Bank Bonuses in Kentucky

232 bonus offers available in Kentucky — including national offers and Kentucky-specific promotions.

Offer type: All Bank Account Credit Card Brokerage
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$50,000 National

SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)

SkyOne Federal Credit Union other

SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$15,000 National

Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?

Bask Bank savings

Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.

Annual fee: $0 Expires: May 31, 2026
$10,200 National

Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account

Alliant Credit Union savings

Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.

Annual fee: $0
$7,000 National

HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?

HSBC checking

HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.

Annual fee: $0 Monthly fee: $50 Expires: Mar 31, 2026
$5,000 National

A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus

SkyOne Federal Credit Union other

SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.

Annual fee: $0 Expires: Mar 31, 2026
$2,500 National

Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?

Wells Fargo checking

A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.

Annual fee: $0 Monthly fee: $35 Expires: Apr 14, 2026
$2,500 National

Score Up to $3,500 with Wells Fargo Premier – Here's the Real Deal

Wells Fargo checking

Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.

Annual fee: $0 Monthly fee: $35 Expires: Jul 14, 2026
$1,600 National

GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses

GreenState Credit Union savings

Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.

Annual fee: $0 Expires: Dec 31, 2025
$1,500 National

Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus

Mission Valley Bank savings

Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.

Annual fee: $0 Expires: Feb 28, 2026
$1,500 National

Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus

Blue Federal Credit Union money market

Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.

Annual fee: $0 Expires: Feb 28, 2026
$1,500 National

HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500

HealthcareBank money market

HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.

Annual fee: $0 Expires: Feb 28, 2026
$1,500 National

Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)

Citibank checking

Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.

Annual fee: $0 Expires: Apr 13, 2026
$1,200 National

Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY

Valley Bank savings

Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.

Annual fee: $0 Expires: Jul 31, 2026
$1,200 National

U.S. Bank Business Checking Bonus: Up to $1,200 Through September 2026

U.S. Bank checking

Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.

Annual fee: $0 Expires: Sep 27, 2026
$1,000 regional

Huntington Bank's Latest Cash Bonuses: Up to $1,000 for New Accounts

Huntington Bank checking

Huntington Bank is offering cash bonuses up to $1,000 for opening new business and personal checking accounts. Deadlines vary by offer, with some ending March 15, 2026 and others June 16, 2026. Must be in eligible states.

Annual fee: $0 Monthly fee: $40 Expires: Jun 16, 2026
$1,000 National

BMO's Business Checking Bonus: Up to $1,000 for Your Company

BMO checking

BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.

Annual fee: $0 Monthly fee: $15 Expires: Jan 28, 2026
$900 National

Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print

Chase other

Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.

Annual fee: $0 Monthly fee: $15 Expires: Apr 15, 2026
$900 National

Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)

Chase other

Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.

Annual fee: $0 Expires: Apr 15, 2026
$825 National

Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash

Wells Fargo checking

Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.

Annual fee: $0 Monthly fee: $15 Expires: May 05, 2026
$800 regional

Old National Bank Business Checking: Up to $800 Cash Bonus in Select States

Old National Bank checking

Earn $400 or $800 by opening a business checking account at Old National Bank. Deposit $4k–$20k, maintain balance for 90 days, and log in online. In-branch only in IL, IN, KY, MI, MN, WI, ND. No direct deposit required.

Annual fee: $0 Expires: Sep 30, 2025
$800 National

Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer

First Tech Federal Credit Union checking

Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.

Annual fee: $0
$750 National

PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves

PenFed Credit Union checking

PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.

Annual fee: $0 Expires: Jan 31, 2026
$750 National

Bank of America's Business Checking Bonus: Up to $2,500 for Parking Your Cash

Bank of America checking

Earn up to $2,500 cash bonus with Bank of America business checking. No direct deposit required. Deposit $5K–$250K, hold for 90 days. Expires Dec 31, 2026.

Annual fee: $0 Expires: Dec 31, 2026
$715 National

How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)

SoFi checking

Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.

