Bank Bonuses in Illinois
260 bonus offers available in Illinois — including national offers and Illinois-specific promotions.
SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)
SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.
Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?
Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.
Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?
HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.
A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus
SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.
Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?
A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.
Score Up to $3,500 with Wells Fargo Premier – Here's the Real Deal
Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.
GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus
Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.
Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus
Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.
HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY
Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.
U.S. Bank Business Checking Bonus: Up to $1,200 Through September 2026
Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.
Huntington Bank's Latest Cash Bonuses: Up to $1,000 for New Accounts
Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.
BMO's Business Checking Bonus: Up to $1,000 for Your Company
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
$1,000 from Commerce Bank? Yes, but You'll Need a Serious Direct Deposit
Score $1,000 with Commerce Bank in MO, KS, IL, OK, CO. Open a checking account by Aug 18, 2026, use promo code 1000DMD626, and set up $10K+/month in direct deposits for two months. Bonus pays by Dec 21.
Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash
Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.
Old National Bank Business Checking: Up to $800 Cash Bonus in Select States
Earn $400 or $800 by opening a business checking account at Old National Bank. Deposit $4k–$20k, maintain balance for 90 days, and log in online. In-branch only in IL, IN, KY, MI, MN, WI, ND. No direct deposit required.
Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer
Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.
TBK Bank's $775 Checking Bonus: Is It Worth the Hustle?
TBK Bank offers up to $775 cash bonus on AIM Checking in CO, IA, IL, KS, TX. Must complete direct deposits, transfers, bill pay, POS transactions, and TBK at Work. Offer ends 9/26/25.
PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
Bank of America's Business Checking Bonus: Up to $2,500 for Parking Your Cash
Earn up to $2,500 cash bonus with Bank of America business checking. No direct deposit required. Deposit $5K–$250K, hold for 90 days. Expires Dec 31, 2026.
How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
Commerce Bank Checking Bonus: Up to $700 for New Customers (Targeted Offer)
Targeted offer: earn $300 or $700 by opening a new Commerce Bank checking account with promo code Oct25NewBonus. Must be invited via mail/email. Expires 12/2/25.
Associated Bank's Checking Bonuses: Up to $600 for Personal, $750 for Business
Associated Bank offers checking bonuses up to $600 for personal accounts and $750 for business accounts in several Midwestern states. Deadlines and requirements vary.
Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners
Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.
CIBM Bank's Business Checking Bonus: Up to $600 for Your Business
CIBM Bank offers a $300 or $600 bonus for new business checking accounts in IL, IN, WI. Requires maintaining a $10k or $25k balance for three months. No direct deposit needed. Offer ends March 31, 2026.
Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months
Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.
First Merchants Bank: Earn Up to $600 with a New Checking Account
First Merchants Bank offers up to $600 for new checking customers in IN, IL, OH, MI. Deposit $25k for $600 or $500 direct deposit for $400. Plus, refer friends for $50 each. Ends 12/31/26.
Snag Up to $600 from Associated Bank – Here's How It Works
Open a new Associated Bank checking account, set up direct deposits, and earn up to $600. Offer extended through 9/30/24. Available in 9 states.
Stacking Rewards: How to Score $550 from SoFi and Rakuten
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
Barrington Bank & Trust: A $300 or $500 Bonus for Illinois Residents
Illinois residents can earn a $300 or $500 bonus by opening a Total Access Checking account with Barrington Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends November 3, 2026.
Beverly Bank & Trust's Checking Bonus: How to Earn $300 or $500 in Illinois
Beverly Bank & Trust offers a $300 or $500 bonus for opening a Total Access Checking account in Illinois. Requires direct deposits and online banking enrollment. Offer ends November 3, 2026.
Pillur's Business Checking Bonus: A $500 Boost for Your Small Business
Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.
Capital One's Business Checking Bonus: Is $500 Worth Your Time?
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle
Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.
Busey Bank's Level Up Bonus: Up to $500 for Opening a New Checking Account
Earn $200 to $500 by opening a Busey checking account with promo code LEVELUP1 or LEVELUP2. Requires direct deposits, debit card use, and online banking enrollment within 90 days. Offer ends May 1, 2026.
