Live Oak Bank offers 4.00% APY plus a $300 bonus when you open a personal savings account and maintain $20,000 for 90 days. The bonus requires new external funds, so existing Live Oak money won't count.
U.S. Bank is offering $300 for new Basic Business Savings accounts with promo code Q4SAV26. Deposit $15,000 in new money within 30 days and keep that balance for 60 days. Offer ends January 13, 2027.
Bonus$300
Annual FeeNot listed
Monthly Fee$5
ExpirationExpires Jan 13, 2027
What to know
Bonus amount: $300
Promo code: Q4SAV26 (automatically applied)
Minimum deposit: $15,000 in new money within 30 days
Balance requirement: Maintain at least $15,000 for 60 days after account opening
Finder offers $300 for new Varo customers who receive a $500+ direct deposit within 35 days and keep the account open. But past payout issues make this one risky.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum bonus: $300
Direct deposit required: $500 or more within 35 days of account opening
Account maintenance: Keep account open and in good standing through the Fulfillment Date
Promotion period: September 10, 2026 to October 9, 2026
Open a Live Oak Bank personal savings account, deposit $20,000 by 10/16/26, keep it there for 90 days, and earn a $300 bonus. No monthly fees, no minimum balance, and a competitive 4.00% APY.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationEnds in 5 days
What to know
Bonus Amount: $300
APY: 4.00% (as of offer date)
Account Opening Deadline: 5:00 p.m. ET on 10/16/26
Deposit Requirement: Deposit at least $20,000 by 5:00 p.m. ET on 10/16/26
Targeted Amex Offer: Spend $300+ at Small Luxury Hotels of the World and get $100 back. Valid at participating properties worldwide until Nov 15, 2026. Book directly via SLH and pay at the hotel.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Nov 15, 2026
What to know
Offer: Get $100 statement credit when you spend $300 or more at Small Luxury Hotels of the World
Expiration: November 15, 2026
Eligible Properties: Participating SLH hotels worldwide (check the list at americanexpress.com/slh-offer-2026)
Booking Requirement: Reservations must be made directly with SLH online at slh.com
Southland Credit Union offers a $300 bonus for new Enjoy! Rewards Checking accounts in CA. Meet $1,500 monthly direct deposits for 3 months. No early termination fee, but watch monthly fees.
Bonus$300
Annual FeeNot listed
Monthly Fee$5
ExpirationExpired Aug 20, 2026
What to know
Bonus Amount: $300 (30,000 bonus points with stated member value of $300)
Account Type: Enjoy! Rewards Checking
Availability: California (limited to Southland Credit Union service areas)
Direct Deposit Requirement: Yes – $1,500 or more per month for three consecutive months within 90 days of account opening
Earn $300 with Quorum Federal Credit Union by opening a QPlus or QClassic checking account and setting up $5,000 in direct deposits. No monthly fees, no early termination fee. Nationwide availability.
Earn $300 with a new Power Checking account. Open online, use promo code MC300, and set up $2,500 in direct deposits within 60 days. Bonus arrives at day 120. No ChexSystems pull. Offer ends 9/15/2026.
Bonus$300
Annual FeeNot listed
Monthly Fee$12
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: Power Checking
Promo Code: MC300
Direct Deposit Requirement: $2,500 or more within 60 banking days of account opening
Open a Lake Ridge Bank Forward Checking account, set up direct deposits, and earn $300. No monthly fees, easy requirements, and the offer runs through August 31, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Aug 31, 2026
What to know
Bonus Amount: $300
Account Type: Forward Checking
Availability: Wisconsin (WI)
Direct Deposit Requirement: Yes, $500/month for 3 consecutive months
Open a FirstRewards Checking account by 9/15/26, deposit $1,000 via direct deposit by 12/31/26, and keep a $1,000 balance. Get $300. No monthly fees. Available in TN, GA, AL, KY, NC.
Get $300 for opening a Grasshopper Bank Innovator Business Checking account with $10k. No monthly fees, but past fraud issues make approval risky. Offer ends July 31, 2026.
