Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Oct 11, 2026

Showing 994 of 994 in this guide (1488 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#193

Snag a $300 Bonus from SF Fire Credit Union (But You Gotta Live in the Bay Area)

National Bank Bonus

SF Fire Credit Union offers up to $300 for opening a checking account. Must live/work/study in SF, San Mateo, or Marin County, CA. Requires direct deposits & promo code. Offer ends 6/30/25.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jun 30, 2025

What to know

  • Maximum Bonus Amount: $300
  • Offer Expiration Date: June 30, 2025
  • Geographic Eligibility: Must live, work, or attend school in San Francisco, San Mateo, or Marin County, California
  • Required Promo Code: bonus300
#194

NASB's $300 Checking Bonus: Is This High-Interest Account Worth the Hoops?

National Bank Bonus

North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.

Bonus $300
Annual Fee Not listed
Monthly Fee $8
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Prosper Checking
  • Minimum Initial Deposit: $1,500
  • Direct Deposit Requirement: $3,000+ within first 90 days
#195

PSECU's $300 Welcome Bonus: A Solid Nationwide Credit Union Offer

National Bank Bonus

PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: $300
  • Promo Code Required: 2026PROMO
  • Offer Expires: December 31, 2026
  • Direct Deposit Requirement: Two qualifying deposits of $500+ each
#196

A $300 Bonus for Sacramento's First Responders: Is This Credit Union Deal Worth It?

National Bank Bonus

Sacramento Credit Union offers a $300 bonus for first responders opening a new checking account. Requires $25 to open, $2000 in direct deposits within 90 days, and uses promo code ACADEMY300. Limited eligibility.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 12, 2026

What to know

  • Bonus Amount: $300
  • Required Account: Free Rewards Checking Account
  • Minimum Opening Deposit: $25
  • Direct Deposit Requirement: $2,000+ in qualifying deposits within 90 days of opening
#197

Score $300 from First US Community Credit Union – But Act Fast

National Bank Bonus

Open a Better Than Free Checking account with direct deposit of $500+ within 90 days to earn a $300 bonus. Offer valid through Dec 31, 2026. CA residents only.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Better Than Free Checking with eStatements
  • Availability: California (must qualify for membership)
  • Direct Deposit Requirement: $500 or more within 90 days of account opening
#198

Bank of Greene County $300 Checking Bonus: A Solid Deal for New Yorkers

National Bank Bonus

Earn $300 with direct deposit, plus 5.00% APY on the first $500. Open online, no monthly fees. Limited-time offer for NY residents.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300 in Greene Rewards points
  • Account Type: e-Lightning Checking
  • Availability: New York (16 locations)
  • Direct Deposit Requirement: Yes, must begin within 90 days of account opening
#199

Snag a $300 Bonus from Ridgewood Savings Bank (But You'll Need to Visit New York)

National Bank Bonus

New Yorkers can earn a $300 bonus for opening a checking account with Ridgewood Savings Bank. Requires a $300+ direct deposit. Offer ends December 16, 2024.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: New Personal Checking Account
  • Key Requirement: Receive $300+ in qualifying direct deposits
  • Offer Period: September 9, 2024 - December 16, 2024
#200

Bell Bank's $300 Checking Bonus: A Solid Offer with a Few Caveats

National Bank Bonus

Bell Bank offers a $300 bonus for opening a checking account in AZ, MN, or ND by 11/30/24. Requires direct deposits and debit card use. Here's what you need to know.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 06, 2026

What to know

  • Bonus Amount: $300
  • Account Type: First-time personal checking account
  • Availability: Arizona, Minnesota, North Dakota residents only
  • Promo Code Required: GILBERT300
#201

Score $300 with EECU's Real Worth Checking Bonus in Texas

National Bank Bonus

EECU offers a $300 bonus for opening a Real Worth Checking account with $1,500 in direct deposits within 90 days. Available to TX residents in select counties.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Real Worth Checking Account
  • Availability: TX (Tarrant, Johnson, Parker, Palo Pinto, Hood counties)
  • Direct Deposit Requirement: At least $1,500 within 90 days of opening
#202

Amalgamated Bank's Business Checking Bonus: A Solid $150 or $300 Offer (But Act Fast!)

