to WA, ID, OR residents. No monthly fees. Expires April 10, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Promo Code: CKG300Q226
  • Availability: WA, ID, OR (must live, work, worship, or attend school in eligible counties)
  • Direct Deposit Requirement: $500 or more within first 90 days
#712

Bellwether Community Credit Union: Score a $300 Checking Bonus with Two Simple Steps

Regional Bank Bonus

Earn $300 total from Bellwether Community Credit Union: $150 after 90 days with $1,000 in direct deposits, plus $150 after 12 months with 10 debit transactions and 6 direct deposits. Offer ends June 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300 total ($150 after 90 days + $150 after 12 months)
  • Account Type: Live Free Checking or Begin Banking Checking
  • Availability: NH; Essex & Middlesex Counties, MA (plus eligible family members)
  • Direct Deposit Requirement: Yes — $1,000 within 90 days for first bonus; 6 deposits of $100+ over 12 months for second bonus
#713

Holyoke Credit Union $300 Checking Bonus – Simple Steps, Solid Payout

Regional Bank Bonus

Earn $300 with Holyoke Credit Union's Simply FREE Checking. Open with $10, set up direct deposit, and meet easy requirements. Limited time offer for MA residents.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Simply FREE Checking
  • Minimum Opening Deposit: $10
  • Availability: Hampden and Hampshire counties, MA (or work there)
#714

Rockland Trust Bank $300 Checking Bonus: Is It Worth the Hype?

Regional Bank Bonus

Earn up to $300 with Rockland Trust's Worry-Free Checking. Must be targeted and live in MA, RI, CT, NH, ME, or VT. $2k direct deposit needed. No monthly fees.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300 (previously $200)
  • Availability: MA, RI, CT, NH, ME, VT (must reside at address on mailer)
  • Direct Deposit Requirement: $2,000 or more within 90 days
  • Monthly Fee: $0 (Worry-Free Checking has no monthly fee)
#715

GECU's $300 Checking Bonus: A Southwest-Exclusive Deal with Some Caveats

Regional Bank Bonus

GECU Federal Credit Union offers $300 for opening a checking account, requiring $2,000 in direct deposits and a $500 average balance. Available in NM and TX until July 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 31, 2026

What to know

  • Bonus Amount: $300
  • Availability: New Mexico and Texas residents primarily; out-of-state may be possible but uncertain
  • Direct Deposit Required: Yes, one or more deposits totaling $2,000+ within 90 days of opening
  • Average Balance Requirement: Maintain a $500 average daily balance for the first 90 days
#716

Is This $300 Credit Union Bonus Worth the Monthly Hustle?

Regional Bank Bonus

Cornerstone Community Financial offers $300 for opening a checking account, paid $100/month for three months. Requires $500+ direct deposit, 18 signature debit purchases, eStatements, and monthly login. Available in all of Michigan and select Ohio counties.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Bonus Structure: $100 per qualifying month, for up to 3 months
  • Direct Deposit Required: Yes, $500 or more each month
  • Monthly Debit Card Requirement: 18 signature-based transactions (PIN/ATM not eligible)
#717

Unitus Credit Union Will Pay You $300 to Switch Your Checking Account

Regional Bank Bonus

Unitus Community Credit Union offers a $300 bonus for opening a checking account with a $50 deposit and setting up a $250 direct deposit. Must be an Oregon or Washington resident. Offer ends April 30, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 30, 2026

What to know

  • Bonus Amount: $300
  • Availability: Oregon and Washington residents only
  • Offer Deadline: Must open account by April 30, 2026
  • Initial Funding: $50 minimum to open
#718

TruNorth Bank's $300 Checking Bonus: A Two-Part Deal Worth a Look

Regional Bank Bonus

TruNorth Bank offers a $300 bonus split into two $150 payments for opening a new checking account. You need to live in CT, MA, NH, or RI. The first $150 requires meeting requirements in 90 days; the second $150 pays after 12 months.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300 ($150 + $150)
  • Account Required: Get Real Checking®
  • Minimum to Open: $10
  • Availability: Connecticut, Massachusetts, New Hampshire, Rhode Island
#719

StagePoint Federal Credit Union's $300 Bonus: A Solid Offer with a Catch

Regional Bank Bonus

StagePoint FCU offers $300 for opening an Ultimate Checking account. Requires 20+ $5 debit purchases, a direct deposit, online login, and e-statements monthly. Must meet requirements for 3 of the first 4 months. Limited to specific Colorado/Wyoming counties. Ends March 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $300
  • Account Required: New Ultimate Checking Account
  • Key Requirement: Meet all monthly qualifications for 3 of the first 4 months
  • Monthly Qualifications: 20+ debit card purchases ($5 min each), at least one direct deposit, log in to online banking, receive e-statements
#720

TruNorth Bank's $300 Checking Bonus: A Two-Part Deal for New England Residents

Regional Bank Bonus

TruNorth Bank offers a $300 bonus split into two $150 payments for opening a checking account. Available in MA, CT, RI, NH. No monthly fees, but requires eStatements and either direct deposits or debit card transactions.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Total Bonus Amount: $300 ($150 initially + $150 after 12 months)
  • Account Required: New Get Real Checking® account
  • Minimum to Open: $10
  • Eligible States: Massachusetts, Connecticut, Rhode Island, New Hampshire