Bank Bonuses in Texas
257 bonus offers available in Texas — including national offers and Texas-specific promotions.
SkyOne's Big Business Bonus: A 1% Payout on Your Balance (Up to $50K)
SkyOne Federal Credit Union offers a 1% cash bonus on new or increased business balances ($100k min). Earn up to $50,000 by maintaining funds for 90 days. Offer ends 12/31/25.
Is Bask Bank's 15,000 Mile Bonus Worth Tying Up $50k?
Bask Bank offers 15,000 American Airlines miles for depositing $50k and holding it for 180 days. No interest is paid, just miles. Here's the math and whether it beats a HYSA.
Snag 10,200 MyPoints for Opening an Alliant Credit Union Savings Account
Open a High-Rate Savings account through MyPoints and earn 10,200 bonus points. A solid offer, but watch the eligibility rules and portal tracking.
HSBC Premier's Big Bonus: Is the $7,000 Offer Right for You?
HSBC Premier checking offers up to $7,000 for new assets, but requires a $100k+ relationship. Bonus tiers from $1,500 to $7,000. Account must be opened by March 31, 2026.
A Stellar 10% Return for Non-Profits: SkyOne's Generous 'Donation' Bonus
SkyOne Federal Credit Union offers a 10% 'donation' bonus to 501(c)(3) organizations for parking funds for just 30 days. Deposit tiers range from $10k to $50k, with bonuses from $1k to $5k. Offer ends March 31, 2026.
Is Wells Fargo's $2,500 Premier Checking Bonus Worth the High Stakes?
A $2,500 bonus for moving a quarter-million dollars. We break down the 90-day commitment, tax implications, and whether the elite account perks justify the effort before the April 2026 deadline.
Score Up to $3,500 with Wells Fargo Premier – Here's the Real Deal
Get up to $3,500 by parking $250k–$500k in a new Wells Fargo Premier account. No direct deposit needed, but you must visit a branch. Bonus posts after 90 days.
GreenState Credit Union's Holiday Savings Boost: 3.00% APY + Up to $1,600 in Quarterly Bonuses
Open a high-yield savings account through Raisin by Dec 31, 2025 with promo code GIFT. Earn 3.00% APY plus quarterly cash bonuses through 2026, with up to $1,600 total for maintaining a $250k+ balance.
Mission Valley Bank's Savings Combo: A Solid Rate Plus a Big Bonus
Earn a 3.86% APY and up to $1,500 cash by opening a high-yield savings account through Raisin. Offer requires a new account and qualifying deposit by Feb 28, 2026.
Blue Federal Credit Union's Money Market: A Solid 3.75% APY with a Chance for a $1,500 Bonus
Blue FCU offers a nationwide money market account at 3.75% APY with just $1 to open. Through Raisin, new customers can also earn a cash bonus up to $1,500 by depositing significant funds by Feb 28, 2026.
HealthcareBank Money Market: A Solid 3.40% APY Plus a Chance at $1,500
HealthcareBank's money market account offers 3.40% APY nationwide with a $1 minimum. Through Raisin, new customers can earn a cash bonus up to $1,500 by depositing $10k+ by 2/28/26.
Citi's Big Checking Bonus: How to Snag Up to $1,500 (But Read This First)
Citi is offering up to $1,500 for opening a new checking account by April 13, 2026. You'll need a large balance or direct deposits to qualify. Here's how it works and what to watch for.
Amegy Bank's $1,200 Bonus: A Texas-Sized Banking Opportunity
Texas residents can earn up to $1,200 by opening a Gold Checking account and meeting requirements for direct deposits, money market balances, or investment accounts. Limited time offer with specific qualifications.
Score Up to $1,200 with Valley Bank's High-Yield Savings & 3.96% APY
Earn up to $1,200 cash bonus and 3.96% APY with Valley Bank's High-Yield Savings through Raisin. No monthly fees, just a $1 minimum. Offer ends July 31, 2026.
U.S. Bank Business Checking Bonus: Up to $1,200 Through September 2026
Earn $400 or $1,200 by opening a U.S. Bank business checking account. Deposit $5k or $25k, complete 6 transactions, and avoid fees with paperless statements. Offer ends September 27, 2026.
