BECU offers new members in WA, OR, and ID a $150 bonus for opening checking and savings accounts. No direct deposit needed, but you must complete 10 transactions in 30 days. Offer ends 12/31/25.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Required Accounts: New BECU checking AND savings account
Key Requirement: 10+ qualifying transactions within first 30 days
Open a Free Checking for Life account with Embassy Bank, deposit $500, and set up $2,000 in direct deposits within 90 days to earn a $150 bonus. Limited-time offer for PA residents.
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150
Eligible Accounts: Essential Share Draft Checking or Elevate Checking (new accounts only)
Key Requirement: Receive your first qualifying direct deposit within 45 days of opening and sign up for e-statements.
Availability: Available to new members who meet eligibility requirements (see below).
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Open a new MyStyle Checking account with promo code BYU26, set up direct deposit and eStatements, and earn a $150 bonus. Offer valid through June 30, 2026, in select states.
Rochester Public School District employees can get a $150 bonus for opening a new Altra checking account. Requires 10 debit card purchases in 30 days. Offer ends May 31, 2026.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $150
Offer Expires: May 31, 2026
Eligible States: CO, MN, NJ, TN, TX, WI
Required Account: New A+ Checking or A+ Platinum account
Andrews Federal Credit Union offers a $150 bonus for new checking accounts, but requires a $500+ direct deposit for 90 days. Available in DC, MD, NJ, VA. Here's the fine print.
Bonus$150
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Mar 11, 2026
What to know
Bonus Amount: $150
Account Type: New Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account
Direct Deposit Requirement: $500 or more, started within 60 days of opening
Direct Deposit Maintenance: Must maintain that deposit for at least 90 consecutive days
Refer a friend to MAX Credit Union in Alabama/Georgia this October. If they open a new checking account, loan, or credit card, you both get $150. Must act fast—offer ends 10/31/24.
Bonus$150
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $150 for both the referrer and the new member
Bonus Form: 15,000 rewards points, redeemable for cash
Promotion Period: Referrals must occur between October 1, 2024 and October 31, 2024
Eligibility Area: Must live, work, attend school, or worship in specific counties in Alabama or Georgia
Massachusetts residents can earn $150 by opening a checking account with Middlesex Federal and making 15 debit card purchases. No monthly fees or direct deposit required.
Get 3 nights at an IHG hotel plus 10,000 bonus points for just $149 or $249—but you must sit through a 2-hour timeshare pitch. Worth it if you can say no.
Bonus$149
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 01, 2023
What to know
Offer Type: Timeshare presentation incentive
Price (Option 1): $149 plus tax at a partner hotel
Price (Option 2): $249 plus tax at a Holiday Inn Club Vacations resort
iTHINK Financial Credit Union offers up to $125 for opening a checking account with direct deposit. Available in FL & GA. Must use promo code JOINCU by 12/31/2025.
Bonus$125
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Maximum Bonus: $125
Bonus Structure: $50 for opening account + $75 for setting up direct deposit
Direct Deposit Requirement: At least $1,000 in total deposits within 90 days of opening
Education Credit Union's $mart Checking bonus is back at $123 for Texas residents. No monthly fees, but you'll need $500 in deposits and 15 transactions within 60 days.
Bonus$123
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $123
Availability: TX only. If you don't work in education, you must live within 10 miles of a branch (all in Amarillo, TX)
Direct Deposit Required: Yes, $500+ within 60 days of opening (ACH transfers and remote deposits count)
Debit Card Transactions: 15 qualifying transactions (debit card, ACH withdrawal, external transfer, or bill pay)
Capital Bank offers New York residents $105 in rewards points for opening a checking account, registering a debit card, and making one purchase. No direct deposit required. Offer ends April 30, 2026.
