Citizens Bank offers a $400 bonus for opening a new checking account with a single $1,000 direct deposit. Available in 14 states and D.C. through 12/31/25. Here's how to get it and what to watch for.
Bonus$400
Annual FeeNot listed
Monthly Fee$9.99
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: First new personal checking account
Offer Period: Must open account between 10/1/2025 and 12/31/2025
Key Requirement: A single direct deposit of $1,000 or more within 60 days of opening
Pacific Service Credit Union offers two checking bonuses for California residents: $400 or $100. Both require a $500+ direct deposit and have specific eligibility rules. Here's how to navigate the offers.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amounts: $400 (with promo code EARN400) or $100
Direct Deposit Requirement: $500 or more per month (must be payroll or government)
Bonus Payout Timing: Deposited by the 10th of the month following the qualifying direct deposit
Texas residents can earn $300 for personal checking or up to $400 for business checking with Broadway Bank. Both require specific activities within 90 days and have limited-time promo codes.
Iowa residents can earn a $400 bonus by opening a Maxx Checking account and meeting transaction requirements. The offer requires a recurring ACH transfer, not traditional direct deposit.
Florida-based Addition Financial is offering multiple bonuses: $100 for a new checking account, up to $400 for a youth savings account, and $50 for referrals. Offers have specific requirements and deadlines.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Checking Bonus Amount: $100 for Benefits Checking; $50 for Classic Checking
Savings Bonus Potential: Up to $400 per year (via 'Fun Bucks' program)
Referral Bonus: $50 for you, $100 for your referred friend
Primary Offer Deadline: December 31, 2025 (for checking/savings offers)
MIDFLORIDA Credit Union offers a $400 bonus for opening a Free Checking account. Requires $4k direct deposit, 40 debit purchases, and online enrollment within 75 days. Florida residents only.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $400
Account Type: Free Checking
Minimum to Open: $50
Key Requirement 1: Receive at least $4,000 in qualifying direct deposits
Earn $200 as a new member with promo code BONUS200, or get $100 per referral (up to $400) plus $200 for your friend. No direct deposit needed for the $200 bonus. Offer ends 5/31/25.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired May 31, 2025
What to know
Bonus Amount: $200 for new members; $100 per referral (up to $400) for existing members
Offer Expiration: May 31, 2025
Direct Deposit Required: No (for $200 bonus); Yes, $500+ for referral bonus
Indiana residents can earn a $400 checking bonus from Purdue Federal Credit Union by opening a new account and meeting direct deposit requirements. Offer valid through 12/31/25.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2025
What to know
Bonus Amount: $400
Account Type: New Checking Account
Availability: Indiana residents (specific counties: Lake, Porter, or those eligible via LaPorte County)
Direct Deposit Requirement: Yes, $4,000+ in ACH deposits within 120 days of opening
Valley National Bank offers a $400 bonus for a new checking account, but requires $7,500 in direct deposits within 90 days. Available in select states. Here's what you need to know.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $400
Account Type: All Access Checking+
Availability: New York, New Jersey, Florida, Alabama, Pennsylvania
Direct Deposit Requirement: Two or more qualifying deposits totaling $7,500 within first 90 days
Earn $400 with a new Santander checking account. Need $5K avg daily balance + 1 direct deposit in 90 days. Expires 12/18/26. Available in select states.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Dec 18, 2026
What to know
Bonus Amount: $400
Eligible Accounts: Santander Private Client Checking, Santander Select Checking, Simply Right Checking, or Santander Essential Checking
Minimum Opening Deposit: $25 (varies by account type)
Requirements: Maintain an average daily balance of at least $5,000 AND have at least 1 direct deposit within the first 90 days
Earn 39,100 MyPoints (worth ~$391 in gift cards) plus SoFi's own $325 bonus by opening a new SoFi Checking & Savings account with a $400 direct deposit.
