California residents can earn a $475 bonus for opening a new checking account with Travis Credit Union. No direct deposit required, but you must open by 3/31/26 and use a promo code.
U.S. Bank offers up to $450 for opening a Smartly Checking account. You have 90 days to meet direct deposit tiers. The $12 monthly fee is easily waived. Offer ends April 1, 2026.
Ameriprise Bank offers a $450 bonus for existing clients who deposit $25,000 into a savings account by March 31, 2026 and maintain it through June. The bonus pays by September 2026.
Bonus$450
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $450
Required Deposit: $25,000 in Eligible Deposits
Account Type: Ameriprise Bank Savings Account (new or existing)
Earn up to $450 with Byline Bank's Simple Checking. Open with $100, use promo code WELCOME450, and set up $1,000 in direct deposits for 3 months. Offer valid through 11/30/26.
SoFi is stacking the deck with bonuses across banking, investing, and loans. Snag up to $425 for checking/savings, $50 for investing, $300 for personal loans, and more. Here's the breakdown and what to watch for.
Bonus$425
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpires Dec 31, 2026
What to know
Checking & Savings Bonus: Up to $425 with qualifying direct deposit (tiered: $50 for $1,000-$4,999, $400 for $5,000+)
APY: Up to 3.80% APY on SoFi Checking & Savings
Offer Expiration: Extended through 12/31/2026
Invest Bonus: $50 for new active brokerage account with $100+ deposit
Get a $412 bonus from Clearview FCU by opening a new checking account, signing up for eStatements, making 4 debit transactions, and depositing $412+ electronically within 60 days. Expires 10/31/25.
Bonus$412
Annual FeeNot listed
Monthly Fee$5
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $412
Account Type: Checking (Absolute Checking® or other eligible types)
Targeted Citi Offer: Spend $400+ on JetBlue flights and get $50 back as a statement credit. Expires Sept 30, 2026. Check your Citi app to see if you're targeted.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Sep 30, 2026
What to know
Offer: Spend $400+ with JetBlue, get $50 back as a statement credit
Expiration: September 30, 2026
Redemption Limit: May be redeemed 1 time by the offer end date
Currency Requirement: Qualifying purchases must be in US Dollars (USD)
Barclays is offering up to $400 for new savings accounts. Deposit $25k or $40k, keep it for 120 days, and earn a bonus plus 4% APY. No monthly fees. Act by 10/31/26.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpires Oct 31, 2026
What to know
Bonus Amount: $200 (standard) or $400 (AARP)
Minimum Deposit: $25,000 (standard) or $40,000 (AARP)
Earn $400 with Republic Bank's checking bonus. Complete 3 direct deposits and 10 POS transactions in 90 days. Offer valid through 12/31/26. Available in FL, IN, KY, OH, TN.
Earn up to $400 with AdelFi Credit Union's checking, savings, and credit card bonuses. Open accounts, use promo code BEE, and meet requirements by July 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 31, 2026
What to know
Bonus Amount: Up to $400 total: $100 for checking, $100 for savings, $200 for credit card
Promo Code: BEE
Offer Expiration: July 31, 2026
Checking Bonus Requirements: Open Harvest Checking, register for digital banking, and enroll in eStatements
Earn $150, $250, or $400 by opening a Cashback Free Checking or Chiefs Checking account with direct deposit. Promo code SPRING26. Offer ends July 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Offer: Earn $150, $250, or $400 bonus
Account Type: Cashback Free Checking or Chiefs Checking
Bonus Tiers: $150 for $2,000–$4,999.99 in direct deposits; $250 for $5,000–$9,999.99; $400 for $10,000+
Availability: KS, MO (Kansas City and St. Louis DMAs)
Open a Kasasa Cash Back Checking account, meet monthly requirements for 4 months, and earn a $400 bonus. No monthly fees. Available in MA, NH, ME, RI, CT, VT.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 08, 2026
What to know
Bonus Amount: $400
Account Type: Kasasa Cash Back Checking
Availability: MA, NH, ME, RI, CT, VT
Direct Deposit Requirement: At least 1 direct deposit or ACH transaction per month
New members in PA/NJ can earn $400 by opening a Cashback Checking account, setting up direct deposit, and enrolling in digital banking. Offer ends May 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $400
Account Type: Cashback Checking
Availability: PA, NJ
Direct Deposit Requirement: $1,000 per month for 2 consecutive months
Capital One has a targeted $400 bonus for new checking accounts. You'll need to use a specific promo code and receive two $500+ direct deposits within 75 days. Here's how to check eligibility and avoid pitfalls.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired May 19, 2026
What to know
Bonus Amount: $400
Account to Open: Capital One 360 Checking
Promo Code Required: GET400
Key Requirement: Receive 2 qualifying direct deposits of $500+ each within 75 days of opening
Tucoemas Federal Credit Union offers a $400 bonus for opening a checking account and completing a free financial coaching program. Must be eligible for membership in Tulare County, CA.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $400
Required Account: Free Kasasa Checking Account
Key Requirement: Enroll & complete the Pathways financial coaching program
Program Duration: Active participation for at least 4 months
Wells Fargo offers $400 for opening an Everyday Checking account and receiving $1,000+ in direct deposits within 90 days. The $15 monthly fee is avoidable. Offer ends April 7, 2026.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Apr 07, 2026
What to know
Bonus Amount: $400
Account Required: New Wells Fargo Everyday Checking Account
Direct Deposit Requirement: $1,000 or more in qualifying deposits within 90 days of opening
Atlantic Union Bank offers a $400 bonus for opening a checking account with a $2,000 direct deposit requirement. Available in VA, MD, NC until March 31, 2026. Use promo code 4004U.
Bonus$400
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: Personal Checking (Multiple eligible types)
Availability: Virginia, Maryland, North Carolina residents
Direct Deposit Requirement: $2,000+ within 90 days of opening
Equity Bank offers a $400 bonus for opening a checking and savings account in AR, KS, OK, or MO. Requires $1k in direct deposits and debit card use within 45 days. Offer ends March 31, 2026.
Bonus$400
Annual FeeNot listed
Monthly Fee$10
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Required Accounts: New Checking AND New Savings Account
Promo Code: GOLD (must be used when applying)
Direct Deposit Requirement: $1,000 in qualifying deposits within 45 days of opening
Get a $400 bonus for opening a Fifth Third checking account and making $500 in direct deposits within 90 days. Offer ends 1/7/26. Here's how to qualify and what to watch for.
Bonus$400
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Feb 25, 2026
What to know
Bonus Amount: $400
Account Type: Fifth Third Momentum® Checking or Preferred Checking
Direct Deposit Requirement: $500 or more within 90 days of opening
Penn Community Bank offers a $400 bonus for opening a checking account with two qualification paths: $1,500 in direct deposits or 20 debit card purchases. Must be a PA resident and keep account open 6+ months. Ends 12/31/25.