Best Bank Account Bonuses

Checking, savings, and cash account bonus offers.

Last updated: Jul 11, 2026

Showing 697 of 697 in this guide (943 total offers sitewide).

Quick Picks

National Offers

Offers with broad nationwide availability.

#121

Utah Community Credit Union's $300 Direct Deposit Bonus: A Sweet Deal for Utah Residents

National Bank Bonus

Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a new member in eligible Utah counties.

Bonus $300
Annual Fee Not listed
Monthly Fee $6
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Required Account: Elevated Checking
  • Key Requirement: Set up a new direct deposit of $500+ per month
  • Monthly Fee: $6, but waived with direct deposit, 15+ card transactions, or $1,500+ average balance
#122

SoFi's $300 Bonus: A Solid Deal for Your Direct Deposit

National Bank Bonus

SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Maximum Bonus: $300
  • Direct Deposit Required: $1,000 to $5,000+ (tiered)
  • Bonus Tiers: $50 for $1k-$1,999, $100 for $2k-$4,999, $300 for $5k+
  • Evaluation Period: 25 days from first qualifying direct deposit
#123

How to Score a $300 Bonus from Chime (and What You Need to Know)

National Bank Bonus

Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Mar 31, 2026

What to know

  • Bonus Amount: $300 digital Visa gift card
  • Provided By: Finder.com (not Chime)
  • Main Requirement: Open a new Chime Checking Account via Finder's link and receive one qualifying direct deposit of $200+ within 30 days.
  • Offer Deadline: March 31, 2026, 11:59 PM ET
#124

Capital One's $300 Checking Bonus: A Straightforward Way to Pocket Some Cash

National Bank Bonus

Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: 360 Checking
  • Promo Code Required: OFFER300
  • Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
#125

Capital One's $300 Checking Bonus: A Solid Deal for Your Next Direct Deposit

National Bank Bonus

Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Required: New 360 Checking account
  • Promo Code: OFFER300 (must be used at opening)
  • Key Requirement: Receive 2 qualifying direct deposits of $500+ each
#126

Arsenal Credit Union's $300 Welcome Bonus: A Sweet Deal for Illinois and Missouri Residents

National Bank Bonus

Arsenal Credit Union offers up to $300 for new members in IL/MO who open checking & savings, use a debit card, and set up direct deposit. No monthly fees. Ends 12/31/26.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expires Dec 31, 2026

What to know

  • Maximum Bonus: $300
  • Offer Expires: December 31, 2026
  • Promo Code Required: New2026
  • Eligibility: Must live, work, or be family of a member in specific IL/MO counties or qualifying employer groups
#127

Got a Targeted $300 Bonus Email from U.S. Bank? Here's What You Need to Know

National Bank Bonus

Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Required Deposit: $25,000 in new money
  • Deposit Window: February 17, 2026 - March 13, 2026
  • Balance Maintenance Period: 90 days (through June 11, 2026)
#128

Snag a $300 Bonus from Canandaigua National Bank (But Read This First)

National Bank Bonus

Canandaigua National Bank offers a $300 bonus for new checking accounts in NY. Requires online opening with code, e-statements, direct deposits, and debit card use within 90 days. Monthly fees apply but can be waived.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Eligible Accounts: New Optimum Checking or e-ssentials Checking
  • Availability: New York residents only
  • Offer Code Required: 300SWITCH
#129

Hawthorn Bank's $300 Checking Bonus: A Solid Midwest Deal (But Read the Fine Print)

National Bank Bonus

Hawthorn Bank offers a $300 bonus for new personal checking accounts in Missouri and Kansas. Requires two direct deposits totaling $500+ within 90 days. Offer expires March 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300
  • Account Type: New Personal Checking (Platinum Interest, Loyalty, Elite, or Free Checking)
  • Availability: Missouri and Kansas residents only
  • Key Requirement: Two or more direct deposits totaling at least $500 within 90 days of opening
#130