Wheaton Bank's $300 or $500 Bonus: A Straightforward Deal for Illinois Residents
Wheaton Bank & Trust offers Illinois residents a $300 or $500 bonus for opening a checking account and setting up direct deposits. The offer ends July 31, 2025.
Schaumburg Bank & Trust: How to Score Up to $500 in Bonus Cash
Schaumburg Bank & Trust offers Illinois residents up to $500 for opening new accounts. Choose a $300 checking bonus or a $500 combo offer. Deadline is July 31, 2025.
Old Plank Trail Community Bank: How to Snag Up to $500 in Bonus Cash
Old Plank Trail Community Bank offers up to $500 for opening a checking account. Requires direct deposits and online banking enrollment. Available in IL and IN until July 31, 2025.
Northbrook Bank & Trust: How to Score Up to $500 in Bonus Cash
Northbrook Bank & Trust offers up to $500 for new checking customers in Illinois. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.
Central Bank's $300 or $800 Checking Bonus: A Solid Offer with a Geographic Catch
Central Bank offers $300 or $800 for opening a checking account with qualifying direct deposits. Must live near a branch in OK, IL, KS, or MO. Bonus paid after 90 days.
Relay's $500 Bonus: A Solid Deal for Your Business Cash
Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.
Wintrust's Business Checking Bonus: Up to $500 for Small Businesses in Four States
Wintrust is offering a $300 or $500 bonus for opening a new business checking account in IL, FL, IN, or WI. The offer runs through January 29, 2025, with specific requirements to meet.
Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle
Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.
Snag Up to $1,500 in Bonuses with Capital One 360 – Checking, Savings & Business Offers
Earn up to $1,500 with Capital One 360's limited-time offers: $250 for checking, $500 for business checking, and up to $1,500 for savings. Simple requirements.
Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds
Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.
Snag Up to $500 with Hinsdale Bank & Trust's Latest Bonuses – But You'll Need to Move Fast
Hinsdale Bank & Trust offers up to $500 cash bonus for new checking/savings accounts. Requires direct deposit or $15k deposit. IL only. Ends 7/31/25.
FNBO's $250 Business Checking Bonus: A Simple Way to Boost Your Bottom Line
Earn a $250 bonus with FNBO's Free Business Checking. Deposit $1,000 or make 10 debit card purchases in 31 days. No monthly fees. Expires 12/31/26.
Score Up to $500 with Crystal Lake Bank & Trust's Extended Bonus Offers
Crystal Lake Bank & Trust is offering $300 or $500 cash bonuses for new checking accounts in Illinois. Open an account, set up direct deposit, and get paid. Extended through July 31, 2025.
Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000
New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.
Town Bank's $500 Bonus: A Solid Deal for Illinois and Wisconsin Residents
Earn up to $500 with Town Bank's Total Access Checking. No monthly fees, free ATMs, and early pay. Offer ends 7/31/25. IL & WI only.
Grab a $500 Gift Card from Brex – Here's How to Score It
New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.
Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown
Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.
Chase's $400 Checking Bonus: A Solid Deal for New Customers
New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.
Snag a $400 Bonus from Regions Bank: Here's Your Step-by-Step Guide
Earn $400 by opening a Regions LifeGreen checking account, registering by 12/31/26, and setting up $1,000 in direct deposits. Available in 15 states.
PNC's Business Checking Bonus: Up to $1,000 for Your Side Hustle or LLC
PNC Bank offers a $400 or $1,000 bonus for new business checking accounts. Requires maintaining a balance and making transactions. Open by March 31, 2026.
Fifth Third Bank's $400 Checking Bonus: A Solid Deal with a Low Deposit Hurdle
Get a $400 bonus for opening a Fifth Third checking account and making $500 in direct deposits within 90 days. Offer ends 1/7/26. Here's how to qualify and what to watch for.
Is the American Express High-Yield Savings Account Still a Top Pick?
