Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 12, 2026

Showing 996 of 996 in this guide (1491 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

Regional & Local Offers

These offers are limited to specific states, cities, branches, or local geographies.

#865

GR Consumers Credit Union's $200 Checking Bonus: A Michigan-Exclusive Deal

Regional Bank Bonus

Michigan residents can earn $200 by opening a new checking account with GR Consumers Credit Union and setting up a qualifying direct deposit. Offer ends October 31, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Checking
  • Availability: Must live, work, worship, or attend school in Kent, Muskegon, or Ottawa counties, Michigan
  • Direct Deposit Requirement: Minimum $500 via electronic direct deposit within 90 days of opening
#866

Stock Yards Bank's $200 Checking Bonus: A Solid Midwest Deal (But Mind the Fine Print)

Regional Bank Bonus

Stock Yards Bank offers a $200 bonus for new checking accounts in KY, IN, OH. Requires 10+ POS purchases, a direct deposit, and eStatements within 90 days. Offer ends 8/31/24.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 31, 2024

What to know

  • Bonus Amount: $200
  • Offer Expiry: August 31, 2024
  • Eligible States: Kentucky, Indiana, Ohio
  • Account Type: New Consumer Checking Account
#867

Bravera Bank's $200 Referral Bonus: A Win-Win for Friends in the Northern Plains

Regional Bank Bonus

Bravera Bank offers a $200 bonus to both you and a friend when you refer them to open a Community Rewards Checking account. Available in ND and MT, with no direct deposit required. Account must stay open 60 days.

Bonus $200
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $200 for both the referrer and the referred friend
  • Required Account: Community Rewards Checking Account
  • Availability: North Dakota and Montana only
  • Direct Deposit Required?: No
#868

Desert Financial Credit Union: Score $200 Just for Switching Your Checking Account

Regional Bank Bonus

Arizona residents can earn a $200 bonus by opening a Free Checking account with Desert Financial Credit Union. Just set up a $1,000 direct deposit and enroll in eStatements within 60 days. No monthly fees.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Free Checking (plus a Membership Savings account with $25 minimum)
  • Direct Deposit Requirement: A single direct deposit of at least $1,000
  • Timeframe to Qualify: 60 days from account opening
#869

Score a $200 Bonus with This Michigan Credit Union's No-Fee Checking

Regional Bank Bonus

Michigan residents can earn a $200 bonus for opening a no-fee checking account with People Driven Credit Union. Requires a recurring direct deposit within 30 days. Bonus posts within 120 days.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Type: Basic Checking Account
  • Key Requirement: Set up a recurring direct deposit within 30 days of opening
  • Bonus Timeline: Credited within 120 days of meeting the direct deposit requirement
#870

Power Financial Credit Union's Florida-Only Bonuses: $199 for Checking, $100 for Referrals

Regional Bank Bonus

Florida residents can earn up to $199 for opening a checking account with Power Financial Credit Union. A $100 referral bonus is also available. Both require membership eligibility and have specific deadlines.

Bonus $199
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2024

What to know

  • Primary Bonus Amount: $199 for new checking account
  • Secondary Bonus: $100 for referring a new member
  • Promo Code Required: "JT" for the $199 offer
  • Funding Requirement: $500 initial deposit OR qualifying direct deposit
#871

Score $190 with Education Credit Union's $mart Checking Bonus – Here's How

Regional Bank Bonus

Earn a $190 bonus by opening an ECU $mart Checking account, meeting simple requirements, and living in Texas. No monthly fees, easy steps!

Bonus $190
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $190
  • Account Type: $mart Checking
  • Availability: Texas (must live, work, worship, or attend school within 10 miles of an ECU location or meet other membership criteria)
  • Offer Expiration: December 31, 2025
#872

VyStar Credit Union's $175 Checking Bonus: What You Need to Know

Regional Bank Bonus

VyStar Credit Union offers a $175 bonus for opening a free checking account. Get $25 quickly, then earn $150 with direct deposits and debit card use. Available in FL and GA, plus military worldwide. Offer ends Dec. 31, 2026.

Bonus $175
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $175
  • Availability: FL, GA only; also past and present military members and their families worldwide
  • Direct Deposit Required: Yes, at least $1,000 per month
  • Debit Transactions Required: 15 within 90 days
#873

DFCU Financial ReferLive: Earn $175 for You and a Friend

Regional Bank Bonus

Refer a friend to DFCU Financial and both earn $175 after meeting checking requirements. Available in MI and FL. Limited time offer through December 2025.

