Best Bank Account Bonuses

#73

Snag Up to $200 from California Coast Credit Union – Plus Referral Perks

National Bank Bonus

Earn up to $200 with a new checking account at California Coast Credit Union: $100 for account setup, $50 for debit card use, and $50 per referral. Limited time.

Bonus $500

Annual Fee Not listed

Monthly Fee $3.75

Expiration Not listed

What to know

• Maximum Bonus: $200 (checking) + $50 per referral (up to $500/year)
• Account Type: Extra Value Checking with Identity Theft Protection
• Availability: California (San Diego & Riverside Counties) or nationwide via membership
• Direct Deposit Required: No

Read full breakdown View Official Offer →

#74

Novo Business Checking: Grab a $500 Bonus and Free Banking for Your Side Hustle

National Bank Bonus

Novo offers a $500 bonus for new business checking accounts with $10k debit spend, plus a $75 referral bonus. No monthly fees, no minimum balance, and easy integrations.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Not listed

What to know

• Bonus Amount: $500
• Spend Requirement: $10,000 in debit card purchases (after refunds/returns)
• Bonus Deposit Timeline: Within 60 days of meeting requirements
• Referral Bonus: $75 per referral (both parties)

Read full breakdown View Official Offer →

#75

KeyBank Checking Bonus: $300 or $500 for New Accounts – Here's the Full Breakdown

National Bank Bonus

KeyBank is offering up to $500 for new checking accounts. Open online by 12/11/26, meet direct deposit requirements, and get paid. No monthly fee on the Smart option.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expires Dec 11, 2026

What to know

• Bonus Amount: $300 (Key Smart Checking) or $500 (Key Select Checking)
• Offer Expiration: December 11, 2026
• Key Smart Checking Requirements: Open online by 12/11/26; deposit at least $10; receive $2,000+ in eligible direct deposits within 90 days
• Key Select Checking Requirements: Open online by 12/11/26; deposit at least $50; receive $5,000+ in eligible direct deposits within 90 days

Read full breakdown View Official Offer →

#76

Relay's $500 Bonus: A Solid Deal for Your Business Cash

National Bank Bonus

Relay Financial offers a $500 bonus for new business accounts funded with $10,000 and held for 90 days. No monthly fees on the Starter plan. A straightforward offer for business cash.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Mar 20, 2026

What to know

• Bonus Amount: $500
• Required Deposit: $10,000
• Holding Period: 90 days
• Monthly Fees (Starter Plan): $0

Read full breakdown View Official Offer →

#77

Capital One's $500 Business Checking Bonus: A Straightforward Deal for Your Side Hustle

National Bank Bonus

Earn $500 by opening a Capital One business checking account, depositing $5,000, keeping it there 60 days, and making 10 electronic transactions. No direct deposit or business credit card required.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Required Deposit: $5,000 - $29,999.99 from an external, non-Capital One source
• Deposit Deadline: Within 30 days of account opening
• Balance Maintenance Period: Maintain the minimum deposit for at least 60 days within the first 90 days

Read full breakdown View Official Offer →

#78

Flagstar Bank's $300 or $500 Checking Bonus: A Solid Offer with a Long Deadline

National Bank Bonus

Flagstar Bank offers $300 or $500 for opening a checking account with direct deposit. Must open in-branch in select states by Feb 28, 2026. Here's how it works and what to watch for.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Feb 25, 2026

What to know

• Bonus Amount: $300 for Ready Checking or $500 for Elite Checking
• Offer Expires: February 28, 2026
• Availability: Residents of AZ, CA, FL, IN, MI, NJ, NY, OH, WI (must open in a branch)
• Direct Deposit Required: Yes, at least $500 total within first 90 days

Read full breakdown View Official Offer →

#79

A $500 Welcome from a Maine Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

TruChoice Federal Credit Union offers new Maine members a $500 bonus for opening a checking account and receiving $2,000 in direct deposits by March 31, 2026. Here's the fine print.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 31, 2026

What to know

• Bonus Amount: $500
• Offer End Date: March 31, 2026
• Direct Deposit Requirement: $2,000 cumulative within 90 days of opening
• Eligibility: New members only; must live, work, worship, or attend school in specified Maine counties

Read full breakdown View Official Offer →

#80

TruStone Financial's $500 Checking Bonus: A Midwest-Exclusive Deal Worth Considering

National Bank Bonus

TruStone Financial FCU offers up to $500 for opening a checking account with direct deposit. Available only in MN/WI, valid through 12/31/26. Requires meeting tiered deposit targets.