National Bank Bonus

Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Mar 22, 2026

What to know

  • Bonus Amount: $150 or $300
  • Account Type: Business Checking (Standard or Plus tier)
  • Key Requirement: Maintain a minimum average monthly balance for 3 consecutive months
  • Balance for $150 Bonus: $2,500 monthly (Amalgamated Business Checking)
#203

Score a $300 Checking Bonus from Firstmark Credit Union – No End Date in Sight

National Bank Bonus

Earn up to $300 with a new Firstmark Credit Union checking account. No monthly fees, easy requirements, and no expiration date. Available in Texas.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: Up to $300
  • Account Types Eligible: Free, Power of the Dollar, Power of the Dollar Plus, Power of the Dollar MAX
  • Availability: Texas (Bexar, Crockett, Kinney, Maverick, Sutton, Terrell, Val Verde, Edwards, Gillespie, Kimble, Llano, Mason, Blanco counties, and more)
  • Direct Deposit Requirement: Yes, $2,000+ total via ACH or direct deposit
#204

Farmers Insurance Federal Credit Union Is Paying $250 to New Checking Customers

National Bank Bonus

FIGFCU offers $250 when you open a High Yield Checking account with promo code GHYCHECK and receive $15,000+ in direct deposits within 90 days. No monthly fees, no early closure fee.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum bonus: $250
  • Promo code: GHYCHECK
  • Direct deposit requirement: 3+ separate ACH direct deposits totaling $15,000 or more in the first 90 days
  • Lower tier bonus: $100 for 3+ separate ACH direct deposits totaling $3,000–$14,999 in the first 90 days
#205

Chartway's $250 Checking Bonus: A Solid Deal for Utah Residents

National Bank Bonus

Chartway Federal Credit Union offers a $250 bonus for new Cash Back Checking accounts at its Herriman, UT branch. Complete 10 debit purchases, enroll in eStatements, and deposit $500 in a month to qualify.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 28, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Cash Back Checking
  • Availability: Utah residents only, at Herriman branch or via promotional landing page
  • Direct Deposit Required: No (optional)
#206

Chartway's $250 Checking Bonus Is Utah-Only — Here's What You Need to Know

National Bank Bonus

Chartway Federal Credit Union offers a $250 bonus for new Cash Back Checking accounts. Utah residents only, must open at the Herriman branch or via the promo page. No direct deposit required.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum bonus: $250
  • Availability: Utah residents only; open at Herriman branch or via promotional landing page
  • Direct deposit required: No
  • Additional requirements: Make 10 debit card purchases, enroll in eStatements, deposit at least $500 in new money within a monthly cycle
#207

Score $250 with Greater Nevada Credit Union's New Checking Account Bonus

National Bank Bonus

Greater Nevada Credit Union is offering a $250 bonus for new checking accounts. Meet simple requirements like a direct deposit and eStatements within 60 days. Limited time offer for Nevada residents.

Bonus $250
Annual Fee Not listed
Monthly Fee $4
Expiration Expired Aug 25, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Checking Account
  • Availability: Nevada (must live or work in one of Nevada's 17 counties)
  • Direct Deposit Requirement: Yes, at least one direct deposit (no minimum specified)
#208

INOVA Federal Credit Union $250 Checking Bonus: A Quick Win for Indiana Residents

National Bank Bonus

INOVA Federal Credit Union offers a $250 bonus for new checking accounts with a $200 direct deposit and 8 debit card purchases within 60 days. No monthly fees, no early termination fee. Offer ends November 30, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Nov 30, 2026

What to know

  • Bonus Amount: $250
  • Direct Deposit Requirement: At least $200 within 60 days
  • Debit Card Purchases: Minimum 8 within 60 days
  • Minimum Opening Deposit: $10
#209

Earn Up to $250 with Marine Federal Credit Union's New Checking Account Offer

National Bank Bonus

Open a checking account with Marine Federal Credit Union, set up direct deposit, and earn $25 per qualifying product or service, up to $250. Offer ends 7/22/26.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: Up to $250 ($25 per qualifying product/service)
  • Account Type: Checking account
  • Availability: NC, SC, VA
  • Direct Deposit Required: Yes
#210

Fruitful's $250 Direct Deposit Bonus: Quick Cash or Fee Trap?

