Best Credit Card Bonuses

Credit card welcome offers, bonus points promos, and targeted card deals.

Last updated: Jul 10, 2026

Showing 204 of 204 in this guide (906 total offers sitewide).

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Offers in this Guide

#73

PlayStation Visa Card Gets a Major Upgrade: Free PS Plus Premium at $6K Spend

National Card Bonus

The PlayStation Visa card now offers a free 12-month PS Plus Premium membership when you spend $6,000/year, plus 5% back at PlayStation and 2% at grocery stores.

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What to know

  • Card Issuer: Comenity Bank
  • PS Plus Premium Requirement: Spend $6,000 in a calendar year to qualify for a 12-month membership
  • Notification Timeline: Email with opt-in link arrives about 60 days after meeting spend requirement; link expires in 90 days
  • Email Match Required: The email on your PlayStation account must match the one on your card account
#74

Barclays 10X Points Offer: Adding an Authorized User Could Be Worth It

National Card Bonus

Targeted Barclays cardholders can earn 10X points on up to $500 in authorized user spend, max 5,000 bonus points. Add by 7/31/2026, spend through 9/30/2026.

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What to know

  • Bonus Rate: 10 points per $1 on authorized user purchases
  • Maximum Bonus Points: 5,000 points
  • Spending Cap for Bonus: $500 in eligible authorized user purchases
  • Add Authorized User By: July 31, 2026
#75

25,000 American Airlines Miles for Your Business? Read the Fine Print First

National Card Bonus

American Airlines offers 25,000 AAdvantage miles for new AAdvantage Business enrollments with code JOINA7, but you need 5 travelers and $5K annual spend to unlock the bonus.

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Expiration Expired Jul 10, 2026

What to know

  • Bonus Miles: 25,000 AAdvantage miles
  • Promo Code: JOINA7
  • Offer End Date: July 31, 2026 at 11:59 PM CDT
  • Minimum Active Travelers: 5
#76

Morgan Stanley Amex Platinum: 150,000 Points Are Back – But There's a Catch

Regional Card Bonus

The Morgan Stanley Amex Platinum is back with a 150,000-point welcome offer. You'll need an E*Trade or Morgan Stanley account, and the $12k spend requirement is steep. But the free authorized user perk makes it a standout.

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Annual Fee $895
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Expiration Expired Jul 09, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points
  • Minimum Spend: $12,000 in the first 6 months
  • Annual Fee: $895
  • Eligibility Requirement: Must be a Morgan Stanley or E*Trade customer
#77

How to Turn a $100 Software Credit into Real Profit with the U.S. Bank Triple Cash Card

National Card Bonus

The U.S. Bank Triple Cash card offers a $100 annual credit for recurring software subscriptions. With a cheap monthly plan, you can pocket real cash.

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What to know

  • Credit Amount: $100 statement credit per 12-month period
  • How to Earn: Make 11 consecutive months of eligible software subscription purchases directly with a software provider
  • Eligible MCC: 5734 – Computer Software Stores
  • No Minimum Charge: No minimum monthly spend required to trigger the credit
#78

Snag 150,000 Points with the Schwab or Morgan Stanley Platinum – Is It Worth the $895 Fee?

National Card Bonus

Earn 150,000 Membership Rewards points after $12k spend in 6 months on the Schwab or Morgan Stanley AmEx Platinum. $895 annual fee, but credits can offset it. Ends 7/8/26.

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Annual Fee $895
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Expiration Expired Jul 10, 2026

What to know

  • Welcome Bonus: 150,000 Membership Rewards points after $12,000 in purchases within the first 6 months
  • Annual Fee: $895 (not waived the first year)
  • Offer Expiration: July 8, 2026
  • Earning Rates: 5x on flights booked directly with airlines, 5x on prepaid hotels and flights via AmEx Travel, 1x on everything else
#79

Unlocking the $100 Gift Card Credit on Chase Sapphire Reserve for Business

National Card Bonus

The Chase Sapphire Reserve for Business offers a $100 annual credit for gift cards at reservebusiness.giftcards.com, split into two $50 periods. Here's how to make the most of it.

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What to know

  • Credit Amount: $100 annually (two $50 credits: Jan-Jun and Jul-Dec)
  • Where to Use: reservebusiness.giftcards.com
  • Credit Timing: Statement credit appears 6-8 weeks after purchase
  • Eligible Card: Chase Sapphire Reserve for Business
#80

Alaska Atmos Cards Are Back With Big Bonuses: Up to 100K Points

Regional Card Bonus

All three Alaska Atmos Rewards credit cards are offering elevated welcome bonuses again — up to 100,000 points plus a companion fare. Here's what you need to know before you apply.