Bonus $175
Annual Fee Not listed
Monthly Fee $5
Expiration Not listed

What to know

  • Bonus Amount: $175 per person (referrer and referred) for checking account
  • Account Type: Checking account
  • Availability: Michigan and Florida
  • Direct Deposit Requirement: Yes – two deposits of $100 or more within 90 days
#874

Mountain America Credit Union's $150 Checking Bonus: What You Need to Know

Regional Bank Bonus

Mountain America Credit Union offers $150 for new MyStyle Checking with eStatements and a direct deposit within 60 days. Available in UT, ID, NV, NM, MT, AZ, but may be geofenced to SLC. Hard pull.

Bonus $150
Annual Fee Not listed
Monthly Fee $7
Expiration Expires Jun 30, 2027

What to know

  • Bonus Amount: $150
  • Account: MyStyle Checking
  • Promo Code: BSU150MS (or BYU26 per fine print)
  • Direct Deposit Requirement: Yes, no minimum specified; must initiate within 60 days of account opening
#875

Orion Financial's $150 Checking Bonus: A Simple Direct Deposit Score for AR, MS, and TN

Regional Bank Bonus

Orion Financial offers $150 for new Free Checking members in AR, MS, or TN who set up a direct deposit within 90 days. No monthly fees, but a $10 closure fee applies within six months.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 31, 2026

What to know

  • Maximum bonus: $150
  • Availability: AR, MS, TN
  • Direct deposit required: Yes, no minimum specified
  • Account type: Orion Financial Free Checking
#876

FNB Coweta $150 Checking Bonus: Two Easy Paths, No Monthly Fee

Regional Bank Bonus

FNB Coweta offers $150 for new personal checking customers. Qualify via $1,000/month direct deposits for 3 months OR a $1,500 opening deposit. No monthly fee, no early termination fee. In-branch or via their team.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: New personal checking customers at FNB Coweta branches in Coweta, OK
  • Option 1 Requirement: Maintain at least $1,000 in qualifying direct deposits per month for 3 consecutive months
  • Option 2 Requirement: Open with an initial deposit of $1,500 and keep account in good standing for 90 days
#877

Fortifi Bank $150 Checking Bonus: A Simple Way to Earn Extra Cash This Summer

Regional Bank Bonus

Fortifi Bank is offering a $150 bonus for new checking accounts. No direct deposit required, just meet simple requirements. Offer valid until September 4, 2026. Learn how to qualify and what to watch out for.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Offer Period: July 27, 2026 – September 4, 2026
  • Eligible Accounts: Simple Checking, Checking Plus Cash, Checking Plus Interest, Loyalty Plus Checking
  • Qualification Requirement: At least one qualifying direct deposit of $500 or more, or any auto-pay withdrawal, during either of the first two full statement cycles
#878

On Tap Credit Union $150 Checking Bonus: Is the Six-Month Direct Deposit Worth It?

Regional Bank Bonus

Earn $150 from On Tap Credit Union with promo code CHECKING150. Requires $500+ direct deposit for 6 months and 10 debit purchases. No monthly fees, but $5 early closure fee. Available in CO only.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Oct 31, 2026

What to know

  • Bonus Amount: $150
  • Promo Code: CHECKING150
  • Direct Deposit Requirement: At least $500 per month, maintained for 6 months
  • Debit Card Purchases: 10 required
#879

Snag a $150 Bonus from Santa Rosa County Federal Credit Union – Here's How

Local Bank Bonus

Earn $150 with a new checking account at Santa Rosa County FCU. Requirements: $1,000+ direct deposit, 20 debit card swipes, eStatements, and promo code GET150. No monthly fees.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: Santa Rosa, Escambia, or Okaloosa Counties, FL (or immediate family of eligible member)
  • Direct Deposit Required: Yes, $1,000+
  • Debit Card Swipes: 20 purchases required
#880

Texas Capital Bank Star Plus Checking: How to Snag a $200 Bonus with Smart Banking Habits