National Bank Bonus

Get $250 for a $2,000 direct deposit with Fruitful, but watch out for the $48 monthly fee that's only waived for 14 days. Act fast to profit.

Bonus $250
Annual Fee Not listed
Monthly Fee $48
Expiration Expired Jul 31, 2026

What to know

  • Bonus Amount: $250
  • Direct Deposit Requirement: $2,000+ within 30 days
  • Monthly Fee: $48 (waived for first 14 days)
  • Expiration Date: July 31, 2026 (extended)
#211

Score $250 in Colorado: Pikes Peak National Bank Checking Bonus

National Bank Bonus

Colorado residents can earn a $250 bonus from Pikes Peak National Bank by opening a Freedom Checking account, setting up direct deposit, and making 15 debit card purchases. Offer ends Sept 30, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Sep 30, 2026

What to know

  • Bonus Amount: $250
  • Availability: Colorado only, must open in branch
  • Account Type: Freedom Checking
  • Direct Deposit Requirement: $1,000+ in qualifying direct deposits
#212

Snag $250 from 316 Financial with a $5,000 Savings Stash

National Bank Bonus

Earn a $250 bonus by parking $5,000 in a 316 Savings account for 150 days. No direct deposit needed, no monthly fees, and a competitive 4.05% APY. Hurry, offer ends August 4, 2026.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Aug 04, 2026

What to know

  • Bonus Amount: $250
  • Minimum Balance Required: $5,000
  • Holding Period: 150 days
  • Promo Code: CCB
#213

Navy Federal's $250 Welcome Bonus: A Straightforward Way to Boost Your Savings

National Bank Bonus

Earn $250 from Navy Federal Credit Union by opening a checking account and setting up a qualifying direct deposit. No monthly fees, and you can even use a credit card to fund the account. Offer ends November 30, 2025.

Bonus $250
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Nov 30, 2025

What to know

  • Bonus amount: $250
  • Availability: Nationwide, but you must be eligible for NFCU membership
  • Direct deposit requirement: $500+ recurring for at least 3 out of 4 consecutive months
  • Credit card funding: Up to $250 via Visa, Mastercard, or Discover
#214

FNBO's $250 Business Checking Bonus: A Simple Way to Boost Your Bottom Line

National Bank Bonus

Earn a $250 bonus with FNBO's Free Business Checking. Deposit $1,000 or make 10 debit card purchases in 31 days. No monthly fees. Expires 12/31/26.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $250
  • Account Type: Free Business Checking
  • Promo Code: 250BIZ
  • Availability: CO, IA, IL, KS, NE, SD, TX, WY (in-branch only)
#215

Western State Bank's Hometown Bonus: Up to $250 for Opening a Checking Account

National Bank Bonus

Western State Bank offers $50-$250 bonuses for opening new checking accounts with direct deposit and e-statements. Must be near AZ, ND, or MN branches. Bonuses post within 60 days.

Bonus $250
Annual Fee Not listed
Monthly Fee $10
Expiration Not listed

What to know

  • Maximum Bonus Amount: $250
  • Bonus Tiers: $250 for VIP/VIP Plus Checking; $100 for Free Personal Checking; $50 for Future Checking
  • Key Requirements: Open a new personal checking account, enroll in direct deposit, enroll in digital (e)statements, get a Western Debit Card
  • Bonus Posting Timeline: Credited to account within 60 days after direct deposit is received
#216

Central National Bank's $200 and $250 Checking Bonuses: A Solid Offer for Oklahoma Residents

National Bank Bonus

Central National Bank offers $200 for personal checking and $250 for business checking to new customers in Oklahoma. Must open by 12/31/25, set up direct deposit, and enroll in e-statements.

Bonus $250
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Dec 31, 2025

What to know

  • Personal Checking Bonus: $200
  • Business Checking Bonus: $250
  • Offer Expiration: December 31, 2025
  • Availability: Oklahoma residents only

Regional & Local Offers

Regional/local offers start on page 22.