BMO's Business Checking Bonus: Up to $1,000 for Your Company
BMO is offering a cash bonus of $400, $750, or $1,000 for opening a new business checking account. You must open by Jan 28, 2026 and maintain a qualifying balance for 90 days.
Chase's $900 Combo Bonus: A Solid Deal with Some Fine Print
Chase offers up to $900 for opening a checking and savings account. Get $300 for checking with direct deposit, $200 for savings with a $15k deposit, and a $400 combo bonus. Offer expires April 15, 2026.
Chase's $900 Bonus: A Big Win for New Customers (But Mind the Details)
Chase offers up to $900 for opening checking & savings accounts. Get $300 for checking with direct deposit, $200 for savings with $15k deposit, plus a $400 combo bonus. Offer ends 04/15/2026.
Wells Fargo's $825 Business Checking Bonus: A Solid Return for Your Cash
Wells Fargo offers up to $825 for opening a business checking account. Deposit $25k, maintain it for 60 days, and get paid. Offer ends May 5, 2026.
Score Up to $800 with First Tech Federal Credit Union's New Checking & Savings Offer
Earn up to $800 with First Tech Federal Credit Union: $300 for direct deposit, $300 for new funds, $200 in debit card cash back. Nationwide eligibility via $8 membership fee.
TBK Bank's $775 Checking Bonus: Is It Worth the Hustle?
TBK Bank offers up to $775 cash bonus on AIM Checking in CO, IA, IL, KS, TX. Must complete direct deposits, transfers, bill pay, POS transactions, and TBK at Work. Offer ends 9/26/25.
PenFed's $750 Checking Bonus: A Solid Offer for Your Cash Reserves
PenFed Credit Union offers up to $750 for new checking accounts with a $50k deposit. Funds must stay from Jan 31 to May 29, 2026. Offer ends Jan 31, 2026. Requires membership.
Bank of America's Business Checking Bonus: Up to $2,500 for Parking Your Cash
Earn up to $2,500 cash bonus with Bank of America business checking. No direct deposit required. Deposit $5K–$250K, hold for 90 days. Expires Dec 31, 2026.
How to Snag Up to $715 from SoFi and Swagbucks (But Read This First)
Stack a Swagbucks bonus with SoFi's own offer for a potential $715 payout. Requires new account, specific direct deposits, and careful timing. Details and caveats inside.
Commerce Bank Checking Bonus: Up to $700 for New Customers (Targeted Offer)
Targeted offer: earn $300 or $700 by opening a new Commerce Bank checking account with promo code Oct25NewBonus. Must be invited via mail/email. Expires 12/2/25.
How to Snag a $600 Bonus from Hancock Whitney Bank
Open both a Freestyle Checking and Savings account to earn up to $600. Requires direct deposits and a savings deposit, but monthly fees are easy to waive. Offer ends 6/30/26.
Texas Capital Bank's $600 Business Bonus: A Monthly Grind for a Solid Payout
Texas Capital Bank offers a $600 bonus for new Elite Business Checking accounts. Earn $200 monthly by maintaining a $5,000 balance and making 10+ debit transactions totaling $1,500 each month. Offer ends 3/31/25.
Teachers Federal Credit Union $600 Checking Bonus: Earn $100 a Month for Six Months
Earn up to $600 with Teachers Federal Credit Union's new checking account. Get $100 each month for six months by depositing $1,000+ in direct deposits. No monthly fees. Nationwide eligibility.
Stacking Rewards: How to Score $550 from SoFi and Rakuten
Open a SoFi Checking & Savings via Rakuten to earn $250 cash back, then trigger SoFi's own $300 bonus with direct deposit. A potential $550 total, but timing and deposit rules are key.
Pillur's Business Checking Bonus: A $500 Boost for Your Small Business
Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.
Capital One's Business Checking Bonus: Is $500 Worth Your Time?
Capital One offers up to $1,000 for opening a business checking account. The $500 tier for a $5,000 deposit is the sweet spot. Must use promo code SBOFFER500 by September 15, 2025.
Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle
Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.
Texas Trust Credit Union's $500 Checking Bonus: A Solid Deal for Texans
Texas Trust Credit Union offers up to $500 for opening a checking account with qualifying direct deposits. Must be a new member in eligible Texas counties. Offer ends June 30, 2025.
Relay's $500 Bonus: A Solid Deal for Your Business Cash
Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.
Legacy Bank's $500 Texas-Only Checking Bonus: A Solid Deal with Some Strings
Legacy Bank & Trust offers a $500 bonus for opening a Premier Checking account in Texas. Requires a $500 direct deposit each statement cycle for the first 90 days. Must keep account open 12 months or face a $100 fee.
Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle
Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.
Grab $500 from Texana Bank with a Direct Deposit Setup
Open a new Texana Checking, Green Checking, or Rewards Checking account, set up direct deposit of $5,000+ within 30 days, and earn a $500 bonus. Limited time offer for AR and TX residents near a branch.
Snag Up to $1,500 in Bonuses with Capital One 360 – Checking, Savings & Business Offers
Earn up to $1,500 with Capital One 360's limited-time offers: $250 for checking, $500 for business checking, and up to $1,500 for savings. Simple requirements.
Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds
Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.
FNBO's $250 Business Checking Bonus: A Simple Way to Boost Your Bottom Line
Earn a $250 bonus with FNBO's Free Business Checking. Deposit $1,000 or make 10 debit card purchases in 31 days. No monthly fees. Expires 12/31/26.
Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000
New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.
Grab a $500 Gift Card from Brex – Here's How to Score It
New Brex customers can earn a $500 gift card by spending $2,500 or depositing $50,000 within 30 days. Offer ends July 31, 2026.
Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Snag 42,000 Swagbucks with a Chime Spending Account – Here's the Full Breakdown
Earn 42,000 SB (worth $420) by opening a Chime account and setting up direct deposit. Offer ends March 31, 2025. New customers only.
Chase's $400 Checking Bonus: A Solid Deal for New Customers
New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.
Snag a $400 Bonus from Regions Bank: Here's Your Step-by-Step Guide
Earn $400 by opening a Regions LifeGreen checking account, registering by 12/31/26, and setting up $1,000 in direct deposits. Available in 15 states.
Snag a $400 Bonus for Your Business at Cadence Bank
Cadence Bank offers a $400 bonus for opening a new business checking account. Requires a $5k deposit, maintaining that balance, and 15 transactions within 90 days. Must open in a branch in select states by 11/30/25.
Truist's $400 Business Checking Bonus: A Straightforward Deal for Small Business Owners
Truist Bank offers a $400 bonus for new business checking clients. Open an eligible account by April 2, 2026, deposit $2,000 within 30 days, and use promo code SB25Q4CHECKING. No direct deposit required.
Is the American Express High-Yield Savings Account Still a Top Pick?
American Express offers a high-yield savings account with a competitive rate, no monthly fees, and no minimum balance. It's FDIC insured and features robust transfer capabilities.
Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Wells Fargo's Business Checking Bonus: A Smart Move for Your Side Hustle or Small Business
Wells Fargo offers $400 or $825 for opening a new business checking account. Deposit $2,500 or $25,000, maintain it for 60 days, and get paid. No direct deposit needed. Offer ends May 5, 2026.
Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Capital One's $400 Checking Bonus: A Sweet Deal for Existing Customers
Existing Capital One customers can earn $400 by opening a 360 Checking account with code GET400 by May 19, 2026 and receiving two $500+ direct deposits within 75 days.
Ameriprise Bank Bonus: Up to $1,400 for Existing Clients
Existing Ameriprise clients can earn up to $1,400 by opening a checking and savings account. Get $400 for $1,500 in direct deposits and up to $1,000 for depositing $25k+.
Stack Your Rewards: MyPoints + SoFi Checking & Savings Bonus
Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.
MidFirst Bank's $350 Checking Bonus: A Solid Offer for Arizona, Oklahoma, and Texas Residents
MidFirst Bank offers up to $350 for opening a checking account with a $1000 direct deposit. Available in AZ, OK, TX. Promo ends 3/31/26. Requires promo code 2026-CK-AO.