Annual fee: $0 Expires: Dec 31, 2026
$600 regional

Old National Bank's $800 Business Bonus: A Solid Deal for Small Business Owners

Old National Bank checking

Old National Bank offers up to $800 for opening a new business checking account by June 30, 2026. Requires a $100 opening deposit and meeting balance requirements within 90 days.

Annual fee: $0 Expires: Jun 30, 2026
$600 regional

Score a $600 Welcome Bonus with Centra Credit Union – Just in Time for the New Year

Centra Credit Union checking

Open a Cashback or High Interest Checking with Centra Credit Union, set up eStatements, and deposit $500/month for 2 months. Use code GET600 by 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$600 National

Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months

Teachers Federal Credit Union checking

Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.

Annual fee: $0
$600 regional

Peoples Bank Checking Bonuses: Up to $600 in Your Pocket

Peoples Bank checking

Earn up to $600 with Peoples Bank's Premier Checking bonus. Open online or in-branch in DC, KY, MD, OH, VA, WV. $25 min deposit, direct deposit & 5 debit purchases needed monthly.

Annual fee: $0 Monthly fee: $20
$550 National

Stacking Rewards: How to Score $550 from SoFi and Rakuten

SoFi checking

Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.

Annual fee: $0 Expires: Dec 31, 2024
$500 National

Pillur's Business Checking Bonus: A $500 Boost for Your Small Business

Pillur (Michigan State University Federal Credit Union) checking

Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.

Annual fee: $0 Expires: Sep 30, 2025
$500 National

Capital One's Business Checking Bonus: Is $500 Worth Your Time?

Capital One checking

Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.

Annual fee: $0 Monthly fee: $15 Expires: Sep 15, 2025
$500 National

Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle

Capital One checking

Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.

Annual fee: $0 Monthly fee: $15
$500 National

Relay's $500 Bonus: A Solid Deal for Your Business Cash

Relay Financial checking

Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.

Annual fee: $0
$500 regional

Park National Bank VIP Checking: Score Up to $500 – But Is the $500 Bonus Worth It?

Park National Bank checking

Earn $300 or $500 with Park National Bank's VIP checking offer. $300 bonus is easy with $1,000 in direct deposits. The $500 bonus requires $25,000 parked – consider the opportunity cost.

Annual fee: $0 Monthly fee: $10 Expires: Aug 29, 2026
$500 National

Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle

Novo checking

Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.

Annual fee: $0
$500 National

Snag Up to $1,500 in Bonuses with Capital One 360 – Checking, Savings & Business Offers

Capital One checking

Earn up to $1,500 with Capital One 360's limited-time offers: $250 for checking, $500 for business checking, and up to $1,500 for savings. Simple requirements.

Annual fee: $0 Monthly fee: $1
$500 National

Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds

St. Mary's Bank checking

Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.

Annual fee: $0
$500 National

Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000

Arc checking

New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.

Annual fee: $0
$500 National

Grab a $500 Gift Card from Brex – Here's How to Score It

Brex other

New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.

Annual fee: $0 Expires: Jul 31, 2026
$450 National

Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients

Ameriprise savings

Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.

Annual fee: $0 Expires: Mar 31, 2026
$420 National

Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown

Chime checking

Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.

Annual fee: $0 Expires: Mar 31, 2025
$400 National

Chase's $400 Checking Bonus: A Solid Deal for New Customers

Chase checking

New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.

Annual fee: $0 Monthly fee: $15 Expires: Apr 15, 2026
$400 regional

Snag a $400 Bonus from Regions Bank: Here's Your Step-by-Step Guide

Regions Bank checking

Earn $400 by opening a Regions LifeGreen checking account, registering by 12/31/26, and setting up $1,000 in direct deposits. Available in 15 states.

Annual fee: $0 Monthly fee: $8 Expires: Dec 31, 2026
$400 regional

PNC's Business Checking Bonus: Up to $1,000 for Your Side Hustle or LLC

PNC checking

PNC Bank offers a $400 or $1,000 bonus for new business checking accounts. Requires maintaining a balance and making transactions. Open by March 31, 2026.

