Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 12, 2026

Showing 704 of 704 in this guide (951 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#217

Snag a $200 Bonus on an Alliant CD Through Rakuten

National Bank Bonus

Open a new Alliant Credit Union CD with at least $1,000 via Rakuten to earn a $200 cash back bonus. The account must stay open for 60 days. A solid way to boost your CD's effective yield.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $200 cash back
  • Required Deposit: Minimum $1,000 into a new Alliant CD
  • Account Requirement: Must be a new Alliant Credit Union customer
  • Holding Period: Account must remain open for at least 60 days
#218

Wescom Credit Union's Refer-a-Friend Deal: Earn Up to $200 (and Maybe Theme Park Passes)

National Bank Bonus

Wescom Credit Union's referral program pays you and a friend up to $200 each for opening a checking account. Must be in Southern California and use promo code RAF by 12/31/24.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 17, 2026

What to know

  • Maximum Bonus Per Person: $200
  • Offer End Date: December 31, 2024
  • Required Promo Code: RAF
  • Minimum Deposit to Open: $100
#219

Northwest Bank Checking Bonuses: Up to $500 for Targeted Offers, Plus a Referral Program

National Bank Bonus

Earn up to $500 with a targeted Northwest Bank checking bonus, or get $200 for you and $50 for a friend via referral. No monthly fees on basic accounts. Must be in MD, NY, OH, or PA.

Bonus $200
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $250 (Affinity Checking) or $500 (Affinity Premier Checking) for targeted offers; $200 for referred friends, $50 for referrer
  • Account Type: Personal checking (Affinity, Affinity Plus, or Affinity Premier)
  • Availability: MD, NY, OH, PA
  • Direct Deposit Requirement: $500+ (Affinity) or $2,000+ (Affinity Premier) within a single statement cycle in first 3 cycles
#220

Snag a $200 Bonus from UKFCU: A Kentucky-Exclusive Checking Deal

National Bank Bonus

Kentucky residents can earn a $200 bonus by opening a new UKFCU checking account and setting up qualifying direct deposits by December 31, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 18, 2026

What to know

  • Bonus Amount: $200
  • Offer Deadline: December 31, 2024
  • Key Requirement: Three direct deposits totaling $3,000+ within 95 days of opening
  • Eligibility: New checking account customers only; no account in past 12 months
#221

A Kansas-Exclusive Banking Deal: $100 Amazon Gift Card & $200 Referral Bonus

National Bank Bonus

Credit Union of America offers a $100 Amazon gift card for opening a checking account and a $200 referral bonus. Both offers are exclusive to their Manhattan, KS branch and end August 30, 2024.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Aug 30, 2024

What to know

  • Primary Offer: $100 Amazon Gift Card for opening a Core Checking Account
  • Secondary Offer: $200 Referral Bonus for you and a friend
  • Account Type: Core Checking Account (first-time members only)
  • Offer Expiry: August 30, 2024
#222

Freedom Federal Credit Union's Cash Bonuses: $200, $100, and $50 Offers Explained

National Bank Bonus

Freedom Federal Credit Union has multiple cash bonuses for Maryland residents: $200 for checking/business accounts, $100 for personal checking, and $50 referral bonuses. All require membership eligibility.

Bonus $200
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus Amount: $200
  • Other Available Bonuses: $100 personal checking, $50 referral
  • Eligibility Area: Must live, work, worship, attend school, volunteer, or have family in Baltimore City, Baltimore, Carroll, or Harford County
  • Account Funding Requirement (for $200 offer): $100 deposit within 90 days of opening
#223

Fairwinds Credit Union: Earn $175 for You and $75 for Each Friend You Refer

National Bank Bonus

Earn $175 when you open a Fairwinds checking account with $1K+ in direct deposits, then get $75 per referral (up to 10). Nationwide. Ends 12/31/25.

