Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 11, 2026

Showing 696 of 696 in this guide (942 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#73

Pentucket Bank's $500 Business Checking Bonus: What You Need to Know

National Bank Bonus

Pentucket Bank offers a $500 bonus for new Business Select Checking accounts in MA and NH. Maintain $10k average balance for 3 months and use a Treasury Management service. Limited time offer.

Bonus $500
Annual Fee Not listed
Monthly Fee $40
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $500
  • Account Type: Business Select Checking
  • Availability: Massachusetts and New Hampshire
  • Minimum Opening Deposit: $10 (new money only)
#74

Score Up to $500 with Union Bank & Trust's New Checking Offers

National Bank Bonus

Earn $500 with a new checking account from Union Bank & Trust. Requires $2,500 in direct deposits and paperless enrollment. Available in NE, KS, MO, IA through 9/30/25.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $500
  • Account Types Eligible: Simply Free, Simply Free Plus, Simply Free Platinum, Premium Interest Advantage
  • Direct Deposit Requirement: $2,500 in electronic direct deposits within 90 days
  • Paperless Statements: Enroll within 90 days
#75

Score Up to $200 with First National 1870's Checking Bonus (Plus a $50 Referral)

National Bank Bonus

Earn $200 by opening a First National 1870 checking account with $100, making 25 debit purchases, and setting up $500 in direct deposit. Offer ends 6/30/25. In-branch only in NM, AZ, CO, KS, TX.

Bonus $500
Annual Fee Not listed
Monthly Fee $6
Expiration Not listed

What to know

  • Bonus Amount: $200
  • Account Types: Foundation, Elevation, and Pinnacle Checking
  • Minimum Deposit: $100
  • Direct Deposit Requirement: $500 or more in qualifying ACH deposits
#76

Valley Strong Credit Union is Offering Up to $250 Just for Opening a Checking Account

National Bank Bonus

California residents can snag a $250 checking bonus from Valley Strong Credit Union with no direct deposit required. Just use code NEW250, make 12 debit transactions or set up direct deposit, and wait 90 days. Refer friends for extra cash.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $250
  • Account Type: Checking (CentsAble, Makes Cents, or Grow Strong)
  • Availability: California – Tulare, San Joaquin, and Solano Counties
  • Promo Code: NEW250
#77

Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000

National Bank Bonus

New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $500
  • Account Type: Arc Business Account
  • Minimum Deposit: $10,000
  • Funding Deadline: Within 10 days of account opening
#78

Wintrust's Business Checking Bonus: Up to $500 for Small Businesses in Four States

National Bank Bonus

Wintrust is offering a $300 or $500 bonus for opening a new business checking account in IL, FL, IN, or WI. The offer runs through January 29, 2025, with specific requirements to meet.

Bonus $500
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jan 29, 2025

What to know

  • Issuer: Wintrust
  • Offer Amount: $300 or $500 bonus
  • Account Type: New Business Checking Account
  • Eligible States: Illinois (IL), Florida (FL), Indiana (IN), Wisconsin (WI)
#79

Snag a $475 Checking Bonus from Travis Credit Union (California Only)

National Bank Bonus

California residents can earn a $475 bonus for opening a new checking account with Travis Credit Union. No direct deposit required, but you must open by 3/31/26 and use a promo code.

Bonus $475
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $475
  • Account Type: Free Checking or Access Checking
  • Availability: California residents only
  • Promo Code Required: CheckingBonusX75
#80

U.S. Bank's Smartly Checking: A $450 Bonus That's Actually Worth Considering

National Bank Bonus

U.S. Bank offers up to $450 for opening a Smartly Checking account. You have 90 days to meet direct deposit tiers. The $12 monthly fee is easily waived. Offer ends April 1, 2026.

Bonus $450
Annual Fee Not listed
Monthly Fee $12
Expiration Expired Apr 01, 2026

What to know

  • Maximum Bonus Amount: $450
  • Account Required: U.S. Bank Smartly® Checking
  • Offer Expiration Date: April 1, 2026
  • Qualifying Period After Opening: 90 days
#81

Ameriprise's $450 Savings Bonus: A Solid Offer for Existing Clients

National Bank Bonus

Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.

Bonus $450
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $450
  • Required Deposit: $25,000 in Eligible Deposits
  • Account Type: Ameriprise Bank Savings Account (new or existing)
  • Deposit Deadline: March 31, 2026
#82

Score $412 with Clearview Federal Credit Union's New Checking Offer

National Bank Bonus

Get a $412 bonus from Clearview FCU by opening a new checking account, signing up for eStatements, making 4 debit transactions, and depositing $412+ electronically within 60 days. Expires 10/31/25.

Bonus $412
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $412
  • Account Type: Checking (Absolute Checking® or other eligible types)
  • Promo Code: 412
  • Availability: PA (Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington, Westmoreland counties)
#83

Snag a $400 Bonus from Republic Bank – Here's How

National Bank Bonus

Earn $400 with Republic Bank's checking bonus. Complete 3 direct deposits and 10 POS transactions in 90 days. Offer valid through 12/31/26. Available in FL, IN, KY, OH, TN.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 07, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Personal Checking
  • Availability: FL, IN, KY, OH, TN (46 locations)
  • Promo Code: ADV
#84

Score Up to $400 with AdelFi Credit Union's New Bonus Offer

National Bank Bonus

Earn up to $400 with AdelFi Credit Union's checking, savings, and credit card bonuses. Open accounts, use promo code BEE, and meet requirements by July 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Jul 31, 2026

What to know

  • Bonus Amount: Up to $400 total: $100 for checking, $100 for savings, $200 for credit card
  • Promo Code: BEE
  • Offer Expiration: July 31, 2026
  • Checking Bonus Requirements: Open Harvest Checking, register for digital banking, and enroll in eStatements
#85