Annual fee: $0 Monthly fee: $12 Expires: Mar 31, 2026
$400 regional

Fifth Third Bank's $400 Checking Bonus: A Solid Deal with a Low Deposit Hurdle

Fifth Third Bank checking

Get a $400 bonus for opening a Fifth Third checking account and making $500 in direct deposits within 90 days. Offer ends 1/7/26. Here's how to qualify and what to watch for.

Annual fee: $0 Expires: Jan 07, 2026
$400 regional

Truist's $400 Business Checking Bonus: A Straightforward Deal for Small Business Owners

Truist checking

Truist Bank offers a $400 bonus for new business checking clients. Open an eligible account by April 2, 2026, deposit $2,000 within 30 days, and use promo code SB25Q4CHECKING. No direct deposit required.

Annual fee: $0 Expires: Apr 02, 2026
$400 National

Is the American Express High-Yield Savings Account Still a Top Pick?

American Express savings

American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.

Annual fee: $0
$400 National

Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats

Wells Fargo checking

Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.

Annual fee: $0 Monthly fee: $15 Expires: Apr 07, 2026
$400 National

Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business

Wells Fargo checking

Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.

Annual fee: $0 Monthly fee: $15 Expires: May 05, 2026
$400 National

Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know

Capital One checking

Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.

Annual fee: $0 Expires: May 19, 2026
$400 National

Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers

Capital One checking

Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.

Annual fee: $0 Expires: May 20, 2026
$400 National

Ameriprise Bank Bonus: Up to $1,400 for Existing Clients

Ameriprise checking

Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.

Annual fee: $0 Expires: Dec 29, 2026
$400 regional

Snag a $400 Bonus from Republic Bank – Here's How

Republic Bank checking

Earn $400 with Republic Bank's checking bonus. Complete 3 direct deposits and 10 POS transactions in 90 days. Offer valid through 12/31/26. Available in FL, IN, KY, OH, TN.

Annual fee: $0 Expires: Dec 31, 2026
$391 National

Stack Your Rewards: MyPoints + SoFi Checking & Savings Bonus

SoFi checking

Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.

Annual fee: $0
$325 National

Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?

Wells Fargo checking

Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.

Annual fee: $0 Monthly fee: $15 Expires: Apr 14, 2026
$325 National

Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?

Wells Fargo checking

Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.

Annual fee: $0 Monthly fee: $15 Expires: Apr 14, 2026
$325 National

SoFi Finally Adds Zelle: What It Means for Your Money Transfers

SoFi checking

SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.

Annual fee: $0
$300 National

Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know

U.S. Bank savings

Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.

Annual fee: $0 Expires: Mar 13, 2026
$300 National

Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit

Capital One checking

Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.

Annual fee: $0
$300 National

E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash

E*TRADE checking

E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.

Annual fee: $0 Expires: Mar 31, 2026
$300 National

Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles

Wings Credit Union checking

Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.

Annual fee: $0 Expires: Dec 31, 2025
$300 National

How to Snag Up to $300 from Connexus Credit Union's Checking Bonus

Connexus Credit Union checking

Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.

Annual fee: $0 Expires: Nov 09, 2025
$300 National

Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash

Capital One checking

Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.

Annual fee: $0
$300 National

How to Score a $300 Bonus from Chime (and What You Need to Know)

Chime checking

Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.

Annual fee: $0 Expires: Mar 31, 2026
$300 National

SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit

SoFi checking

SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.

Annual fee: $0
$300 National

NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?

North American Savings Bank checking

North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.

Annual fee: $0 Monthly fee: $8
$300 National

PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer

PSECU checking

PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.

Annual fee: $0 Expires: Dec 31, 2025
$300 National

USAA's $300 Checking Bonus: A Solid Deal for Eligible Members

USAA checking

USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.

Annual fee: $0 Expires: Jun 16, 2026
$300 National

Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out

Axos Bank checking

Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.

Annual fee: $0 Expires: May 18, 2026
$300 National

Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)

Amalgamated Bank checking

Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.