Bonus $500

Annual Fee Not listed

Monthly Fee $10

Expiration Expired Feb 25, 2026

What to know

• Maximum Bonus: $500
• Offer Period: January 1, 2026 – December 31, 2026
• Eligible States: Minnesota and Wisconsin only
• Required Account: New TruRate Checking Account

Read full breakdown View Official Offer →

#81

Fulton Bank's $500 Business Checking Bonus: A Straightforward Way to Boost Your Bottom Line

National Bank Bonus

Earn $500 with a new Fulton Bank Business Checking account. Deposit $5,000 in new money and enroll in online statements within 60 days. Offer valid through 12/31/26 in DE, DC, MD, NJ, PA, VA.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500
• Account Type: Business Checking
• Availability: DE, DC, MD, NJ, PA, VA
• Minimum Deposit to Open: $25

Read full breakdown View Official Offer →

#82

National Bank of Arizona's $1,200 Bonus: A Deep Dive for Arizona Residents

National Bank Bonus

Arizona residents can earn up to $1,200 by opening a Gold Checking account and linking new Money Market or investment accounts. Requires meeting direct deposit or balance requirements within 90 days.

Bonus $500

Annual Fee Not listed

Monthly Fee $18

Expiration Not listed

What to know

• Maximum Total Bonus: $1,200
• Available Account Types: Gold Checking, Money Market, Zions Wealth Investment Account
• Geographic Availability: Arizona only
• Checking Bonus (Direct Deposit): $350 for $7,500+ in qualifying direct deposits within 90 days

Read full breakdown View Official Offer →

#83

OceanFirst Bank's $300 or $500 Checking Bonus: A Quick Guide for Tri-State Residents

National Bank Bonus

OceanFirst Bank offers a $300 or $500 bonus for opening a new checking account with direct deposit. Must be a new customer in NJ, NY, or PA. Offer ends 12/5/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $300 or $500
• Account Type: FreeStyle+ Checking (interest-bearing)
• Availability: New customers in NJ, NY, or PA
• Direct Deposit Requirement: Two qualifying deposits totaling $1,000 within 90 days

Read full breakdown View Official Offer →

#84

Citadel's $500 Checking Bonus: A Pennsylvania-Exclusive Deal Worth a Look

National Bank Bonus

Citadel Credit Union offers a $500 bonus for opening a new checking account. Requires direct deposit and a balance requirement. Limited to Pennsylvania residents. Expires 12/31/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Mar 23, 2026

What to know

• Bonus Amount: $500 total ($300 + $200)
• Account Type: Ultimate Growth Checking Account
• Availability: Pennsylvania residents only (specific counties)
• Direct Deposit Requirement: $2,000+ in qualifying deposits within first 90 days

Read full breakdown View Official Offer →

#85

Snag a $350 or $500 Bonus with The Bank of Elk River's New Checking Offer

National Bank Bonus

Earn up to $500 cash with a new personal checking account at The Bank of Elk River. Direct deposit and eStatements required. Offer ends October 31, 2025.

Bonus $500

Annual Fee Not listed

Monthly Fee $5

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500 for $3,500+ in direct deposits; $350 for $1,000+ in direct deposits
• Account Types: Interest Boost Checking, Cashback Checking, or Everyday Checking
• Offer Code: WELCOME
• Minimum Opening Deposit: $50

Read full breakdown View Official Offer →

#86

Score Up to $500 with St. Mary’s Bank: A Two-Part Bonus That's Easier Than It Sounds

National Bank Bonus

Earn $300 by opening a checking and savings account with direct deposit, plus an extra $200 by funding your savings and keeping a balance. Nationwide availability.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jul 09, 2026

What to know

• Total Bonus: Up to $500 ($300 checking + $200 savings)
• Offer Code: GET500
• Account Types Required: New personal checking and savings account (excludes CDs and IRAs)
• Direct Deposit Requirement: Yes, at least $1,000 in recurring direct deposits within 90 days

Read full breakdown View Official Offer →

#87

Pillur's Business Checking Bonus: A $500 Boost for Your Small Business

National Bank Bonus

Pillur (MSU FCU) offers a $500 bonus for new business checking accounts. Deposit $10k for 90 days and make 5 transactions. No monthly fees. Offer ends 9/30/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Sep 30, 2025

What to know

• Issuer: Pillur (a trade name of Michigan State University Federal Credit Union)
• Maximum Bonus: $500
• Alternative Bonus: $300 for a $2,000 minimum deposit
• Account Type: New Business Checking or Savings

Read full breakdown View Official Offer →

#88

A $500 Welcome from Southern California's Credit Union: Is This Checking Bonus Right for You?

National Bank Bonus

Earn $500 for opening a checking account with a $100 deposit and setting up a $750 monthly direct deposit. Offer ends August 16, 2025, for California residents. Be aware of ChexSystems checks.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Account Type: CU SoCal Rewards Checking Account
• Minimum Opening Deposit: $100
• Key Requirement: Receive at least one monthly direct deposit of $750+

Read full breakdown View Official Offer →

#89

Pentucket Bank's $500 Business Checking Bonus: What You Need to Know

National Bank Bonus

Pentucket Bank offers a $500 bonus for new Business Select Checking accounts in MA and NH. Maintain $10k average balance for 3 months and use a Treasury Management service. Limited time offer.