Westerra Credit Union offers a $100 bonus for opening a Smart Money Checking or Money Market Select account. No direct deposit required—just two deposits and ten transactions within 60 days. Colorado's Denver metro area only.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum bonus: $100
Availability: Restricted to people in the 7-county Denver Metro Area
USE Federal Credit Union offers $100 for opening a new checking account, with no monthly fees. But details on direct deposit and application process are scarce, so proceed with caution.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Membership open to virtually anyone; likely Oklahoma only, no online application
Direct Deposit Required: Unknown
Additional Requirements: Unknown; Facebook ad mentions matching your opening deposit
CFSB offers $100 for new Community Classic Checking accounts opened Oct 1–Nov 1, 2026. Complete 25 debit card purchases by Nov 30. No direct deposit needed. Available in KY, TN, IL, IN, MO.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $100
Account: Community Classic Checking
Availability: Residents of KY, TN, IL, IN, MO or existing clients
Sharonview FCU offers $200 total ($100 each) for referrals when the new member opens a checking account, receives $1,000+ in direct deposits, and makes 15 debit card purchases within 60 days. Requires hard pull.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for the referring member and $100 for the referred member (total $200)
Direct Deposit Requirement: $1,000 or more in aggregate direct deposits within 60 days of account opening
Debit Card Requirement: 15 posted debit card point-of-sale or online purchases within 60 days (ATM transactions excluded)
Account Opening Requirements: Open and fund a new membership share ($5 minimum) and checking account ($25 minimum) within 7 days of account opening
USX Federal Credit Union offers a $100 bonus for opening a FREE or Members Plus Checking with a qualifying direct deposit within 60 days. Must join in person in PA. Watch the $25 early closure fee and $1,000 balance requirement on Members Plus.
Bonus$100
Annual FeeNot listed
Monthly Fee$10
ExpirationNot listed
What to know
Maximum bonus: $100
Account options: FREE Checking or Members Plus Checking
Direct deposit requirement: Net paycheck direct deposit must start within 60 days of account opening
Alternative requirement: If employer doesn't offer direct deposit, deposit at least $400 per month
First Farmers Bank & Trust is offering a $100 bonus when you open a Harvest Rewards Checking account online and deposit $500 in new money within 30 days. No direct deposit required. Available in IN and IL.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum bonus: $100
Availability: Indiana and Illinois
Direct deposit required: No
Additional requirements: Deposit $500 in new money within 30 days of account opening
Sterling Bank offers a $100 bonus for new personal checking accounts in Missouri. Complete 12 debit card transactions, enroll in eStatements, and receive $500+ in ACH/direct deposits within 45 days.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Availability: Missouri
Direct Deposit Requirement: $500 or more in ACH/direct deposits within 45 days
Debit Card Requirement: 12 or more debit card transactions within 45 days
Media City CU offers $100 to both referrer and new member. Requires $500+ monthly direct deposit, 10 transactions, e-statements, and 90-day activity. No monthly fees. Must be Burbank resident or meet other criteria.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100 for both referrer and new member
Direct Deposit Requirement: $500+ monthly from payroll, pension, or government benefits
Transaction Requirement: Minimum 10 transactions per month (debit card purchases, ACH debits, bill payments)
Alabama Credit Union pays $100 to both you and a friend when they open a checking account, enroll in online banking, and keep it open for 45 days. No direct deposit needed. Earn up to $300/year.
Bonus$100
Annual FeeNot listed
Monthly Fee$4
ExpirationNot listed
What to know
Bonus Amount: $100 to both referrer and referee
Availability: Alabama and Florida (Escambia County)
Direct Deposit Required: None
Additional Requirements: Open a qualifying checking account (Value or Lifestyle), enroll in online banking, keep account open 45 days
Open a Wellby Secure Spending account, set up a $300+ monthly direct deposit, and get $100. No monthly fees, and you can fund with a credit card up to $5,000. Offer ends August 29, 2026.
HawaiiUSA FCU offers $100 for opening an eLife Checking, setting up $1k/month in direct deposits or ACH credits for two months, and enrolling in online banking and eStatements. No monthly fees.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Sep 30, 2026
What to know
Bonus Amount: $100
Account Type: eLife Checking
Direct Deposit Requirement: Yes, or ACH credit – $1,000 per month for two consecutive months
Other Requirements: Enroll in Online Banking and/or Mobile Banking, and eStatements