Regional Bank Bonus

Earn up to $200 with Texas Capital Bank's Star Plus Checking: $50 welcome bonus plus $150 in activity bonuses. Open by Aug 31, 2026. TX only.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Maximum Bonus: $200 total ($50 Welcome + up to $150 Activity Bonuses)
  • Account Opening Period: April 1, 2026 – August 31, 2026
  • Reward Period: April 1, 2026 – November 30, 2026
  • Welcome Bonus Requirement: Deposit at least $1,500 in qualifying deposits during the Reward Period
#881

Hudson River Community Credit Union $150 Checking Bonus: A Quick $150 for NY Residents

Regional Bank Bonus

Earn $150 from HRCCU with $500 in direct deposits, 4 debit card purchases, and eStatements. No monthly fees, but keep account open 6 months. Available in-branch only in NY.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: In-branch only at NY locations
  • Direct Deposit Requirement: $500 or more in qualifying direct deposits within 90 days
  • Debit Card Purchases: 4 transactions within 60 days
#882

Score $150 from Young Americans Bank Without a Direct Deposit – But You Need to Be Under 22

Regional Bank Bonus

Young Americans Bank offers a $150 bonus for new checking/savings accounts with no direct deposit needed. Must be under 22. Complete three simple steps by July 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 31, 2026

What to know

  • Maximum Bonus: $150
  • Eligibility: Legal US residents under 22 years old (must be at least 10 to open checking)
  • Direct Deposit Required: No
  • Promo Code: YABTCC0726
#883

Score a $150 Bonus with First Community Credit Union's Kasasa Checking – Here's How

Regional Bank Bonus

Get $150 cash when you open a new Kasasa checking at FCCU and set up $1,000+ in direct deposits. Offer runs through 9/30/26. Available in MN and ND.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $150
  • Account Type: Kasasa Checking (Cash or Cash Back)
  • Promo Code: KC150
  • Offer Period: April 1, 2026 – September 30, 2026
#884

Seattle Credit Union's $150 Checking Bonus: A Flexible Path to Easy Cash

Regional Bank Bonus

Seattle Credit Union offers a $150 bonus for opening a checking account. You only need to complete 2 of 3 simple requirements over 90 days, and direct deposit is optional. Perfect for Washington residents.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Availability: Washington state residents only
  • Key Requirement: Complete 2 out of 3 tasks within a 90-day period
  • Potential Tasks: Set up $500 monthly direct deposit, enroll in eStatements, OR complete 10 transactions/month
#885

Monterra Credit Union's $150 Checking Bonus: A Straightforward Deal for Bay Area Residents

Local Bank Bonus

Monterra Credit Union (formerly San Mateo) offers a $150 bonus for opening a checking account. Requires 10+ debit purchases and a direct deposit. Limited to residents of specific California counties.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: New Premium or Free Checking Account
  • Key Requirement 1: Make 10 or more debit card purchases (totaling at least $100) in your first full calendar month
  • Key Requirement 2: Have at least one qualifying direct deposit, payroll deposit, or ACH transfer
#886

Snag a $150 Bonus with Propell Credit Union's iSAVE Checking (PA Only)

Regional Bank Bonus

Propell Credit Union offers a $150 bonus for new iSAVE Free Checking accounts in Pennsylvania. Earn by setting up direct deposit, using bill pay, and making debit card purchases within 30 days.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: Up to $150
  • Account Type: iSAVE Free Checking
  • Availability: Pennsylvania residents only (must live, work, worship, or attend school in Delaware or Chester counties)
  • Key Requirement: Complete three types of transactions within 30 days of opening
#887

Score $150 with Westmark Credit Union's New Checking Account Offer

Regional Bank Bonus

Open a Westmark checking account and earn $150 in three easy steps: $25 upfront, $25 for 15 debit transactions, and $100 with a $1,000 deposit plus 15 transactions within 90 days.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Checking (True Blue Spend or True Blue Rewards Spend)
  • Availability: Idaho (must be eligible for membership)
  • Direct Deposit Required: No
#888

BECU's $150 Bonus: A Pacific Northwest Credit Union Deal Without Direct Deposit

Regional Bank Bonus

BECU offers new members in WA, OR, and ID a $150 bonus for opening checking and savings accounts. No direct deposit needed, but you must complete 10 transactions in 30 days. Offer ends 12/31/25.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $150
  • Required Accounts: New BECU checking AND savings account
  • Key Requirement: 10+ qualifying transactions within first 30 days
  • Direct Deposit Required?: No