Bonus $500

Annual Fee Not listed

Monthly Fee $40

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500
• Account Type: Business Select Checking
• Availability: Massachusetts and New Hampshire
• Minimum Opening Deposit: $10 (new money only)

Read full breakdown View Official Offer →

#90

State Exchange Bank High-Yield Savings: 4.10% APY + Up to $500 Bonus

National Bank Bonus

Earn 4.10% APY on your savings with State Exchange Bank, plus a cash bonus up to $500 for new customers who deposit $10k+ via Raisin by June 30, 2025. No monthly fees, no minimum balance, nationwide availability.

Bonus $500

Annual Fee Not listed

Monthly Fee $0

Expiration Expired Jun 30, 2025

What to know

• APY: 4.10% APY (variable)
• Bonus Amount: Up to $500 (tiered: $75 for $10k+, $250 for $25k+, $500 for $50k+)
• Bonus Code: BOOST (enter at sign-up)
• Bonus Deadline: First deposit initiated by June 30, 2025, 11:59 PM ET

Read full breakdown View Official Offer →

#91

Score Up to $500 with Union Bank & Trust's New Checking Offers

National Bank Bonus

Earn $500 with a new checking account from Union Bank & Trust. Requires $2,500 in direct deposits and paperless enrollment. Available in NE, KS, MO, IA through 9/30/25.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jul 09, 2026

What to know

• Bonus Amount: $500
• Account Types Eligible: Simply Free, Simply Free Plus, Simply Free Platinum, Premium Interest Advantage
• Direct Deposit Requirement: $2,500 in electronic direct deposits within 90 days
• Paperless Statements: Enroll within 90 days

Read full breakdown View Official Offer →

#92

Score Up to $200 with First National 1870's Checking Bonus (Plus a $50 Referral)

National Bank Bonus

Earn $200 by opening a First National 1870 checking account with $100, making 25 debit purchases, and setting up $500 in direct deposit. Offer ends 6/30/25. In-branch only in NM, AZ, CO, KS, TX.

Bonus $500

Annual Fee Not listed

Monthly Fee $6

Expiration Not listed

What to know

• Bonus Amount: $200
• Account Types: Foundation, Elevation, and Pinnacle Checking
• Minimum Deposit: $100
• Direct Deposit Requirement: $500 or more in qualifying ACH deposits

Read full breakdown View Official Offer →

#93

Valley Strong Credit Union is Offering Up to $250 Just for Opening a Checking Account

National Bank Bonus

California residents can snag a $250 checking bonus from Valley Strong Credit Union with no direct deposit required. Just use code NEW250, make 12 debit transactions or set up direct deposit, and wait 90 days. Refer friends for extra cash.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $250
• Account Type: Checking (CentsAble, Makes Cents, or Grow Strong)
• Availability: California – Tulare, San Joaquin, and Solano Counties
• Promo Code: NEW250

Read full breakdown View Official Offer →

#94

Arc Business Account: A Straightforward $500 Bonus for Keeping $10,000

National Bank Bonus

New Arc Business account customers can earn a $500 bonus by depositing and maintaining $10,000 for 90 days. No monthly fees, no direct deposit required.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Not listed

What to know

• Bonus Amount: $500
• Account Type: Arc Business Account
• Minimum Deposit: $10,000
• Funding Deadline: Within 10 days of account opening

Read full breakdown View Official Offer →

#95

Parke Bank's $500 Checking Bonus: A Two-Part Payday for NJ and PA Residents

National Bank Bonus

Earn $500 total with Parke Bank's Select Checking: $250 after two direct deposits in 90 days, another $250 at 12 months. Open to NJ and select PA counties. No end date listed.

Bonus $500

Annual Fee Not listed

Monthly Fee $7

Expiration Not listed

What to know

• Account Type: Parke Select Checking
• Availability: New Jersey and select Eastern Pennsylvania counties
• Bonus Amount: $500 total ($250 after first two direct deposits, $250 at 12-month anniversary)
• Direct Deposit Requirement: Yes, $500+ total in qualifying direct deposits

Read full breakdown View Official Offer →

#96

Wintrust's Business Checking Bonus: Up to $500 for Small Businesses in Four States

National Bank Bonus

Wintrust is offering a $300 or $500 bonus for opening a new business checking account in IL, FL, IN, or WI. The offer runs through January 29, 2025, with specific requirements to meet.

Bonus $500

Annual Fee Not listed

Monthly Fee Not listed

Expiration Expired Jan 29, 2025

What to know

• Issuer: Wintrust
• Offer Amount: $300 or $500 bonus
• Account Type: New Business Checking Account
• Eligible States: Illinois (IL), Florida (FL), Indiana (IN), Wisconsin (WI)

Read full breakdown View Official Offer →