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What to know

  • Atmos Rewards Summit Visa Infinite: 100,000 bonus points + 25,000 Global Companion Award after $6,000 spend in first 90 days. $395 annual fee.
  • Atmos Rewards Ascent Visa Signature: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $4,500 spend in first 120 days. $95 annual fee.
  • Atmos Rewards Business Visa: 85,000 bonus points + Companion Fare ($99 fare + taxes) after $5,500 spend in first 90 days. $95 annual fee.
  • Summit Card Perks: 10,000 elite status points each anniversary, 2 lounge passes per quarter, $120 TSA PreCheck/Global Entry credit, free first checked bag, priority boarding, and...
#81

Score 10x Capital One Miles on Every Lyft Ride – Here's How to Stack It Even Higher

Regional Card Bonus

Get 10x Capital One miles on Lyft rides through a limited-time card-linked offer. Activate, pay with your Capital One card, and stack with Lyft partners for even more rewards.

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What to know

  • Offer: Earn 10x Capital One miles on Lyft rides paid with an eligible Capital One card
  • Activation: Required through Capital One Offers – check your account
  • Expiration: 7 days after activation
  • Eligibility: Must pay through the Lyft app with the same Capital One card used to activate the offer
#82

SoFi Smart Card: 5% Back on Groceries, But There's a Catch

National Card Bonus

SoFi's new Smart Card offers unlimited 5% back on groceries, but requires a $10/month SoFi Plus membership. Plus, it's a charge card, not a credit card.

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Annual Fee $0
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What to know

  • Card Type: Charge card (balance must be paid in full each month)
  • Rewards Rate: 5% cash back on eligible grocery store purchases
  • Annual Fee: $0, but requires SoFi Plus membership at $10/month
  • Effective Annual Cost: $120 (SoFi Plus membership fee)
#83

How to Score $250 Back on a Luxury Hilton Stay This Year

Regional Card Bonus

Targeted Amex Offer gives $250 back when you spend $1,250+ at Waldorf Astoria, Conrad, or LXR hotels in the US, Mexico, Anguilla, and French Polynesia through November 30, 2026.

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Expiration Expires Nov 30, 2026

What to know

  • Offer: Spend $1,250+ on room rate and charges at participating Waldorf Astoria, Conrad, or LXR hotels in the US and Latin America, get $250 back as a statement credit.
  • Expiration: November 30, 2026
  • Targeted: Yes – you must check your Amex Offers to see if it's available on your card.
  • Eligible Cards: Only U.S.-issued American Express Cards. Limit one enrolled card per Card Member across all Amex offer channels.
#84

Snag 10,000 United Miles Just by Adding a Friend to Your Card

National Card Bonus

Targeted Chase United cardholders can earn 10,000 bonus miles (or up to 10,000 in two tiers) by adding an authorized user by June 30, 2026. No spending required.

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Expiration Expired Jun 30, 2026

What to know

  • Bonus Miles: 10,000 miles for adding one authorized user; tiered version offers 5,000 miles per user (up to 10,000 for two users)
  • Spend Requirement: None
  • Expiration Date: June 30, 2026
  • How to Access: Targeted email; no direct link available
#85

Delta Flyers with Amex Platinum or Centurion: Score $250 Back on $2,000 in Flights

National Card Bonus

Targeted Amex Platinum & Centurion cardholders can get a $250 statement credit when booking $2,000+ in Delta flights via Amex Travel by 8/31/26.

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Expiration Expires Aug 31, 2026

What to know

  • Offer: $250 statement credit
  • Minimum Spend: $2,000 in one or more qualifying purchases
  • Eligible Cards: Select American Express Platinum & Centurion cardholders (targeted)
  • Booking Channel: Amex Travel
#86

Delta Business Card Upgrade Offers: Up to 60,000 SkyMiles for Targeted Cardholders

Regional Card Bonus

Targeted Delta Business cardholders can earn up to 60,000 SkyMiles by upgrading to a higher-tier card. But beware: if you've never held these cards, the welcome offers are better.

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What to know

  • Offer 1: Upgrade Delta Business Platinum to Delta Business Reserve: Earn 60,000 SkyMiles after $12,000 spend in 6 months.
  • Offer 2: Upgrade Delta Business Gold to Delta Business Platinum: Earn 50,000 SkyMiles after $8,000 spend in 6 months.
  • Targeting: Offers are targeted; you must click the upgrade link and log in to your Amex account to see if you're eligible.
  • Redemption Value: Delta SkyMiles valued at ~1.3 cents each, making these offers worth roughly $600-$750.
#87

Chase Sapphire Reserve Cardholders Can Grab Marriott Gold Status Through Early 2028

National Card Bonus

Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers can get 3 months of Marriott Gold Elite status, then extend it through February 2028 by staying just 3 paid nights.

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What to know

  • Offer Validity: Registration open July 1 – September 30, 2026
  • Eligible Cards: Chase Sapphire Reserve and J.P. Morgan Reserve
  • Status Duration: 3 months of Gold Elite status from registration date
  • Extension Requirement: 3 qualifying paid nights within the 3-month period
#88

Barclays Wants You to Add an Authorized User — But Is It Worth It?

National Card Bonus

Barclays offers targeted cardholders 10x points on authorized user spending, up to 2,500 points. Deadline: 7/31/2026. Not the best bonus they've offered.