Bonus $175
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $175 for new account + $75 per referral
  • Account Type: Preferred or Signature Checking
  • Availability: Nationwide (branches in Florida)
  • Direct Deposit Requirement: $1,000+ within 60 days
#224

Lafayette Federal Credit Union Offers Up to $150 in Checking Bonuses – Here's How to Score Yours

National Bank Bonus

Earn up to $150 with a new Lafayette Federal checking account: $50 upfront plus $100 after setting up a $500 monthly direct deposit. Offer valid through 12/31/26 for DC, MD, VA residents.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $150 total ($50 at account opening + $100 within 90 days)
  • Account Type: Checking Account
  • Availability: DC, MD, VA
  • Direct Deposit Requirement: Yes – at least $500 per month
#225

Varo's $150 Referral Bonus: A Friend-Only Deal with Big Rewards

National Bank Bonus

Varo Bank offers a $150 bonus for new accounts opened via a personal referral, requiring a $500+ direct deposit within 45 days. No monthly fees, but you must get the invite from someone you know.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Key Requirement: Open account using a personal referral link sent to your email
  • Direct Deposit Needed: $500 or more within first 45 days of account opening
  • Monthly Fees: $0
#226

Seattle Credit Union's $150 Checking Bonus: A Simple Path to Extra Cash

National Bank Bonus

Seattle Credit Union offers a $150 bonus for opening a checking account. Meet 2 of 3 easy requirements within 90 days. Washington residents only. Bonus is taxable.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Any Seattle Credit Union checking account
  • Availability: Washington state residents only
  • Key Requirement: Meet 2 out of 3 conditions within 90 days
#227

Summit Federal Credit Union's $150 Checking Bonus: A Solid Deal for New Yorkers

National Bank Bonus

Summit Federal Credit Union offers a $150 bonus for opening a checking account and making 50 debit purchases by May 31, 2026. Must be eligible to join and apply by March 31, 2026.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150
  • Account Required: New Checking Account & Summit Visa Debit Card
  • Key Deadline to Apply: March 31, 2026
  • Spending Requirement Deadline: Complete 50 point-of-sale transactions by May 31, 2026
#228

Proponent FCU's $150 Referral Bonus: Get Paid to Bring a Friend

National Bank Bonus

Proponent Federal Credit Union offers a $150 bonus to both referrer and new member when you refer someone who opens accounts. Must use promo code Refer2026 by March 31, 2026. Eligibility limited to certain employer groups in NJ/NC.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150 for the referring member AND $150 for the new member
  • Promo Code: Refer2026 (Required)
  • Offer End Date: March 31, 2026
  • Eligible States: New Jersey and North Carolina
#229

MSUFCU's $150 Illinois Checking Bonus: A Grand Opening Deal Worth Checking Out

National Bank Bonus

Illinois residents can snag a $150 bonus for opening a new MSUFCU checking account by Dec 31, 2025. Requires direct deposit and has geographic restrictions.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $150
  • Offer Expires: December 31, 2025
  • Eligibility: Permanent Illinois residents only
  • Account Required: Any MSUFCU checking account
#230

First Flight Federal Credit Union's $150 Checking Bonus: A Two-Part Deal for North Carolina Residents

National Bank Bonus

First Flight FCU offers up to $150 for opening a checking account. Get $50 upfront, then earn another $100 with a small direct deposit. Must be in NC, offer ends 11/30/25.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 23, 2026

What to know

  • Total Bonus Amount: $150
  • Offer Expiry: November 30, 2025
  • Geographic Availability: North Carolina (must be eligible for First Flight FCU membership)
  • Required Account: New First Flight Checking account and a new Share (savings) account
#231

A $150 Bonus for Students in New Jersey: Is Sturdy Savings Bank's Offer Right for You?

National Bank Bonus

Sturdy Savings Bank offers a $150 bonus for students (ages 14-25) in NJ who open a checking account, make 6 debit purchases, and enroll in online banking by Aug 31, 2025.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 27, 2026

What to know

  • Bonus Amount: $150
  • Account Type: Student Checking Account
  • Eligibility Age: 14 to 25 years old
  • Availability: New Jersey residents only
#232

Double Your Impact: United Heritage Credit Union’s $150 Checking Bonus Also Supports Literacy

National Bank Bonus

Open a Freedom Checking account online, complete 20 debit purchases and two $500+ direct deposits in 90 days, and earn a $150 bonus. UHCU also donates $150 to BookSpring. Texas residents only.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Freedom Checking
  • Availability: Texas residents only
  • Direct Deposit Requirement: Two direct deposits of $500+ each
#233

Snag a $150 Bonus with This Arizona Credit Union's Checking Offer

National Bank Bonus

Arizona residents can earn a $150 bonus by opening a specific checking account at Credit Union West. You'll need to make 15 debit purchases and set up a direct deposit within 30 days. The offer expires December 31, 2025.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 10, 2026

