Virginia residents can earn a $100 bonus by opening a new Langley checking account online, registering for digital banking, and making $50 in debit card purchases within 45 days. No direct deposit required.
Colorado families: Minnequa Works Credit Union offers a $100 bonus for kids under 18 who save $100 in a new YSave account. No direct deposit needed. A great way to kickstart a savings habit.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: YSave Youth Savings Account
Eligibility Age: Primary member must be under 18 years old
Open a new checking account at Orange County's Federal Credit Union, use promo code MY100, set up direct deposit, and get a $100 bonus. Offer valid through 12/31/26.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired Jul 09, 2026
What to know
Bonus Amount: $100
Account Type: Personal Checking (Everyday, Access, or Pacific Checking)
Promo Code: MY100
Direct Deposit Requirement: Yes – set up and receive direct deposit within 60 days of account opening
Open a new checking account by Dec 31, 2024, set up a direct deposit by Feb 1, 2025, and get a $100 gift card to a local Rock Island business. Illinois residents only.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2024
What to know
Bonus Amount: $100 Gift Card
Account Type: New Checking Account
Availability: Illinois residents only
Account Open Deadline: Must be opened between December 1, 2024, and December 31, 2024
Colorado residents can snag a $100 bonus from Westerra Credit Union by opening a new checking/savings combo before Dec 31, 2024. No direct deposit needed, but watch for potential hard credit pulls.
Wisconsin residents: Refer a friend to open a Madison CU checking account with direct deposit, and you both get cash. You earn $50, they get $100. Limited-time offer.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Your Bonus (Referrer): $50 per successful referral
Friend's Bonus (New Member): $100 welcome bonus
Offer Period: September 1, 2024 – October 31, 2024
Key Requirement: New member must set up direct deposit, a debit card, and eStatements
Fifth District Savings Bank offers a $100 bonus for teens (15-19) in Louisiana who open a Totally Free Checking account, make a $50 deposit, and complete a few simple digital tasks within 60 days.
Iowa educators can get a $100 bonus, waived fees, loan discounts, and free classroom supplies through Corda's ClassAct program. Must set up $500 monthly school direct deposit.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Offer Name: ClassAct by Corda Credit Union
Cash Bonus: $100
Key Requirement: $500 monthly direct deposit from a school/learning center
Bonus Payout Timeline: Within 60 days of meeting requirements
Open a 7 17 Credit Union checking account by Aug 31, 2024, meet easy requirements, and get $100. No monthly fees on free accounts. Ohio residents only.
Bonus$100
Annual FeeNot listed
Monthly Fee$7.95
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: New primary checking account (WOW Checking, Free Checking, or Benefits Plus Checking)
Availability: Ohio residents (must live, work, worship, or attend school in Trumbull, Mahoning, Columbiana, Portage, Summit, or Central Stark counties, or join via American...
Open an Everywhere Checking account with $50, set up $500+ in monthly direct deposits within 60 days, and earn $100. Limited-time offer for Ohio residents.
Bonus$100
Annual FeeNot listed
Monthly Fee$6.95
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: Everywhere Checking
Minimum Opening Deposit: $50
Direct Deposit Requirement: $500+ per month in recurring ACH deposits (payroll, pension, or government benefits)
TD Bank offers students $100 for opening a checking account and making 15 debit purchases in 60 days. No monthly fee for ages 17-23. Read the fine print before applying.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationNot listed
What to know
Bonus Amount: $100
Account Type: TD Complete Checking
Key Requirement: Make 15 qualifying debit card purchases within 60 days of opening
Bonus Payout Timeline: On or before 180 days after account opening
Westfield Bank offers Ohio residents a $100 bonus for opening a new checking account with a $250 deposit. No traditional direct deposit is required, but you must keep the account open for 180 days. Offer ends 12/31/24.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2024
What to know
Bonus Amount: $100
Required Account: New Dream Big Checking with Savings or other eligible checking account
Minimum Opening Deposit: $250
Direct Deposit Required?: No, but a recurring ACH transfer (debit or deposit) is needed
Credit Union of Denver's referral offer pays $100 to both you and a friend when they open a checking account and meet simple requirements. Act fast—this deal ends July 31, 2024.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Jul 31, 2024
What to know
Bonus Amount: $100 for the referrer, $100 for the new member
Michigan residents can snag a $100 bonus by opening a checking account with Route 31 Credit Union and setting up a qualifying direct deposit. Offer ends May 31, 2024.