Luso American Credit Union's $300 Checking Bonus: A Local Deal for Massachusetts Residents

National Bank Bonus

Luso American Credit Union offers a $300 bonus for opening a new checking account with a $500 recurring direct deposit. Offer ends 2/28/26 and is limited to MA residents.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Free Checking Account
  • Direct Deposit Requirement: Recurring deposit of at least $500
  • Promotional Period: Accounts opened 12/10/2025 through 2/28/2026
#131

E*TRADE's $300 Checking Bonus: A Straightforward Way to Earn Extra Cash

National Bank Bonus

E*TRADE offers a $300 bonus for opening a new checking account and setting up two direct deposits of $1,500+ each. The offer ends March 31, 2026.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300
  • Offer Expiry: March 31, 2026
  • Promo Code Required: CHECKING25
  • Direct Deposit Requirement: 2 deposits, each $1,500+ within 90 days of opening
#132

bankESB Checking Bonus: Up to $300 for a Few Simple Steps

National Bank Bonus

Earn up to $300 with a new bankESB checking account. No monthly fees, low requirements, and a $50 loyalty bonus after a year. Available in CT, MA, RI, NH.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: Up to $300 ($200 initial + $50 quick tasks + $50 loyalty after 12 months)
  • Account Type: Basic Checking or Get Real Checking
  • Availability: CT, MA, RI, NH
  • Minimum Opening Deposit: $10
#133

Malvern Bank's $300 Checking Bonus: A Solid Offer for Iowans

National Bank Bonus

Malvern Bank offers a $300 bonus for opening a Premier Checking account. Requires direct deposit, 10 debit card transactions monthly, and online banking access for 90 days. Iowa residents only.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Not listed

What to know

  • Bonus Amount: $300
  • Account Type: Premier Checking
  • Minimum Deposit: $25 to open
  • Availability: Iowa residents only
#134

Wings Credit Union's $300 Checking Bonus: A Solid Offer with a Few Hurdles

National Bank Bonus

Wings Credit Union offers a $300 bonus for new checking accounts, but requires a $3,000 direct deposit and 5 debit/credit transactions. Open by 12/31/25. Nationwide eligibility with a $5 donation.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Feb 25, 2026

What to know

  • Bonus Amount: $300
  • Account Required: Everyday Checking and Share Savings (must be opened together)
  • Promo Code: WINGS25 (must be used during online application)
  • Offer Deadline: Accounts must be opened by December 31, 2025
#135

Snag a $300 Bonus with PyraMax Bank's Simply Cash Back Checking – Here's How

National Bank Bonus

Open a PyraMax Bank Simply Cash Back Checking account, use promo code BONUS300, set up $300+ in direct deposits for 2 months, and earn $300. Offer ends 12/31/25. WI residents only.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 10, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Simply Cash Back Checking
  • Promo Code: BONUS300
  • Minimum Opening Deposit: $25
#136

Town & Country Credit Union's $300 Checking Bonus: A Straightforward Deal Worth a Look

National Bank Bonus

Earn $300 by opening a Star Rewards Checking account with Town & Country Credit Union. Meet simple requirements by 11/30/25. A solid, no-fee offer for eligible residents.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Nov 30, 2025

What to know

  • Bonus Amount: $300
  • Account Type: Star Rewards Checking
  • Offer Expires: November 30, 2025
  • Availability: North Dakota residents (check eligibility)
#137

Berkshire Bank's $300 Bonus and Streaming Credit: A Solid Deal for the Northeast

National Bank Bonus

Earn a $300 checking bonus and up to $360 in streaming credits from Berkshire Bank. Must be a new customer in CT, MA, NY, TN, or VT. Offer ends 12/31/25.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Dec 31, 2025

What to know

  • Cash Bonus: $300
  • Streaming Credit (max): $360 ($15/month for 24 months)
  • Total Potential Value: $660
  • Account Type: Berkshire One Checking
#138

How to Snag Up to $300 from Connexus Credit Union's Checking Bonus

National Bank Bonus

Connexus Credit Union offers up to $300 for opening a checking account. Use promo code XTRABONUS by 11/9/25, meet activity requirements, and your bonus is based on your average balance.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Nov 09, 2025

What to know

  • Maximum Bonus Amount: $300
  • Account Required: Xtraordinary Checking Account
  • Promo Code Required: XTRABONUS
  • Offer Deadline: November 9, 2025
#139

First Federal Bank of Kansas City $300 Checking Bonus – Act Fast!

