My eBanc offers a competitive 4.35% APY on its SuperSaver Money Market account, but requires a $5k minimum deposit and has a monthly fee. Here's what you need to know.
Bonus
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Annual Fee
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Monthly Fee
$15
Bask Bank offers a straightforward 4.05% APY savings account with no minimums, no monthly fees, and nationwide availability. Here's what you need to know before opening one.
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Popular Direct offers a competitive 4.10% APY on its High-Rise Savings with a $100 minimum. Watch for a $4 monthly fee if your balance dips below $100 and a $25 early closure fee.
Bonus
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Annual Fee
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Monthly Fee
$4
Republic Bank offers a 3.91% APY on its Digital Money Market account with a $2,500 minimum. It's available nationwide online, but has notable ACH limits and is unavailable in four states.
Bonus
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Annual Fee
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Monthly Fee
$25
All America Bank offers a 3.85% APY on balances up to $100k with no monthly fees. It's a checking-style money market account with a debit card, nationwide availability, and FDIC insurance.
Bonus
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Redneck Bank offers a 3.85% APY on its Mega Money Market account for balances up to $100,000. Requires a $500 opening deposit, no monthly fees, and includes a debit card. Watch for transaction limits.
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Annual Fee
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Monthly Fee
$0
LendingClub's LevelUp Savings offers 4.00% APY if you deposit $250+ monthly, or 3.00% APY otherwise. No monthly fees, no minimum balance, and FDIC insurance. A solid rate for active savers.
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Annual Fee
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Monthly Fee
$0
Bluevine Premier offers 3.0% APY on balances up to $3M for a $95 monthly fee, which can be waived with $100k+ balance and $5k monthly debit card spend. Includes high FDIC insurance and payment fee discounts.
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Annual Fee
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Monthly Fee
$95
ISU Credit Union offers a $150 bonus for opening a new Essential or Elevate checking account. Requires a qualifying direct deposit and e-statements. Limited to eligible members in parts of Indiana and Illinois.
Bonus
$150
Annual Fee
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Monthly Fee
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Vantage Credit Union offers a $250 bonus for opening a new checking account. No direct deposit needed, but you must qualify for membership in specific Illinois or Missouri areas and use a promo code. Offer expires 12/31/2025.
Bonus
$250
Annual Fee
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Monthly Fee
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Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Bonus
$200
Annual Fee
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Monthly Fee
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Earn $300 or $400 with Unity Bank's checking bonus in NJ/PA. Meet direct deposit requirements within 180 days. Offer valid from April 14, 2025. Use promo codes 1144 or 1145.
Bonus
$400
Annual Fee
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Monthly Fee
$3
Arizona residents can earn a $150 digital gift card by opening a CashBack Checking account with Copper State Credit Union, setting up a $500 monthly direct deposit, and using their mobile app. Offer ends 12/31/25.
Bonus
$150
Annual Fee
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Monthly Fee
$0
Central Pacific Bank offers up to $1,200 for opening a business checking account in Hawaii. Requires a large deposit ($25k or $75k) held for 3 months. Offer ends October 31, 2025.
Bonus
$1,200
Annual Fee
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Monthly Fee
$20
Public Employees Credit Union (PECU) in Texas offers a $200 bonus for new members who open checking & savings accounts and complete simple debit card transactions. Must be eligible for membership.
Bonus
$200
Annual Fee
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Monthly Fee
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Refer a friend to Mirastar FCU and you both get $100. Requires $500 in direct deposits within 60 days. Offer ends 9/30/25. Nationwide eligibility.
Bonus
$100
Annual Fee
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Monthly Fee
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Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Bonus
$300
Annual Fee
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Monthly Fee
$0
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Bonus
$1,000
Annual Fee
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Monthly Fee
$15
F&M Trust offers a $250 bonus for opening a Better Business Checking account with $1,000. Available in PA & MD. Bonus posts within 30 days. No monthly fees or direct deposit required. Offer valid through 3/31/26.
Bonus
$250
Annual Fee
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Monthly Fee
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Code Credit Union offers Ohio residents up to $400 for opening a new checking account by Oct 31, 2025. Requires direct deposit and e-statements. Here's how to qualify and what to watch for.
Bonus
$400
Annual Fee
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Monthly Fee
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Earn $300 with a new First Free Checking account at First Federal Bank of Kansas City. Must meet direct deposit and debit card requirements within 60 days. Limited time offer for MO residents.
Bonus
$300
Annual Fee
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Monthly Fee
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Open a new MyStyle Checking account with promo code BYU26, set up direct deposit and eStatements, and earn a $150 bonus. Offer valid through June 30, 2026, in select states.
Bonus
$150
Annual Fee
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Monthly Fee
$4
orsa Credit Union (formerly Community Financial) offers a tiered bonus up to $1,000 for opening a CloseEnuff™ checking account by 11/30/25. Requires direct deposit setup within 6 weeks and maintenance for 90 days. Bonus payout is in April 2026.
Bonus
$1,000
Annual Fee
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Monthly Fee
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Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Bonus
$900
Annual Fee
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Monthly Fee
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