Annual fee: $0 Expires: Apr 30, 2024
$300 National

Score a $300 Bonus from United States Senate Federal Credit Union – Here's How

United States Senate Federal Credit Union checking

Earn a $300 bonus with a new USSFCU checking account. Requires 20 debit purchases and $500/month direct deposit for 6 months. Offer ends 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$300 National

Amex Rewards Checking: $300 Bonus for Setting Up Direct Deposit

American Express checking

Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.

Annual fee: $0 Expires: Jul 30, 2026
$250 National

American Express Wants to Give You $250 for Opening a Checking Account

American Express checking

Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.

Annual fee: $0 Expires: Jan 31, 2026
$250 National

Is the FIGFCU Checking Bonus Worth the Direct Deposit Hustle?

Farmers Insurance Federal Credit Union checking

Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.

Annual fee: $0
$250 National

Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer

Evergreen Money checking

Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.

Annual fee: $0 Expires: Jun 30, 2024
$250 National

Navy Federal's $250 Welcome Bonus: A Straightforward Way to Boost Your Savings

Navy Federal Credit Union checking

Earn $250 from Navy Federal Credit Union by opening a checking account and setting up a qualifying direct deposit. No monthly fees, and you can even use a credit card to fund the account. Offer ends November 30, 2025.

Annual fee: $0 Expires: Nov 30, 2025
$250 National

Lake Michigan Credit Union $250 Referral Bonus: Easy Money for You and a Friend

Lake Michigan Credit Union checking

Earn $250 when you refer a friend to LMCU. They just need two direct deposits of $500+ total over 60 days. No fees, soft pull, and anyone can join with a $5 donation.

Annual fee: $0 Expires: Apr 04, 2025
$250 National

Happen Bank's $250 Personal Loan Bonus: A Quick Cash Boost or a Credit Trap?

Happen Bank other

Happen Bank offers a $250 bonus for new personal loans of $10k+. Apply by July 16, 2026. Watch for origination fees and interest costs—net profit may be modest.

Annual fee: $0 Expires: Jul 16, 2026
$250 National

Snag $250 from 316 Financial with a $5,000 Savings Stash

316 Financial (Primis Bank) savings

Earn a $250 bonus by parking $5,000 in a 316 Savings account for 150 days. No direct deposit needed, no monthly fees, and a competitive 4.05% APY. Hurry, offer ends August 4, 2026.

Annual fee: $0 Expires: Apr 30, 2026
$200 National

How to Snag $200 Cash Back When Opening an Alliant Checking Account

Alliant Credit Union checking

Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.

Annual fee: $0
$200 regional

First Commonwealth Bank's $200 Checking Bonus: A No-Direct-Deposit Deal Worth a Look

First Commonwealth Bank checking

First Commonwealth Bank offers a $200 bonus for a new checking account. No direct deposit needed—just 10 debit card purchases within 60 days. Must be in PA, OH, IN, KY, or WV. Offer ends 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$200 National

Christian Community Credit Union's $200 Bonus: A Mission-Minded Offer

Christian Community Credit Union checking

Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$200 local

Snag a $200 Bonus from South Central Bank in Kentucky (But There's a Catch)

South Central Bank checking

South Central Bank offers a $200 bonus for opening a new checking account in Franklin, KY. Requires $2,000 in qualifying direct deposits within 90 days. Offer ends October 31, 2025.

Annual fee: $0 Monthly fee: $7 Expires: Oct 31, 2025
$200 National

Barclays Wants to Give You $200 for Parking Your Savings

Barclays savings

Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.

Annual fee: $0 Expires: Mar 31, 2026
$200 National

Laurel Road's Savings Bonus: How to Earn Up to $200 by Stashing Cash

Laurel Road (KeyBank) savings

Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.

Annual fee: $0 Expires: Jan 21, 2026
$200 National

Expedition Credit Union's $200 Checking Bonus: A Nationwide Opportunity That's Actually Worth It

Expedition Credit Union checking

Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.