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
North Shore Bank's $400 Checking Bonus: A Long-Term Reward for Midwest Residents
North Shore Bank offers up to $400 for opening a checking account. Earn $40 monthly for 10 months with simple debit card use. Must live in WI or IL. Account has no monthly fee.
Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Peoples Bank's $400 Checking Bonus: A Midwest Money Maker
Peoples Bank offers a $400 bonus for opening a new checking account online in IL or IN. Requires $1,000+ in qualifying direct deposits within 90 days. No monthly fees on select accounts.
Ameriprise Bank Bonus: Up to $1,400 for Existing Clients
Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.
Stack Your Rewards: MyPoints + SoFi Checking & Savings Bonus
Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.
Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?
Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.
SoFi Finally Adds Zelle: What It Means for Your Money Transfers
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Arsenal Credit Union's $300 Welcome Bonus: A Sweet Deal for Illinois and Missouri Residents
Arsenal Credit Union offers up to $300 for new members in IL/MO who open checking & savings, use a debit card, and set up direct deposit. No monthly fees. Ends 12/31/26.
E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash
E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.
Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
How to Snag Up to $300 from Connexus Credit Union's Checking Bonus
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
How to Score a $300 Bonus from Chime (and What You Need to Know)
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
Quad City Bank's $300 Bonus: No Direct Deposit Needed, But There's a Catch
Quad City Bank & Trust offers a $300 checking bonus for IA/IL residents without requiring direct deposit. Just open an account, use your debit card 3 times, and go paperless. Bonus expires 8/15/2025.
SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Village Bank & Trust's $300 or $500 Bonus: A Solid Deal for Illinois Savers
Illinois residents can earn up to $500 by opening a new checking account with Village Bank & Trust. Requires direct deposits and online banking enrollment. Offer ends July 31, 2025.
Snag a $300 Bonus from State Bank of the Lakes (Illinois Only)
Illinois residents can earn a $300 bonus by opening a Total Access Checking account, enrolling in online services, and setting up $500+ in monthly direct deposits for two months. Offer ends July 31, 2025.
NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
USAA's $300 Checking Bonus: A Solid Deal for Eligible Members
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out
Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.
First Bank of Manhattan's $300 Checking Bonus: A Solid Deal for Illinois Residents
First Bank of Manhattan offers a $300 bonus for new checking accounts in Illinois. Requires $100 deposit, direct deposit, 10 debit card transactions per month, and online enrollment. Must keep account open 90+ days. Offer ends May 31, 2024.
Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
Score Up to $300 with Wintrust Bank's Checking and Business Bonuses – Here's How
Wintrust Bank offers $300 for personal checking and $300 for business checking in IL, FL, IN, MI, WI. No monthly fees, soft credit pull, and easy requirements. Ends 7/31/25.
Score Up to $300 with Old Second Bank's Checking & Savings Offer
Open a qualifying checking and savings account with Old Second Bank using promo code PK2 to earn up to $300. Available to Illinois residents. Expires 12/31/2026.
Score $300 with a Libertyville Bank Checking Account – Extended Deal
Open a Total Access Checking account, set up $500+ in direct deposits for two months, and get a $300 bonus. Offer extended through July 31, 2025.
Score a $300 Bonus with Lake Forest Bank & Trust – Here’s How It Works
Open a qualifying checking account, set up $500/month in direct deposits, and earn $300. No monthly fees, free ATMs, and early pay available. Offer ends 7/31/25.
Score a $300 Bonus from United States Senate Federal Credit Union – Here's How
Earn a $300 bonus with a new USSFCU checking account. Requires 20 debit purchases and $500/month direct deposit for 6 months. Offer ends 12/31/25.
Two Easy Bank Bonuses from Evanston Community Bank & Trust: Up to $300 for Checking, $200 for Savings
Evanston Community Bank & Trust offers $300 for a new checking account with $500/mo direct deposit, and $200 for a savings account with $15,000 deposit. Both extended through July 31, 2025.
Amex Rewards Checking: $300 Bonus for Setting Up Direct Deposit
Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.
American Express Wants to Give You $250 for Opening a Checking Account
Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.