Bank Bonuses in Rhode Island
226 bonus offers available in Rhode Island — including national offers and Rhode Island-specific promotions.
SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)
SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.
Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?
Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.
Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?
HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.
A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus
SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.
Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?
A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.
Score Up to $3,500 with Wells Fargo Premier – Here's the Real Deal
Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.
GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus
Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.
Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus
Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.
HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY
Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.
U.S. Bank Business Checking Bonus: Up to $1,200 Through September 2026
Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.
BMO's Business Checking Bonus: Up to $1,000 for Your Company
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash
Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.
Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer
Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.
PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
Eastern Bank's $750 Combo Bonus: A Solid Offer for New Englanders
Eastern Bank offers up to $750 for opening checking and savings accounts. Must be a new customer in MA, NH, ME, or RI. Direct deposit or large savings balance required. Offer ends 11/17/25.
Bank of America's Business Checking Bonus: Up to $2,500 for Parking Your Cash
Earn up to $2,500 cash bonus with Bank of America business checking. No direct deposit required. Deposit $5K–$250K, hold for 90 days. Expires Dec 31, 2026.
How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months
Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.
Snag Up to $1,000 with HarborOne Bank's Latest Bonuses – But Act Fast
HarborOne Bank offers $600 personal or $1,000 business checking bonuses in MA, NH, RI. Direct deposit or balance requirements apply. Offers end Sept 2025.
Stacking Rewards: How to Score $550 from SoFi and Rakuten
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
Pillur's Business Checking Bonus: A $500 Boost for Your Small Business
Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.
Capital One's Business Checking Bonus: Is $500 Worth Your Time?
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle
Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.
Relay's $500 Bonus: A Solid Deal for Your Business Cash
Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.
Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle
Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.
Snag Up to $1,500 in Bonuses with Capital One 360 – Checking, Savings & Business Offers
Earn up to $1,500 with Capital One 360's limited-time offers: $250 for checking, $500 for business checking, and up to $1,500 for savings. Simple requirements.
Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds
Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.
TD Bank's $500 Business Checking Bonus: A Solid Deal for Small Business Owners
Open a new TD Bank business checking account and earn $500 cash back by depositing $2,500 and making 25 transactions within 90 days. Offer ends July 31, 2025.
Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000
New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.
Grab a $500 Gift Card from Brex – Here's How to Score It
New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.
Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown
Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.
Chase's $400 Checking Bonus: A Solid Deal for New Customers
New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.
Santander's $400 Checking Bonus: A Solid Offer with a Manageable Hurdle
Santander Bank offers a $400 bonus for opening a Simply Right® or Santander Select® Checking account with $5,000 in direct deposits within 90 days. Offer valid in select states until 3/31/26.
Citizens Bank's $400 Checking Bonus: A Solid Offer with a Simple Catch
Citizens Bank offers a $400 bonus for opening a new checking account with a single $1,000 direct deposit. Available in 14 states and D.C. through 12/31/25. Here's how to get it and what to watch for.
Is the American Express High-Yield Savings Account Still a Top Pick?
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Ameriprise Bank Bonus: Up to $1,400 for Existing Clients
Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.
Score a $400 Welcome Bonus from Country Bank – Here’s How the Kasasa Cash Back Checking Works
Open a Kasasa Cash Back Checking account, meet monthly requirements for 4 months, and earn a $400 bonus. No monthly fees. Available in MA, NH, ME, RI, CT, VT.
Santander Bank's $400 Checking Bonus: A Solid Deal with a Few Hoops
Earn $400 with a new Santander checking account. Need $5K avg daily balance + 1 direct deposit in 90 days. Expires 12/18/26. Available in select states.
Citizens Bank $400 Checking Bonus: Easy Cash for a Simple Direct Deposit
Get up to $400 from Citizens Bank: $300 for a $500+ direct deposit, plus up to $100 more with debit card purchases. No early termination fee. Offer ends 3/31/26.
Stack Your Rewards: MyPoints + SoFi Checking & Savings Bonus
Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.
Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?
Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.
SoFi Finally Adds Zelle: What It Means for Your Money Transfers
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Webster Bank's $300 Checking Bonus: A Solid Offer for Northeast Residents
Webster Bank offers up to $300 for opening a Premium Checking account with qualifying direct deposits. Must enroll in-person by 1/5/26. Available in CT, MA, NY, RI.
E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash
E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.
Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
How to Snag Up to $300 from Connexus Credit Union's Checking Bonus
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
How to Score a $300 Bonus from Chime (and What You Need to Know)
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
TruNorth Bank's $300 Checking Bonus: A Two-Part Deal for New England Residents
TruNorth Bank offers a $300 bonus split into two $150 payments for opening a checking account. Available in MA, CT, RI, NH. No monthly fees, but requires eStatements and either direct deposits or debit card transactions.
NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
TruNorth Bank's $300 Checking Bonus: A Two-Part Deal Worth a Look
TruNorth Bank offers a $300 bonus split into two $150 payments for opening a new checking account. You need to live in CT, MA, NH, or RI. The first $150 requires meeting requirements in 90 days; the second $150 pays after 12 months.
USAA's $300 Checking Bonus: A Solid Deal for Eligible Members
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out
Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.
Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
bankESB Checking Bonus: Up to $300 for a Few Simple Steps
Earn up to $300 with a new bankESB checking account. No monthly fees, low requirements, and a $50 loyalty bonus after a year. Available in CT, MA, RI, NH.
Score a $300 Bonus from United States Senate Federal Credit Union – Here's How
Earn a $300 bonus with a new USSFCU checking account. Requires 20 debit purchases and $500/month direct deposit for 6 months. Offer ends 12/31/25.