Bonus$100
Annual FeeNot listed
Monthly Fee$0
ExpirationExpired May 31, 2024
What to know
Bonus Amount: $100
Account Type: Checking Account
Key Requirement: Direct deposit of $250+ within 30 days of opening
Washington residents can score a $100 bonus by opening a checking account at Verity Credit Union with a $500 direct deposit. Here's how it works and what to watch for.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $100
Account Required: New Checking Account
Key Requirement: $500+ in qualifying direct deposits within 60 days
Availability: Washington state residents/workers only
Sea Air Federal Credit Union is offering a tiered referral bonus until 12/31/24. Earn $25 or $50 for each friend who opens a savings account, with higher payouts for military and USA Water Polo connections.
Bonus$100
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Dec 31, 2024
What to know
Offer End Date: December 31, 2024
Bonus Amount (Standard): $25 per referral for first 5; $50 per referral for 6+
Bonus Amount (Military/USA Water Polo): $50 per referral for first 5; $100 per referral for 6+
Required Account: New Savings Account for the referred person
Score $90 by referring friends to U.S. Eagle Federal Credit Union. Both parties get paid. Easy to join with a $10 donation. Offer extended through Dec 2026.
Bonus$90
Annual FeeNot listed
Monthly Fee$5
ExpirationExpires Dec 31, 2026
What to know
Bonus Amount: $90 per referral (both parties)
Availability: Select areas in New Mexico; join with $10 donation
Direct Deposit Required: Yes, no minimum mentioned
Refer a friend to Rakuten by Sept 30, 2026, and you both get $50 cash back, 5,000 Amex Membership Rewards, or 5,000 Bilt points after the friend spends $50 within 90 days.
Bonus$50
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
Bonus Amount: $50 cash back, 5,000 Amex Membership Rewards points, or 5,000 Bilt points per referral
Referral Period: Through 11:59 PM PT on September 30, 2026
Spend Requirement: Referred friend must make $50 in qualifying purchases within 90 days of signing up
Eligibility: Both referrer and referee must reside in the 50 US states, DC, or Canada
Earn $50 for each friend you refer to Labor Credit Union, up to 10 referrals. No monthly fees, soft credit pull, and they cover the $5 opening deposit.
Get a $40 welcome bonus from BeFrugal after earning just $10 in cash back through their shopping portal within your first year. That's $50 total for minimal effort.
Stanford Federal Credit Union offers new members up to $625 in cash rewards, including a $500 bonus for opening a spending account and meeting direct deposit & debit card spend requirements. Must join by 3/4/26.
Bonus$35
Annual FeeNot listed
Monthly FeeNot listed
ExpirationExpired Mar 04, 2026
What to know
Maximum Potential Bonus: $625
Headline $500 Bonus Requirements: Open a spending account, receive $2,500+ in monthly payroll/Social Security direct deposits for 3 consecutive months, AND spend $1,000+ monthly on Stanford FCU...
Other Available Rewards: $35 for a new credit card, $30 for an extra savings account/certificate, $25 for a welcome appointment, $20 for eStatements, $10 for alerts, $5 for first Zelle...
Offer Deadline for New Members: Must join beginning on or after March 4, 2026 (terms are for a specific promotion period).
X Money offers 6% APY with qualifying direct deposit, 3% debit card cashback, and a $300 bonus for NY residents. But there are fees and exclusions to consider.
Bonus$25
Annual FeeNot listed
Monthly FeeNot listed
ExpirationNot listed
What to know
APY: 6% APY on balances with qualifying direct deposit of $1,000+ per month (Premium+ members exempt from direct deposit requirement)
Debit Card Cashback: 3% cash back on most purchases, with an exclusion list that includes utilities, wholesale clubs, jewelry stores, insurance premiums, colleges/universities, and...
Sign-Up Bonus: $25 bonus upon sign-up, though some users report receiving only $15
New York Residents: Not eligible for 6% APY; instead can earn a $300 bonus after receiving $3,000 in direct deposits