Annual fee: $0 Expires: Dec 31, 2025
$200 regional

Superior Credit Union's $200 Checking Bonus: A Midwest Money Maker

Superior Credit Union checking

Superior Credit Union offers a $200 bonus for opening a checking account with eStatements and a $1,000+ direct deposit. Available in OH, KY, IN, MI. Promo code EGGS26 required.

Annual fee: $0 Expires: Jun 30, 2024
$200 National

Step's $200 Direct Deposit Bonus: A Straightforward Deal for a Fee-Free Account

Step Mobile Inc. checking

Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.

Annual fee: $0 Expires: Sep 30, 2024
$200 National

Snag a $200 Bonus on an Alliant CD Through Rakuten

Alliant Credit Union cd

Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.

Annual fee: $0
$200 regional

Stock Yards Bank's $200 Checking Bonus: A Solid Midwest Deal (But Mind the Fine Print)

Stock Yards Bank & Trust checking

Stock Yards Bank offers a $200 bonus for new checking accounts in KY, IN, OH. Requires 10+ POS purchases, a direct deposit, and eStatements within 90 days. Offer ends 8/31/24.

Annual fee: $0 Expires: Aug 31, 2024
$200 regional

Snag a $200 Bonus from UKFCU: A Kentucky-Exclusive Checking Deal

University of Kentucky Federal Credit Union checking

Kentucky residents can earn a $200 bonus by opening a new UKFCU checking account and setting up qualifying direct deposits by December 31, 2024.

Annual fee: $0 Expires: Dec 31, 2024
$200 National

Score Up to $400 with AdelFi Credit Union's New Bonus Offer

AdelFi Credit Union checking

Earn up to $400 with AdelFi Credit Union's checking, savings, and credit card bonuses. Open accounts, use promo code BEE, and meet requirements by July 31, 2026.

Annual fee: $0 Expires: Jul 31, 2026
$200 regional

Grab a $200 Bonus from Superior Credit Union with a Simple Switch

Superior Credit Union checking

Open a Superior Credit Union checking account with code EGGS26, set up direct deposit of $1,000+/month and e-statements to earn a $200 bonus. Limited time.

Annual fee: $0
$200 National

Snag a $200 Bonus with a One Cash Account Through Rakuten

One checking

Open a One Cash account via Rakuten, deposit $200+, and get $200 cash back. No monthly fees, no minimum balance. Limited time offer.

Annual fee: $0
$175 National

Fairwinds Credit Union: Earn $175 for You and $75 for Each Friend You Refer

Fairwinds Credit Union checking

Earn $175 when you open a Fairwinds checking account with $1K+ in direct deposits, then get $75 per referral (up to 10). Nationwide. Ends 12/31/25.

Annual fee: $0 Expires: Dec 31, 2025
$150 National

Is the Alliant Checking Bonus Worth the Direct Deposit Hassle?

Alliant Credit Union checking

Get $100 via Rakuten for opening an Alliant checking account and sending a $500 direct deposit. The offer ends soon, and the direct deposit rules are strict.

Annual fee: $0 Expires: Nov 02, 2024
$150 National

Relay's $150 Business Checking Bonus: A Straightforward Deal for New Accounts

Relay Financial checking

Relay is offering a $150 bonus for new business checking accounts. Just open an account and deposit $100 by January 15, 2025. No monthly fees or direct deposit required.

Annual fee: $0 Expires: Jan 15, 2025
$150 National

OnPath FCU's $150 Referral Bonus: A Win-Win for You and a Friend

OnPath Federal Credit Union checking

OnPath Federal Credit Union offers a $150 bonus for both referrer and referee when you open a new checking account and meet debit card & direct deposit requirements within 60 days.

Annual fee: $0
$150 National

Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards

Varo Money checking

Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.

Annual fee: $0
$150 National

Score $150 from Young Americans Bank Without a Direct Deposit – But You Need to Be Under 22

Young Americans Bank checking

Young Americans Bank offers a $150 bonus for new checking/savings accounts with no direct deposit needed. Must be under 22. Complete three simple steps by July 31, 2026.

Annual fee: $0 Expires: Jul 31, 2026

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