Amex Rewards Checking: $300 Bonus for Setting Up Direct Deposit
Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.
American Express Wants to Give You $250 for Opening a Checking Account
Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.
Is the FIGFCU Checking Bonus Worth the Direct Deposit Hustle?
Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.
Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer
Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.
Navy Federal's $250 Welcome Bonus: A Straightforward Way to Boost Your Savings
Earn $250 from Navy Federal Credit Union by opening a checking account and setting up a qualifying direct deposit. No monthly fees, and you can even use a credit card to fund the account. Offer ends November 30, 2025.
Lake Michigan Credit Union $250 Referral Bonus: Easy Money for You and a Friend
Earn $250 when you refer a friend to LMCU. They just need two direct deposits of $500+ total over 60 days. No fees, soft pull, and anyone can join with a $5 donation.
Happen Bank's $250 Personal Loan Bonus: A Quick Cash Boost or a Credit Trap?
Happen Bank offers a $250 bonus for new personal loans of $10k+. Apply by July 16, 2026. Watch for origination fees and interest costs—net profit may be modest.
Snag $250 from 316 Financial with a $5,000 Savings Stash
Earn a $250 bonus by parking $5,000 in a 316 Savings account for 150 days. No direct deposit needed, no monthly fees, and a competitive 4.05% APY. Hurry, offer ends August 4, 2026.
How to Snag $200 Cash Back When Opening an Alliant Checking Account
Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.
Washington Trust's $200 Checking Bonus: A Simple Deal for Rhode Island and Connecticut Residents
Washington Trust offers a $200 bonus for opening a new personal checking account with two qualifying direct deposits. Available in RI and CT. Requires promo code Free200.
Christian Community Credit Union's $200 Bonus: A Mission-Minded Offer
Christian Community Credit Union offers a $200 bonus for opening checking and savings accounts. Requires direct deposit and e-statements. Nationwide eligibility for new members. Offer ends 12/31/25.
Barclays Wants to Give You $200 for Parking Your Savings
Barclays offers a $200 bonus and competitive rates on its Tiered Savings account if you deposit $30k and maintain it for 120 days. Offer ends 3/31/2026.
Laurel Road's Savings Bonus: How to Earn Up to $200 by Stashing Cash
Laurel Road offers a tiered bonus up to $200 for new High Yield Savings accounts. Deposit at least $1 within 20 days, then maintain a qualifying balance by day 90. Offer ends January 21, 2026.
Expedition Credit Union's $200 Checking Bonus: A Nationwide Opportunity That's Actually Worth It
Expedition Credit Union offers a $200 bonus for opening a new checking account with direct deposit requirements. Available nationwide through a $5 membership. Must keep account open 6 months.
TD Bank's $200 Savings Bonus: Is It Worth Tying Up $10,000?
TD Bank offers $200 for opening a new savings account with a $10,000 deposit. The bonus is straightforward but requires locking funds for 110+ days. Ends April 30, 2026.
Step's $200 Direct Deposit Bonus: A Straightforward Deal for a Fee-Free Account
Open a new Step account and get a direct deposit to earn up to $200. The bonus amount depends on your deposit size, and you must also make $20 in card purchases. Account must be opened by Sept 30, 2024.
Snag a $200 Bonus on an Alliant CD Through Rakuten
Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.
Score Up to $400 with AdelFi Credit Union's New Bonus Offer
Earn up to $400 with AdelFi Credit Union's checking, savings, and credit card bonuses. Open accounts, use promo code BEE, and meet requirements by July 31, 2026.
Snag a $200 Bonus with a One Cash Account Through Rakuten
Open a One Cash account via Rakuten, deposit $200+, and get $200 cash back. No monthly fees, no minimum balance. Limited time offer.
Fairwinds Credit Union: Earn $175 for You and $75 for Each Friend You Refer
Earn $175 when you open a Fairwinds checking account with $1K+ in direct deposits, then get $75 per referral (up to 10). Nationwide. Ends 12/31/25.
Is the Alliant Checking Bonus Worth the Direct Deposit Hassle?
Get $100 via Rakuten for opening an Alliant checking account and sending a $500 direct deposit. The offer ends soon, and the direct deposit rules are strict.
Relay's $150 Business Checking Bonus: A Straightforward Deal for New Accounts
Relay is offering a $150 bonus for new business checking accounts. Just open an account and deposit $100 by January 15, 2025. No monthly fees or direct deposit required.
OnPath FCU's $150 Referral Bonus: A Win-Win for You and a Friend
OnPath Federal Credit Union offers a $150 bonus for both referrer and referee when you open a new checking account and meet debit card & direct deposit requirements within 60 days.
Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards
Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.
Score $150 from Young Americans Bank Without a Direct Deposit – But You Need to Be Under 22
Young Americans Bank offers a $150 bonus for new checking/savings accounts with no direct deposit needed. Must be under 22. Complete three simple steps by July 31, 2026.
Found's $125 Business Checking Bonus: A Simple Deal for Solo Entrepreneurs
Found offers a $125 bonus for new business checking accounts. Deposit $5,000 within 30 days, maintain it for another 30 days, and get paid. No monthly fees. Offer ends 12/31/25.
Stacking Kraken Sign-Up Bonuses: A Guide to Portal Cash and Referral Rewards
New Kraken users can stack a shopping portal bonus (up to $250) with a referral bonus (up to $150) by trading crypto. Here's how to navigate the offers and minimize risk.
Remitly's $100 Business Bonus: A Smart Deal for Cross-Border Payments?
Remitly offers new business customers a $100 bonus after their first $300+ transfer. The credit applies to your second transfer. Offer ends March 20, 2026.