National Bank Bonus

Earn $300 with a new First Free Checking account at First Federal Bank of Kansas City. Must meet direct deposit and debit card requirements within 60 days. Limited time offer for MO residents.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 10, 2026

What to know

  • Bonus Amount: $300
  • Account Type: First Free Checking
  • Availability: Missouri (MO)
  • Minimum Opening Deposit: $25
#140

Apple Bank's $300 Checking Bonus: A Queens-Only Deal with a Twist

National Bank Bonus

Apple Bank offers a $300 bonus for opening a Choice Checking account at their Rego Park branch. Requires $500 in electronic deposits for two consecutive months. Offer ends September 30, 2025.

Bonus $300
Annual Fee Not listed
Monthly Fee $10
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $300
  • Account Required: New Apple Bank Choice Checking account
  • Offer Expires: September 30, 2025
  • Key Requirement: Must open the account at the Apple Bank Rego Park (Forest Hills) branch
#141

Greater Iowa Credit Union's $300 Checking Bonus: A Solid Midwestern Deal

National Bank Bonus

Greater Iowa Credit Union offers a $300 bonus for new checking accounts. Requires 20 debit purchases, one $100 direct deposit, and e-statements within 60 days. No monthly fee.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Feb 26, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Greater Checking Account
  • Availability: Iowa residents (must meet membership eligibility)
  • Key Requirements: Open account, enroll in e-statements, receive one direct deposit of at least $100, make 20+ debit card purchases totaling $100+ within 60 days.
#142

Grab $300 from Farmers State Bank: An Iowa Checking Bonus Worth Your Time

National Bank Bonus

Open a new FSB checking account, set up a $500 direct deposit, and get $300. Offer ends 12/31/25. Must be 18+ and an Iowa resident. One bonus per household.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expired Jul 08, 2026

What to know

  • Bonus Amount: $300
  • Account Type: Personal Checking
  • Availability: Iowa (IA) – must visit a branch or bank online
  • Direct Deposit Requirement: At least $500
#143

Score Up to $300 with Old Second Bank's Checking & Savings Offer

National Bank Bonus

Open a qualifying checking and savings account with Old Second Bank using promo code PK2 to earn up to $300. Available to Illinois residents. Expires 12/31/2026.

Bonus $300
Annual Fee Not listed
Monthly Fee $0
Expiration Expires Dec 31, 2026

What to know

  • Bonus Amount: Up to $300 ($50 + $100 + $150)
  • Promo Code: PK2
  • Account Types Required: Personal Checking (e.g., O2 Checking) + Money Builder Savings
  • Availability: Illinois (in-branch or online)
#144

Score a $300 Bonus with Lake Forest Bank & Trust – Here’s How It Works

National Bank Bonus

Open a qualifying checking account, set up $500/month in direct deposits, and earn $300. No monthly fees, free ATMs, and early pay available. Offer ends 7/31/25.

Bonus $300
Annual Fee Not listed
Monthly Fee Not listed
Expiration Expired Jul 09, 2026

What to know

  • Bonus Amount: $300
  • Account Types: Total Access, Cubs, White Sox, Access Plus, or Premier Checking
  • Direct Deposit Requirement: $500+ per month for 2 consecutive calendar months
  • Offer Period: Accounts opened 2/1/24 – 7/31/25

Regional & Local Offers

Regional/local offers start on page 17.