Lili Banking offers freelancers a 3.00% APY checking account with no fees. A $300 bonus is available for new business accounts that meet deposit and debit card requirements.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
APY: 3.00% APY on balances (down from 3.65% as of March 2025)
Bonus Amount: $300 for new business checking accounts
Minimum Deposit: $5,000 within 30 days of account opening
Balance Requirement: Maintain $5,000 daily balance for 60 days after reaching the deposit threshold
Numerica Credit Union offers a $300 bonus for new members in WA & ID who open a checking account and meet requirements. Here's how to qualify and what to watch for.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Bonus Checking
Eligible States: Washington, Idaho (North Panhandle)
SF Fire Credit Union offers up to $300 for opening a checking account. Must live/work/study in SF, San Mateo, or Marin County, CA. Requires direct deposits & promo code. Offer ends 6/30/25.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 30, 2025
What to know
Maximum Bonus Amount: $300
Offer Expiration Date: June 30, 2025
Geographic Eligibility: Must live, work, or attend school in San Francisco, San Mateo, or Marin County, California
North American Savings Bank offers a $300 bonus for opening a Prosper Checking account. Requires a $1,500 deposit and $3,000 in direct deposits within 90 days. Account also offers interest and perks like cell phone protection.
Bonus$300
Annual FeeNot listed
Monthly Fee$8
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Prosper Checking
Minimum Initial Deposit: $1,500
Direct Deposit Requirement: $3,000+ within first 90 days
PSECU offers a $300 bonus for new members who open checking & savings, use promo code, and complete two $500+ direct deposits within 100 days. Nationwide eligibility via $10 association membership.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $300
Promo Code Required: 2026PROMO
Offer Expires: December 31, 2026
Direct Deposit Requirement: Two qualifying deposits of $500+ each
Sacramento Credit Union offers a $300 bonus for first responders opening a new checking account. Requires $25 to open, $2000 in direct deposits within 90 days, and uses promo code ACADEMY300. Limited eligibility.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 12, 2026
What to know
Bonus Amount: $300
Required Account: Free Rewards Checking Account
Minimum Opening Deposit: $25
Direct Deposit Requirement: $2,000+ in qualifying deposits within 90 days of opening
Open a Better Than Free Checking account with direct deposit of $500+ within 90 days to earn a $300 bonus. Offer valid through Dec 31, 2026. CA residents only.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $300
Account Type: Better Than Free Checking with eStatements
Availability: California (must qualify for membership)
Direct Deposit Requirement: $500 or more within 90 days of account opening
New Yorkers can earn a $300 bonus for opening a checking account with Ridgewood Savings Bank. Requires a $300+ direct deposit. Offer ends December 16, 2024.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: New Personal Checking Account
Key Requirement: Receive $300+ in qualifying direct deposits
Offer Period: September 9, 2024 - December 16, 2024
Bell Bank offers a $300 bonus for opening a checking account in AZ, MN, or ND by 11/30/24. Requires direct deposits and debit card use. Here's what you need to know.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 06, 2026
What to know
Bonus Amount: $300
Account Type: First-time personal checking account
Availability: Arizona, Minnesota, North Dakota residents only
EECU offers a $300 bonus for opening a Real Worth Checking account with $1,500 in direct deposits within 90 days. Available to TX residents in select counties.
Amalgamated Bank offers a $150 or $300 bonus for new business checking accounts. Requires maintaining a minimum balance for 3 months. No direct deposit needed. Offer ends soon.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Mar 22, 2026
What to know
Bonus Amount: $150 or $300
Account Type: Business Checking (Standard or Plus tier)
Key Requirement: Maintain a minimum average monthly balance for 3 consecutive months
Balance for $150 Bonus: $2,500 monthly (Amalgamated Business Checking)
Colorado residents can earn a $250 bonus from Pikes Peak National Bank by opening a Freedom Checking account, setting up direct deposit, and making 15 debit card purchases. Offer ends Sept 30, 2026.
Bonus$250
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Sep 30, 2026
What to know
Bonus Amount: $250
Availability: Colorado only, must open in branch
Account Type: Freedom Checking
Direct Deposit Requirement: $1,000+ in qualifying direct deposits
Earn a $250 bonus by parking $5,000 in a 316 Savings account for 150 days. No direct deposit needed, no monthly fees, and a competitive 4.05% APY. Hurry, offer ends August 4, 2026.
Earn $250 from Navy Federal Credit Union by opening a checking account and setting up a qualifying direct deposit. No monthly fees, and you can even use a credit card to fund the account. Offer ends November 30, 2025.
Bonus$250
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Nov 30, 2025
What to know
Bonus amount: $250
Availability: Nationwide, but you must be eligible for NFCU membership
Direct deposit requirement: $500+ recurring for at least 3 out of 4 consecutive months
Credit card funding: Up to $250 via Visa, Mastercard, or Discover
Western State Bank offers $50-$250 bonuses for opening new checking accounts with direct deposit and e-statements. Must be near AZ, ND, or MN branches. Bonuses post within 60 days.
Bonus$250
Annual FeeNot listed
Monthly Fee$10
ExpirationNot listed
What to know
Maximum Bonus Amount: $250
Bonus Tiers: $250 for VIP/VIP Plus Checking; $100 for Free Personal Checking; $50 for Future Checking
Key Requirements: Open a new personal checking account, enroll in direct deposit, enroll in digital (e)statements, get a Western Debit Card
Bonus Posting Timeline: Credited to account within 60 days after direct deposit is received
Central National Bank offers $200 for personal checking and $250 for business checking to new customers in Oklahoma. Must open by 12/31/25, set up direct deposit, and enroll in e-statements.