Score Up to $400 with CommunityAmerica's Spring Checking Bonus

National Bank Bonus

Earn $150, $250, or $400 by opening a Cashback Free Checking or Chiefs Checking account with direct deposit. Promo code SPRING26. Offer ends July 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Offer: Earn $150, $250, or $400 bonus
  • Account Type: Cashback Free Checking or Chiefs Checking
  • Bonus Tiers: $150 for $2,000–$4,999.99 in direct deposits; $250 for $5,000–$9,999.99; $400 for $10,000+
  • Availability: KS, MO (Kansas City and St. Louis DMAs)
#86

Score a $400 Welcome Bonus from Country Bank – Here’s How the Kasasa Cash Back Checking Works

National Bank Bonus

Open a Kasasa Cash Back Checking account, meet monthly requirements for 4 months, and earn a $400 bonus. No monthly fees. Available in MA, NH, ME, RI, CT, VT.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 08, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Kasasa Cash Back Checking
  • Availability: MA, NH, ME, RI, CT, VT
  • Direct Deposit Requirement: At least 1 direct deposit or ACH transaction per month
#87

Score a $400 Bonus from First Commonwealth Federal Credit Union – Here's How

National Bank Bonus

New members in PA/NJ can earn $400 by opening a Cashback Checking account, setting up direct deposit, and enrolling in digital banking. Offer ends May 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Cashback Checking
  • Availability: PA, NJ
  • Direct Deposit Requirement: $1,000 per month for 2 consecutive months
#88

Is That $400 Capital One Checking Bonus Real? Here's What You Need to Know

National Bank Bonus

Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired May 19, 2026

What to know

  • Bonus Amount: $400
  • Account to Open: Capital One 360 Checking
  • Promo Code Required: GET400
  • Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
#89

Tucoemas FCU's $400 Bonus: A Coaching Program That Pays You to Learn

National Bank Bonus

Tucoemas Federal Credit Union offers a $400 bonus for opening a checking account and completing a free financial coaching program. Must be eligible for membership in Tulare County, CA.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $400
  • Required Account: Free Kasasa Checking Account
  • Key Requirement: Enroll & complete the Pathways financial coaching program
  • Program Duration: Active participation for at least 4 months
#90

Wells Fargo's $400 Checking Bonus: A Solid Deal with a Few Caveats

National Bank Bonus

Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 07, 2026

What to know

  • Bonus Amount: $400
  • Account Required: New Wells Fargo Everyday Checking Account
  • Direct Deposit Requirement: $1,000 or more in qualifying deposits within 90 days of opening
  • Minimum Opening Deposit: $25
#91

Chase's $400 Checking Bonus: A Solid Deal for New Customers

National Bank Bonus

New Chase customers can get $400 for opening a Total Checking account and setting up direct deposits. The offer ends April 15, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Apr 15, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Chase Total Checking®
  • Offer Expires: April 15, 2026
  • Direct Deposit Requirement: $1,000+ total within 90 days of account opening
#92

Atlantic Union Bank's $400 Checking Bonus: A Solid Deal for Mid-Atlantic Residents

National Bank Bonus

Atlantic Union Bank offers a $400 bonus for opening a checking account with a $2,000 direct deposit requirement. Available in VA, MD, NC until March 31, 2026. Use promo code 4004U.

Bonus $400
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Personal Checking (Multiple eligible types)
  • Availability: Virginia, Maryland, North Carolina residents
  • Direct Deposit Requirement: $2,000+ within 90 days of opening
#93

Equity Bank's $400 Gold Bonus: A Solid Offer for Midwestern Savers

National Bank Bonus

Equity Bank offers a $400 bonus for opening a checking and savings account in AR, KS, OK, or MO. Requires $1k in direct deposits and debit card use within 45 days. Offer ends March 31, 2026.

Bonus $400
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $400
  • Required Accounts: New Checking AND New Savings Account
  • Promo Code: GOLD (must be used when applying)
  • Direct Deposit Requirement: $1,000 in qualifying deposits within 45 days of opening
#94

Fifth Third Bank's $400 Checking Bonus: A Solid Deal with a Low Deposit Hurdle

National Bank Bonus

Get a $400 bonus for opening a Fifth Third checking account and making $500 in direct deposits within 90 days. Offer ends 1/7/26. Here's how to qualify and what to watch for.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Fifth Third Momentum® Checking or Preferred Checking
  • Direct Deposit Requirement: $500 or more within 90 days of opening
  • Offer Deadline: January 7, 2026
#95

Penn Community Bank's $400 Checking Bonus: A Solid Deal for Pennsylvania Residents

National Bank Bonus

Penn Community Bank offers a $400 bonus for opening a checking account with two qualification paths: $1,500 in direct deposits or 20 debit card purchases. Must be a PA resident and keep account open 6+ months. Ends 12/31/25.

Bonus $400
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $400
  • Account Type: Personal Checking Account
  • Availability: Pennsylvania residents only
  • Promo Code Required: 400Bonus
#96

Cedar Rapids Bank & Trust Maxx Checking: $400 Bonus and More

National Bank Bonus

Earn $400 by opening a Maxx Checking account, making a debit card purchase, and setting up a $250 direct deposit. Offer ends 12/31/25.

Bonus $400
Annual Fee Not listed
Monthly Fee $5
Expiration Expired Dec 31, 2025

What to know

  • Bonus Amount: $400
  • Account Type: Maxx Checking
  • Minimum Opening Deposit: $100
  • Direct Deposit Requirement: Yes, at least $250 via direct deposit or ACH debit

Regional & Local Offers

Regional/local offers start on page 17.