Wells Fargo's $325 Checking Bonus: Is It Worth Your Time?
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Wells Fargo's Latest Cash Bonuses: Are They Worth Your Time?
Wells Fargo is offering several cash bonuses for new checking and savings accounts, ranging from $125 to $2,500. Deadlines are approaching, with most offers ending in April 2026. Here's what you need to know to claim one.
SoFi Finally Adds Zelle: What It Means for Your Money Transfers
SoFi Checking & Savings now integrates Zelle for fast, free transfers. The feature is rolling out gradually, prioritizing existing Zelle users and direct deposit customers.
Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Members Choice Credit Union: A $300 Bonus for Texans with a Solid Checking Account
Texas residents can earn a $300 bonus by opening a Complete Checking account and receiving two direct deposits totaling $1,000 within 60 days. No monthly fees and a competitive APY sweeten the deal.
E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash
E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.
Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles
Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.
Schertz Bank's $300 Checking Bonus: A Straightforward Texas Deal
Texas residents can earn a $300 bonus by opening a Schertz Bank DirectPLUS Checking account, setting up a $500+ monthly direct deposit, and maintaining a $500 daily balance for 90 days.
Broadway Bank's Texas-Sized Bonuses: $300 for Personal, $400 for Business
Texas residents can earn $300 for personal checking or up to $400 for business checking with Broadway Bank. Both require specific activities within 90 days and have limited-time promo codes.
How to Snag Up to $300 from Connexus Credit Union's Checking Bonus
Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.
Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
How to Score a $300 Bonus from Chime (and What You Need to Know)
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
Credit Human's $300 Checking Bonus: A Solid Deal for Texas and Louisiana Residents
Credit Human offers $300 for opening a checking account with direct deposit and debit card use. Limited to TX and LA residents. Must complete requirements by Dec 31, 2026.
SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Altra's $300 Checking Bonus: A One-Day Cyber Monday Deal for Select States
Altra Federal Credit Union offers a $300 bonus for opening a new A+ checking account with a $500 direct deposit. Must apply online on December 1, 2025. Available in WI, MN, TX, TN.
NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
USAA's $300 Checking Bonus: A Solid Deal for Eligible Members
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
GECU's $300 Checking Bonus: A Southwest-Exclusive Deal with Some Caveats
GECU Federal Credit Union offers $300 for opening a checking account, requiring $2,000 in direct deposits and a $500 average balance. Available in NM and TX until July 2026.
Finder's $300 Axos Bank Bonus: A No-Direct-Deposit Deal Worth Checking Out
Get a $300 digital gift card for opening an Axos ONE account via Finder and depositing $5,000. No direct deposit required. Offer ends May 18, 2026.
Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
Score a $300 Bonus from United States Senate Federal Credit Union – Here's How
Earn a $300 bonus with a new USSFCU checking account. Requires 20 debit purchases and $500/month direct deposit for 6 months. Offer ends 12/31/25.
Amex Rewards Checking: $300 Bonus for Setting Up Direct Deposit
Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.
Score $300 with EECU's Real Worth Checking Bonus in Texas
EECU offers a $300 bonus for opening a Real Worth Checking account with $1,500 in direct deposits within 90 days. Available to TX residents in select counties.
Score a $300 Checking Bonus from Firstmark Credit Union – No End Date in Sight
Earn up to $300 with a new Firstmark Credit Union checking account. No monthly fees, easy requirements, and no expiration date. Available in Texas.
Snag a $250 Bonus from Shell FCU: A Texas-Exclusive Checking Deal
Shell Federal Credit Union offers a $250 bonus for opening a new checking account in Texas. Requires a $1 deposit, $2000 in direct deposits, and e-statements within 90 days. Offer ends 12/31/2026.
American Express Wants to Give You $250 for Opening a Checking Account
Open a new Amex Rewards Checking account and receive $5,000+ in qualifying direct deposits within 90 days to earn a $250 bonus. Offer ends January 31, 2026.