What to know

  • Bonus Amount: $150
  • Offer Expiry: December 31, 2025
  • Eligible States: Arizona
  • Required Account: Heritage High-Yield Checking or Loyalty Rewards Checking
#234

Earn $150 for You and a Friend with NW Plus Credit Union's Referral Offer

National Bank Bonus

Refer a friend to NW Plus Credit Union and both earn $150 each. Must open a qualifying checking account, set up direct deposit, and meet other requirements. Offer ends 3/31/25.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2025

What to know

  • Bonus Amount: $150 for referrer, $150 for new member
  • Account Type: Basic, Kasasa Cash, or Kasasa Cash Back checking
  • Availability: Washington (WA)
  • Direct Deposit Requirement: At least $500 per month within 60 days
#235

Service 1st Federal Credit Union's $300 Checking Bonus: A Pennsylvania Exclusive

National Bank Bonus

Pennsylvania residents can earn $300 by opening a Service 1st checking account and setting up direct deposit. Offer expires 6/30/2026. Must meet eligibility requirements.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2026

What to know

  • Bonus Amount: $300 total ($150 for opening + $150 for direct deposit)
  • Offer Expiry: June 30, 2026
  • Availability: Pennsylvania residents only (specific counties)
  • Direct Deposit Requirement: Yes - first deposit of at least $250 within 30 days of opening
#236

Relay's $150 Business Checking Bonus: A Straightforward Deal for New Accounts

National Bank Bonus

Relay is offering a $150 bonus for new business checking accounts. Just open an account and deposit $100 by January 15, 2025. No monthly fees or direct deposit required.

Bonus $150
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jan 15, 2025

What to know

  • Bonus Amount: $150
  • Account Type: Business Checking
  • Required Deposit: $100 minimum
  • Direct Deposit Required: No
#237

Fremont Bank's $150 Checking Bonus: A Solid Offer with a Few Hurdles

National Bank Bonus

Fremont Bank offers a $150 bonus for new checking accounts, but you'll need direct deposit, bill pay, and 25 debit card purchases within 60 days. Available only in California.

Bonus $150
Annual Fee Not listed
Monthly Fee $15
Expiration Not listed

What to know

  • Bonus Amount: $150
  • Account Type: Cornerstone Checking Account
  • Availability: California residents only
  • Bonus Deadline: Must complete requirements within 60 days of account opening
#238

OnPath FCU's $150 Referral Bonus: A Win-Win for You and a Friend

National Bank Bonus

OnPath Federal Credit Union offers a $150 bonus for both referrer and referee when you open a new checking account and meet debit card & direct deposit requirements within 60 days.

Bonus $150
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $150 Visa Reward Card for both referrer and referee
  • Account Type: New OnPath FCU Personal or Business Checking Account
  • Key Requirements: 15+ debit card purchases ($10+ each) AND $250+ in direct deposits within 60 days of opening
  • Timeframe: Requirements must be completed within 60 days of account opening
#239

Remitly's $100 Business Bonus: A Smart Deal for Cross-Border Payments?

National Bank Bonus

Remitly offers new business customers a $100 bonus after their first $300+ transfer. The credit applies to your second transfer. Offer ends March 20, 2026.

Bonus $140
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 20, 2026

What to know

  • Bonus Amount: $100 USD / $140 CAD / £75 GBP
  • Minimum First Transfer to Qualify: $300 USD / $400 CAD / £200 GBP
  • Offer Type: Credit applied to your second transfer
  • Eligibility: New Remitly Business customers only, one per customer
#240

Score $125 Back on Your Next Hertz Rental with This Capital One Shopping Offer

National Bank Bonus

Targeted Capital One Shopping offer: spend $275+ on a Hertz rental and get $125 back. That's roughly a 45% return, but rewards are in gift card form. Check your email!

Bonus $125
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Offer: Get $125 back when you spend $275+ on a Hertz rental through Capital One Shopping
  • Targeting: Targeted offer — check your Capital One Shopping email or account
  • Redemption: Rewards are redeemable for a selection of third-party gift cards, not cash
  • Effective Rebate: ~45% on a $275 rental

Regional & Local Offers

Regional/local offers start on page 17.