Bonus$391
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: 39,100 MyPoints (worth ~$391 in gift cards)
SECU is offering a $350 bonus for new Total Checking & Rewards accounts. Residents of MD, DC, DE, PA, VA, and WV can earn it with two direct deposits within 90 days. Offer ends 12/31/26.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus amount: $350
Availability: Maryland, Washington D.C., Delaware, Pennsylvania, Virginia, West Virginia
Direct deposit requirement: Two qualifying payroll direct deposits within 90 days
Open an Everyday Hero Checking account, deposit $5,000 in new money, and earn a $350 bonus. Must also set up 3 direct deposits within 90 days. Offer ends 8/6/26. Available to eligible NY residents.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Aug 06, 2026
What to know
Bonus Amount: $350
Account Type: Everyday Hero Checking
Availability: New York
Minimum Deposit to Fund: $1,500 of new money within 15 days
Independent Bank offers a $350 bonus for opening a new ONE checking account with a $500 direct deposit requirement. Available in MI & OH until March 2027. A straightforward, long-term offer.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $350
Account Type: ONE or Opportunity ONE Checking Account
Availability: Michigan and Ohio residents
Key Requirement: Receive direct deposits totaling $500+ within 90 days of opening
Colorado residents can earn a $350 bonus by opening a new Elevations Credit Union checking account, setting up direct deposit, and enrolling in online banking. Offer ends January 1, 2026.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 26, 2026
What to know
Bonus Amount: $350
Offer Expires: January 1, 2026
Eligibility: New members who are Colorado residents. Not available to existing members.
Account Types: Foothills Free, Peak Perks, or Summit Dividend Checking. Forever Buffs checking does NOT qualify.
Earn $350 by opening a Frontwave checking and savings account. Requires $1,000 in direct deposits or ACH transfers within 90 days. Limited-time offer for CA residents.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $350
Account Type: Checking and Savings
Direct Deposit Requirement: $1,000 within a single calendar month, within 90 days of opening
Monthly Fees: None for Primary Checking and Savings
Earn $350 from SECU with a new Total Checking & Rewards account. Requires two direct deposits and e-statements within 90 days. Open to MD, DC, DE, PA, VA, WV residents. Offer ends 8/31/26.
Bonus$350
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Aug 31, 2026
What to know
Bonus Amount: $350
Account Type: SECU Total Checking & Rewards
Availability: Maryland, DC, Delaware, Pennsylvania, Virginia, West Virginia
Direct Deposit Requirement: Yes, 2 separate qualifying payroll direct deposits
MidWestOne Bank is offering a $350 bonus on its Power Checking account in CO, FL, MN, and WI. Meet simple requirements within 3 months, and the bonus lands in your account. No monthly fees, soft credit pull. Offer ends July 31, 2025.
Tyndall Federal Credit Union offers up to $350 in Giveback bonuses for members in AL and FL who complete simple tasks like bill pay, deposits, and card purchases by Nov 30, 2024.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: Up to $350
Availability: Alabama and Florida (specific counties)
Direct Deposit Requirement: No
Promotion Period: September 1, 2024 to November 30, 2024
Tri City National Bank offers a $350 bonus for opening a checking account with direct deposit in Wisconsin. Must bring a mailer to a branch by Jan 31, 2025. Requires $500+ in qualifying deposits within 60 days.
Bonus$350
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jan 31, 2025
What to know
Bonus Amount: $350
Account Type: Everyday Checking
Availability: Wisconsin residents only
Offer Expiry: Account must be opened by January 31, 2025
Get $325 for opening a Wells Fargo Everyday Checking account with qualifying direct deposits by April 14, 2026. Learn how to avoid the monthly fee and navigate the requirements.
Bonus$325
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Apr 14, 2026
What to know
Bonus Amount: $325
Account Required: Everyday Checking Account (new customers only)
Direct Deposit Requirement: $1,000+ in qualifying electronic deposits within 90 days of opening
Monthly Service Fee: $15 (can be waived multiple ways)
Union Savings Bank offers up to $304 for opening a checking account in Connecticut. Requires direct deposit and/or savings account funding. Ends April 30, 2026.
Bonus$304
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 06, 2026
What to know
Maximum Bonus Amount: $304
Offer Expiry Date: April 30, 2026
Availability: Connecticut residents only
Bonus Credit Date: Between May 1 and July 31, 2026
Bask Bank is offering up to $300 in cash bonuses plus a 0.40% APY boost when you open both a savings and checking account and meet monthly requirements.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus: $300
Account Opening Period: October 1, 2026 to December 31, 2026
Reward Period: Up to six consecutive statement periods following account opening
APY Rate Boost: 0.40% above base APY on average monthly balances up to $250,000