A $250 Welcome from MemberSource Credit Union in Texas
Get $250 for opening a checking account at MemberSource Credit Union with a referral and a $500+ direct deposit. Must live, work, or attend school in specific Texas counties. Offer ends March 31, 2026.
Is the FIGFCU Checking Bonus Worth the Direct Deposit Hustle?
Farmers Insurance FCU offers $100 or $250 for new High Yield Checking accounts with qualifying direct deposits. Requires $1k-$5k monthly deposits for 3 months. Nationwide (except LA). Bonus is taxable interest.
First United Bank's $250 and $300 Bonuses: A Texas and Oklahoma Exclusive
First United Bank offers a $250 personal checking bonus until 10/18/24 and a $300 business checking bonus until 9/30/24. Both are limited to Texas and Oklahoma residents. Here's how to claim them and what to watch out for.
A $250 Thank You for Service: First National Bank Texas's Military Checking Bonus
First National Bank Texas offers a $250 bonus for military members & families in AZ, AR, NM, TX. Open a Service 1 checking account and meet direct deposit requirements over a year. No monthly fee.
Score $250 for Referring Friends to This Texas Credit Union
Refer friends to MemberSource Credit Union in Texas for a $250 bonus. Offer ends March 31, 2026. Requires direct deposit and account stays open 90 days.
Evergreen Money's $250 Bonus: A Quick Look at Their New Account Offer
Evergreen Money offers a $250 bonus for opening a Liquid Treasuries account with a $10,000 deposit by June 30, 2024. No direct deposit needed, but watch for monthly fees and understand it's an investment account.
Navy Federal's $250 Welcome Bonus: A Straightforward Way to Boost Your Savings
Earn $250 from Navy Federal Credit Union by opening a checking account and setting up a qualifying direct deposit. No monthly fees, and you can even use a credit card to fund the account. Offer ends November 30, 2025.
Lake Michigan Credit Union $250 Referral Bonus: Easy Money for You and a Friend
Earn $250 when you refer a friend to LMCU. They just need two direct deposits of $500+ total over 60 days. No fees, soft pull, and anyone can join with a $5 donation.
Happen Bank's $250 Personal Loan Bonus: A Quick Cash Boost or a Credit Trap?
Happen Bank offers a $250 bonus for new personal loans of $10k+. Apply by July 16, 2026. Watch for origination fees and interest costs—net profit may be modest.
Snag $250 from 316 Financial with a $5,000 Savings Stash
Earn a $250 bonus by parking $5,000 in a 316 Savings account for 150 days. No direct deposit needed, no monthly fees, and a competitive 4.05% APY. Hurry, offer ends August 4, 2026.
Snag a $225 Bonus from Campus Federal Credit Union in Louisiana
Campus Federal Credit Union offers a $225 Mastercard reward card for opening a Lagniappe Lite checking account. Requires two $500+ direct deposits within 90 days and keeping the account open for 120 days. Limited to eligible Louisiana residents.
Sunward FCU's Double Bonus: Earn $75 for Referring Friends, They Get $225
Sunward Federal Credit Union offers a win-win referral deal until June 2025. Refer a friend to open accounts, you get $75, they get $225. Must join free American Consumer Council. Available in NM, CA, AZ, TX, CO.
Texas Residents: Grab a $200 Bonus for Opening This Credit Union Checking Account
Prestige Community Credit Union offers Texas residents a $200 bonus for opening a checking account with direct deposit. Act by March 20, 2026.
A Texas-Exclusive $200 Bonus for Opening a New Checking Account
Prestige Community Credit Union offers a $200 bonus for opening a Payback Checking account with promo code CKDFF. Requires monthly direct deposits and debit card use. Texas residents only. Offer ends March 20, 2026.
How to Snag $200 Cash Back When Opening an Alliant Checking Account
Get $200 cash back via Rakuten for opening a new Alliant Credit Union checking account and setting up a $500 direct deposit. Must also open a $1,000 certificate.
Together Credit Union's Referral Deal: Get $50, Help a Friend Get $200
A two-tiered bonus offer from Together Credit Union. Refer someone to open a checking account, you both get $50. They can then earn an extra $150, for a total of $200. Limited to certain states.