Earn $300 when you open an Amex Rewards Checking account and receive $7,500+ in direct deposits within 90 days. No monthly fees, no minimum balance. Offer ends July 30, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 30, 2026
What to know
Bonus Amount: $300
Direct Deposit Requirement: $7,500 or more in Qualifying Direct Deposits within 90 days of account opening
Offer Expiration: Account must be opened by July 30, 2026
Qualifying Direct Deposits: ACH transfers from employer or government (paycheck, pension, Social Security, tax refund). P2P transfers, bank-to-bank transfers, and check deposits do not qu...
Score $300 from Provident Bank by opening a Basic Checking account online, depositing $50, and making two $500+ direct deposits. Offer ends July 19, 2026. Available in NJ, NY, PA.
Bonus$300
Annual FeeNot listed
Monthly Fee$2
ExpirationExpired Jul 07, 2026
What to know
Bonus Amount: $300
Account Type: Provident Basic Checking (personal)
Eligible States: New Jersey, New York, Pennsylvania
Earn $300 from SAFE Credit Union by opening a checking account with promo code SAFE300, depositing $25, and setting up $1,000+ in direct deposits for three consecutive months. Expires 5/31/26. California residents only.
USAA is offering a $300 bonus for opening a Classic Checking account with a $500+ direct deposit. No monthly fees, but membership eligibility is required. Offer ends June 16, 2026.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jun 16, 2026
What to know
Bonus Amount: $300
Account Required: New USAA Classic Checking
Key Requirement: Single qualifying direct deposit of $500+ within 90 days of opening
Offer Deadline: Must apply by June 16, 2026, 11:59 PM CT
Utah Community Credit Union offers $300 for opening an Elevated Checking account and setting up a qualifying direct deposit. Must be a new member in eligible Utah counties.
Bonus$300
Annual FeeNot listed
Monthly Fee$6
ExpirationNot listed
What to know
Bonus Amount: $300
Required Account: Elevated Checking
Key Requirement: Set up a new direct deposit of $500+ per month
Monthly Fee: $6, but waived with direct deposit, 15+ card transactions, or $1,500+ average balance
SoFi offers up to $300 for new checking/savings accounts with qualifying direct deposits. Requires $1k-$5k in deposits within 25 days. No monthly fees. Bonus paid within 14 days after evaluation.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Maximum Bonus: $300
Direct Deposit Required: $1,000 to $5,000+ (tiered)
Bonus Tiers: $50 for $1k-$1,999, $100 for $2k-$4,999, $300 for $5k+
Evaluation Period: 25 days from first qualifying direct deposit
Get a $300 digital gift card for opening a new Chime checking account and receiving a $200+ direct deposit. Offer ends March 31, 2026. Here's how it works and what to watch for.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 31, 2026
What to know
Bonus Amount: $300 digital Visa gift card
Provided By: Finder.com (not Chime)
Main Requirement: Open a new Chime Checking Account via Finder's link and receive one qualifying direct deposit of $200+ within 30 days.
Capital One offers $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees. Here's how to claim it.
Bonus$300
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $300
Account Type: 360 Checking
Promo Code Required: OFFER300
Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
Capital One is offering $300 for opening a 360 Checking account and receiving two $500+ direct deposits within 75 days. No monthly fees, but watch the eligibility look-back period.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Account Required: New 360 Checking account
Promo Code: OFFER300 (must be used at opening)
Key Requirement: Receive 2 qualifying direct deposits of $500+ each
Arsenal Credit Union offers up to $300 for new members in IL/MO who open checking & savings, use a debit card, and set up direct deposit. No monthly fees. Ends 12/31/26.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Maximum Bonus: $300
Offer Expires: December 31, 2026
Promo Code Required: New2026
Eligibility: Must live, work, or be family of a member in specific IL/MO counties or qualifying employer groups
Targeted U.S. Bank Smartly Savings offer pays $300 for depositing $25k in new money by March 13, 2026, and maintaining the balance for 90 days. A solid return if you have the cash and received the invite.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Required Deposit: $25,000 in new money
Deposit Window: February 17, 2026 - March 13, 2026
Balance Maintenance Period: 90 days (through June 11, 2026)
Canandaigua National Bank offers a $300 bonus for new checking accounts in NY. Requires online opening with code, e-statements, direct deposits, and debit card use within 90 days. Monthly fees apply but can be waived.
Bonus$300
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $300
Eligible Accounts: New Optimum Checking or e-ssentials Checking