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What to know

  • Offer Type: Authorized user bonus (targeted via email)
  • Bonus Structure: 10 additional points per $1 spent by the authorized user
  • Maximum Bonus: 2,500 points
  • Add Authorized User By: July 31, 2026
#89

Score an Extra $100 on the Citi Strata Premier via Rakuten

National Card Bonus

Get a $100 Rakuten bonus when you apply for the Citi Strata Premier card through their portal. Stack it with the 60,000-point welcome offer. Must earn cash back or Bilt points in Rakuten.

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Annual Fee $95
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What to know

  • Offer: $100 cash back via Rakuten when you apply for the Citi Strata Premier card through Rakuten's portal.
  • Card Welcome Offer: 60,000 bonus points after spending $4,000 in the first 3 months.
  • Annual Fee: $95
  • Rakuten Earning Preference: Bonus only shows if your Rakuten account is set to earn Cash Back or Bilt points (not Membership Rewards).
#90

IHG Points Sale: Grab a 100% Bonus and Pay Just 0.5 Cents Each

Regional Card Bonus

IHG is offering a 100% bonus on points purchases through July 16, 2026. Buy at least 26,000 points to get them for 0.5 cents each. Great for award stays, especially with the 4th night free perk.

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What to know

  • Bonus: 100% bonus on purchased points
  • Effective Cost: 0.5 cents per point (when buying at least 26,000 points)
  • Minimum Purchase for Bonus: 5,000 points
  • Offer Period: June 22, 2026 12:00 AM ET – July 16, 2026 11:59 PM ET
#91

Got a Citi Offer for 5x Points on Online Shopping? Here's What You Need to Know

National Card Bonus

A targeted Citi offer gives 5x total points on online purchases (an extra 4x) up to $625 spend. Must activate by May 31, 2026. Check your Citi app!

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Expiration Expired May 31, 2026

What to know

  • Bonus Type: Additional 4x points on online spend (5x points total)
  • Maximum Bonus Points: 2,500 points
  • Maximum Spend to Earn Bonus: $625
  • Offer Expiry Date: May 31, 2026
#92

Is the Virgin Red Card's 75K Point Bonus Worth Your Time?

National Card Bonus

The Virgin Red Rewards Mastercard has a limited-time 75,000 point welcome bonus after $4k spend. We break down who should consider it and who should skip it.

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Annual Fee $99
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What to know

  • Welcome Bonus: 75,000 Virgin Points after spending $4,000 in the first 90 days.
  • Limited Time Offer: This boosted bonus is only available until April 16, 2026.
  • Annual Fee: $99
  • Authorized User Bonus: Earn 2,500 points for adding an authorized user (up to 4 users).
#93

Capital One Venture X Referral Bonus: Is the 30,000-Point Sweetener Real?

National Card Bonus

Some Venture X cardholders are seeing a boosted 30,000-point referral bonus, but it's not guaranteed. Here's what to know about this YMMV offer and how to check your own account.

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What to know

  • Potential Referrer Bonus: 30,000 Venture X points per successful referral (YMMV)
  • Standard Referrer Bonus: 10,000 points per referral
  • New Member Sign-Up Bonus: 75,000 points after meeting spend requirement
  • Annual Referral Bonus Cap: 100,000 points total per calendar year
#94

The Chase IHG Business Card Just Hit a Record 200,000-Point Bonus

National Card Bonus

Chase's IHG Premier Business card offers a record 200k points after $9k spend in 6 months. Includes automatic Platinum status, a free anniversary night, and no foreign fees. $99 annual fee.

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Annual Fee $99
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What to know

  • Total Welcome Bonus: Up to 200,000 IHG One Rewards points
  • Bonus Breakdown: 140,000 points after spending $4,000 in first 3 months. An additional 60,000 points after spending a total of $9,000 in first 6 months.
  • Annual Fee: $99
  • Purchase APR: 19.24%–27.74% Variable
#95

Citi Dividend's Q2 2026 Categories: A Fresh Take on Groceries and Travel

National Card Bonus

Citi Dividend cardholders can earn 5% cash back on grocery stores and Citi Travel bookings in Q2 2026, with a unique $6,000 annual cap that offers spending flexibility.

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What to know

  • Quarter: Q2 2026 (April 1 - June 30, 2026)
  • 5% Cash Back Categories: Grocery Stores & Citi Travel
  • Annual Cash Back Cap: $6,000 in combined purchases across all 5% categories
  • Key Requirement: Must activate the offer each quarter
#96

Navigating the Marriott Card Maze: How to Know If You Qualify for a Bonus

National Card Bonus

Marriott's card bonus rules are notoriously complex. This guide breaks down eligibility for Chase and Amex cards, including issuer-specific rules like 5/24, to help you secure your next welcome offer.

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What to know

  • Primary Restriction: Your eligibility for a new Marriott card and its welcome bonus depends heavily on your history with other Marriott cards from both Chase and American Express.
  • Chase-Specific Rule: To be approved for any Chase Marriott card, you must generally be under Chase's 5/24 rule (have opened fewer than 5 new credit cards across all banks in the la...
  • Amex-Specific Rule: American Express may deny applications for new credit cards if you already have 5 or more Amex credit cards open.
  • Common Timeline Restriction: For many cards, you are ineligible for a new welcome bonus if you've received a bonus for that same card within the past 24 months.